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Abstrak :
[ABSTRAK
Bank Garansi ini merupakan salah satu produk pemerintah dalam menumbuhkan iklim sehat pada dunia perbankan. Produk ini mendukung dalam meningkatkan penyaluran dana kepada masyarakat. Resiko Bank Garansi muncul jika nasabah melakukan perbuatan wanprestasi atau tidak memenuhi segala kewajiban kepada penerima jaminan. Hingga kini masih terdapat pencairan Bank Garansi tidak tepat sasaran sesuai dengan resiko yang terkandung didalamnya. Pencairan Bank Garansi dilakukan saat terpenuhinya unsur wanprestasi. Oleh karena itu, tesis ini akan membahas mengenai dua hal, yaitu kelayakan pencairan Bank Garansi dalam hal telah dilaksanakannya prestasi oleh Prinsipal dan Akibat hukum yang terjadi ada Prinsipal yang telah melakukan prestasi dengan adanya pencairan Bank Garansi tersebut dengan contoh pada kasus Proyek Pembangunan 12 Unit Rumah Bank Indonesia di Jalan Panglima Polim I dan VI, Kebayoran Baru - Jakarta Selatan. Dalam kasus ini terdapat empat pihak yaitu PT Bank DKI sebagai penerbit Bank Garansi atau jaminan, Bank Indonesia selaku Obligee atau Pemilik Proyek, PT Elti Prima Raya selaku Kontraktor atau Prinsipal yang bertugas dalam pelaksanaan proyek dan PT Wisma Kosgoro selaku subkontraktor. Penelitian ini menggunakan metode penelitian yuridis normatif. Hasil dari penelitian atas kasus Proyek Pembangunan 12 Unit Rumah Bank Indonesia ini menyatakan bahwa Bank Garansi layak dicairkan dalam hal telah dilaksanakannya prestasi oleh Prinsipal, hal ini terbukti Pada saat Bank Garansi berpegang pada prinsip Unconditional atau First Demand. Dengan prinsip ini berarti bank akan segera mencairkan jaminan jika diminta oleh Obligee (tanpa harus membuktikan kegagalan/wanprestasi/default Principal dan/atau kerugian yang diderita Obligee). Akibat Hukum yang terjadi pada Prinsipal yang telah melakukan prestasi dengan adanya Pencairan Bank Garansi tersebut adalah Kontraktor dinyatakan Lalai, Kontraktor akan menderita kerugian sebesar nilai pencairan Bank Garansi, Kontraktor menderita kerugian sebesar yang telah dilakukan prestasi, Kontraktor menderita kerugian berupa keuntungan yang seharusnya didapat dari pelaksanaan prestasi, Kontraktor masuk dalam daftar hitam perusahaan dan tidak dapat mengikuti proyek pengadaan barang/jasa sesuai PerPres No. 54 Tahun 2010 tentang Pengadaan Barang/Jasa Pemerintahan, Kontraktor menderita kerugian berupa ongkos, kerugian, bunga dan biaya perkara pengadilan.

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ABSTRACT
Bank Guarantee is one of the products of government in fostering a healthy climate in the banking world. This product is in support of the improvements in the distribution of funds to the public. Risks of Bank Guarantee arise should a customer defaults or does not meet all the obligations to the insured. There is, as yet, an ineffective disubrsement of Bank Guarantee in accordance with the risk entailed therein. Disbursement of Bank Guarantee is made should there be elements of default. Therefore, this thesis will discuss about two things, namely the feasibility of disbursement of Bank Guarantee in terms of performance having been implemented by the Principal and the legal consequences arising after Principals having discharged performance with the disbursement of Bank Guarantee One of the cases that will be highlighted is the case of 12 housing units of Bank Indonesia on Jalan Panglima Polim I and VI, Kebayoran Baru ? Jakarta Selatan. In this case, there were four parties, namely PT Bank DKI as the issuer of Bank Guarantee or warranty, Bank Indonesia as the obligee or the Project Owner, PT Elti Prima Karya as the Contractor or the Principal in charge of the implementation of the project and PT Wisma Kosgoro as the subcontractor. Normative juridical research was in use in this research. The result of the research on the Construction Project of 12 Housing Units of Bank Indonesia shows that the bank guarantee is worth disbursing in terms of the performance having been implemented by the Principal. It is obvious that Bank Guarantee adheres to the principle of unconditional or first demand. With this principle, it means that the bank will immediately disburse the guarantee if requested by the obligee (without having to prove the failure / default / default Principal and / or the loss suffered by the obligee). The legal consequences that occur on the Principal having implemented performance with the disbursement of Bank Guarantee are that the Contractor is declared to be negligent, the Contractor suffers a loss of as much as the value of the disbursement of Bank Guarantee, the Contractor suffers a loss in terms of the profits that should have been obtained from the implementation of the performance, the Contractor?s company is blacklisted and incapable of participating in the project procurement of goods / services in accordance with the Presidential Decree No. 54 of 2010 on Procurement of Goods / Services for Government, the Contractor suffers a loss in the form of fees, interest and litigation costs.;Bank Guarantee is one of the products of government in fostering a healthy climate in the banking world. This product is in support of the improvements in the distribution of funds to the public. Risks of Bank Guarantee arise should a customer defaults or does not meet all the obligations to the insured. There is, as yet, an ineffective disubrsement of Bank Guarantee in accordance with the risk entailed therein. Disbursement of Bank Guarantee is made should there be elements of default. Therefore, this thesis will discuss about two things, namely the feasibility of disbursement of Bank Guarantee in terms of performance having been implemented by the Principal and the legal consequences arising after Principals having discharged performance with the disbursement of Bank Guarantee One of the cases that will be highlighted is the case of 12 housing units of Bank Indonesia on Jalan Panglima Polim I and VI, Kebayoran Baru ? Jakarta Selatan. In this case, there were four parties, namely PT Bank DKI as the issuer of Bank Guarantee or warranty, Bank Indonesia as the obligee or the Project Owner, PT Elti Prima Karya as the Contractor or the Principal in charge of the implementation of the project and PT Wisma Kosgoro as the subcontractor. Normative juridical research was in use in this research. The result of the research on the Construction Project of 12 Housing Units of Bank Indonesia shows that the bank guarantee is worth disbursing in terms of the performance having been implemented by the Principal. It is obvious that Bank Guarantee adheres to the principle of unconditional or first demand. With this principle, it means that the bank will immediately disburse the guarantee if requested by the obligee (without having to prove the failure / default / default Principal and / or the loss suffered by the obligee). The legal consequences that occur on the Principal having implemented performance with the disbursement of Bank Guarantee are that the Contractor is declared to be negligent, the Contractor suffers a loss of as much as the value of the disbursement of Bank Guarantee, the Contractor suffers a loss in terms of the profits that should have been obtained from the implementation of the performance, the Contractor?s company is blacklisted and incapable of participating in the project procurement of goods / services in accordance with the Presidential Decree No. 54 of 2010 on Procurement of Goods / Services for Government, the Contractor suffers a loss in the form of fees, interest and litigation costs., Bank Guarantee is one of the products of government in fostering a healthy climate in the banking world. This product is in support of the improvements in the distribution of funds to the public. Risks of Bank Guarantee arise should a customer defaults or does not meet all the obligations to the insured. There is, as yet, an ineffective disubrsement of Bank Guarantee in accordance with the risk entailed therein. Disbursement of Bank Guarantee is made should there be elements of default. Therefore, this thesis will discuss about two things, namely the feasibility of disbursement of Bank Guarantee in terms of performance having been implemented by the Principal and the legal consequences arising after Principals having discharged performance with the disbursement of Bank Guarantee One of the cases that will be highlighted is the case of 12 housing units of Bank Indonesia on Jalan Panglima Polim I and VI, Kebayoran Baru – Jakarta Selatan. In this case, there were four parties, namely PT Bank DKI as the issuer of Bank Guarantee or warranty, Bank Indonesia as the obligee or the Project Owner, PT Elti Prima Karya as the Contractor or the Principal in charge of the implementation of the project and PT Wisma Kosgoro as the subcontractor. Normative juridical research was in use in this research. The result of the research on the Construction Project of 12 Housing Units of Bank Indonesia shows that the bank guarantee is worth disbursing in terms of the performance having been implemented by the Principal. It is obvious that Bank Guarantee adheres to the principle of unconditional or first demand. With this principle, it means that the bank will immediately disburse the guarantee if requested by the obligee (without having to prove the failure / default / default Principal and / or the loss suffered by the obligee). The legal consequences that occur on the Principal having implemented performance with the disbursement of Bank Guarantee are that the Contractor is declared to be negligent, the Contractor suffers a loss of as much as the value of the disbursement of Bank Guarantee, the Contractor suffers a loss in terms of the profits that should have been obtained from the implementation of the performance, the Contractor’s company is blacklisted and incapable of participating in the project procurement of goods / services in accordance with the Presidential Decree No. 54 of 2010 on Procurement of Goods / Services for Government, the Contractor suffers a loss in the form of fees, interest and litigation costs.]

Abstrak :
Tujuan penelitian ini adalah untuk menganalisis dampak yang terjadi ketika rumah tangga mendapatkan bantuan Pemerintah Unconditional Cash Transfer UCT terhadap pengeluaran makanan, pendidikan dan kesehatan di Indonesia. Dengan menggunakan data dari Survei Sosial Ekonomi Nasional Susenas 2009 dan 2015. Peneliti menggunakan metode Propensity Score Matching PSM untuk melihat treatment yang diberikan pemeritah UCT, apakah memberikan pengaruh atau tidak pada pengeluaran makanan, pendidikan dan kesehatan dalam rumah tangga berdasarkan karakteristik yang dipasangkan. Berdasarkan hasil penelitian, secara keseluruhan program UCT memiliki pengaruh terhadap pola konsumsi rumah tangga yang mendapatkan transfer tersebut baik pada tahun 2009 maupun tahun 2015. Besaran efek dari program ini tidak hanya berbeda di tiap-tiap kelompok pendapatan rumah tangga, namun memiliki pola yang tidak sama antara pengeluaran untuk makanan, pendidikan dan kesehatan dan terlihat bahwa UCT cenderung memberikan dampak positif terhadap pengeluaran konsumsi makanan pada tahun 2009 dan 2015 daripada pengeluaran konsumsi pendidikan dan kesehatan. ......The purpose of this study is to analyze the impact of Unconditional Cash Transfer UCT to food, education and health expenditures on Indonesian household. Using the data from National Socioeconomic Survey Susenas 2009 and 2015. Researcher used the Propensity Score Matching PSM method to see the treatment provided by the government UCT, whether it affects household food, education and health expenditures based on paired characteristics. The results indicated that UCT program in general has an influence on the pattern of household consumption that received the transfer both in 2009 and 2015. The magnitude of the effect of this program is not only different in each group of household income, but has a pattern that is not the same between expenditure on food, education and health and it is seen that UCT tends to have a positive impact on food consumption expenditure in 2009 and 2015 rather than consumption on education and health expenditures.

Abstrak :
Prestasi akademis merupakan salah satu komponen dari kesuksesan mahasiswa di perguruan tinggi. Penelitian ini melihat hubungan antara unconditional self-acceptance dan prestasi akademis yang dimediator oleh grit berdasarkan teori dari self-regulation. Salah satu faktor yang berperan dalam meningkatkan fungsi mahasiswa untuk mencapai prestasi akademis adalah unconditional self-acceptance. Mahasiswa yang memiliki unconditional self-acceptance yang tinggi akan berkontribusi terhadap perkembangan grit yang dimilikinya sehingga ia dapat gigih dan tetap semangat ketika ia berhadapan dengan tantangan dan kegagalan yang mungkin terjadi dalam mencapai tujuan mendapatkan prestasi akademis yang tinggi. Hasil penelitian yang dilakukan pada 306 mahasiswa yang sedang menempuh perkuliahan minimal semester 7 yang tersebar di seluruh Indonesia menunjukkan hasil bahwa grit memediasi secara penuh (fully mediated) pengaruh unconditional self-acceptance terhadap prestasi akademis (Indirect Effect = 0,0304, BootSE = 0,0151, 95% CI [0,0024 – 0,0615]). ......Academic achievement is one of many component of the students success in college institutions. One of the factors that play a role in improving the function of students to achieve the academic achievement is unconditional self-acceptance. Students which have high unconditional acceptance will increase their grit so they can be persevere and keep their passion up when they face challenges and failures that may occur in achieving the goals of high academic achievement. This study looks at the relationship between unconditional self-acceptance and academic achievement that mediated by grit based on the theory of self-regulation. The results of this study that conducted from 306 students who were taking course at least semester 7 scattered throughout Indonesia showed the results that grit fully mediated the effect of unconditional self-acceptance on academic achievement. (Indirect Effect = 0.0726, BootSE = 0,0304, BootSE = 0,0151, 95% CI [0,0024 – 0,0615]).

Abstrak :
Para ekonom klasik berasumsi bahwa preferensi individu merupakan suatu hal yang pasti. Namun, baik secara teoritis maupun empiris menemukan bahwa preferensi tidak selamanya pasti: kekayaan menjadi salah satu hal yang mempengaruhi bagaimana individu menempatkan preferensinya. Studi ini akan membahas hubungan kebijakan unconditional cash transfer (UCT) yang secara tidak langsung dapat meningkatkan kekayaan para penerima bantuan terhadap preferensi risiko dan pilihan intertemporal di Indonesia menggunakan data Indonesian Family Life Survey (IFLS) 2014. Dengan menggunakan dua jenis UCT yaitu BLT 2008 dan BLSM 2013, hasil estimasi metode coarsened exact matching (CEM) dan logistik mendapati bahwa preferensi berkorelasi dengan UCT: berkebalikan dengan BLT 2008, individu yang mendapat BLSM 2013 memiliki kemungkinan lebih sabar & less risk lover. Adanya perbedaan korelasi dari kedua kebijakan tersebut kemungkinan dikarenakan adanya pengembangan BLSM 2013 dari segi nominal, frekuensi, dan mekanisme pemberian kebijakan. ......Classical economists assume that preference is taken as given. However, it has been discovered that preferences are not always given, both theoretically and empirically: wealth is one of the variables that influence how people place their preferences. This study will examine the relationship between unconditional cash transfer (UCT) policies which might indirectly boost beneficiaries' wealth to risk preferences and intertemporal choices in Indonesia using Indonesian Family Life Survey (IFLS) 2014 data. By using two types of UCT, BLT 2008 and BLSM 2013, the estimation results of the coarsened exact matching (CEM) and logistic methods found that preference was correlated with UCT: in contrast to the 2008 BLT, individuals who received the 2013 BLSM were more likely to be patient & less risk averse. The difference in correlation between the two policies is most likely owing to the 2013 BLSM's development in terms of nominal, frequency, and policy distribution mechanism.

Abstrak :
Ketimpangan di Indonesia mencapai level tertinggi selama era-desantralisasi dan ditenggarai sebagai penyebab menurunya pertumbuhan ekonomi dalam lima tahun terakhir ke 2015. Tulisan ini meneliti apakah peningkatan ketimpangan memilki dampak positif atau negative terhadap pertumbuhan ekonomi di Indonesia. Dengan menggunakan model dinamis dan Genaralized Metod of Moments (GMM) estimator, hasil yang didapat menunjukan bahwa ada hubungan yang positif signifikan antara ketimpangan pendapatan dan pertumbuhan ekonomi. Namun, tulisan ini tidak dapat menyimpulkan hubunganya pada kelas yang berbeda ( kelas bawah, menengah dan atas) karena hasil signifikan hanya diperoleh ketika menggunakan one-step GMM. Hasil penelitian dapat menjadikan pertimbangan pemerintah agar lebih berhati-hati dalam menyusun kebijakan terkait ketimpangan.

Abstrak :
ABSTRAK
Krisis keuangan global pada tahun 2007 diikuti dengan demonstrasi buruh besar besaran pada tahun 2013 mendorong terjadinya gejolak pasar tenaga di Indonesia. Paper ini membahas pengaruh upah minimum terhadap distribusi upah pada tahun 2007 dan 2014. Penelitian ini menggunakan metode regresi Recentered Influence Function (RIF) untuk memperkirakan fungsi upah dengan menggunakan regresi kuantil tanpa sarat. Selanjutnya, untuk mengukur pengaruh kenaikan upah minimum pada tahun 2014 terhadap distribusi perbedaan upah digunakan metode Oaxaca- Blinder Decomposition. Dengan menggunakan balanced panel data dari Indonesia Family Life Survey (IFLS) ditemukan bahwa upah minimum pada tahun 2014 menyebabkan peningkatan dalam perbedaan upah antara tahun 2007 dan 2014, dengan perbedaan upah terbesar pada tengah distribusi yang mana merupakan masyarakat yang berpenghasilan kelas menengah.

Abstrak :
Ada anggapan umum dalam literatur dan diantara pembuat kebijakan bahwa remitansi migran memiliki peran penting dalam meningkatkan kesejahteraan rumahtangga migran di daerah asal. Penelitian ini meneliti mengenai remitansi baik internasional maupun internal di Indonesia yang dilakukan untuk memberikan kontribusi dalam menilai dampak dari remitansi pada kesejahteraan rumahtangga. Dengan menggunakan data longitudinal dari Indonesia Family Life Survey (IFLS) tahun 2000 sampai dengan tahun 2007 yaitu pada gelombang 3 dan 4, penelitian ini akan mengamati pengaruh dari perkembangan pendapatan remitansi pada investasi aset rumahtangga sebagai ukuran kesejahteraan antara penerima dan non-penerima. Penelitian ini menggunakan metode propensity score matching (PSM)untuk mengukur dampak pendapatan dari remitansi pada aset rumahtangga dan membandingkannya dengan rumahtangga non-remitansi. Ditemukan bahwa rumahtangga penerima remitansi secara signifikan memiliki tingkat kesejahteraan lebih tinggi sebesar 29,1% pada tahun 2000 dan 22,2% pada tahun 2007 ketika dibandingkan dengan rumahtangga nonpenerima remitansi. ......There is a common assumption in the literature and among policy makers that migrant remittances have an important role in improving the welfare of migrant households in the regions of origin. This study observe the international and internal remittances in Indonesia are being made to contribute in assessing the impact of remittances on household welfare. Using longitudinal data from Indonesia Family Life Survey (IFLS) during 2000 until 2007 on wave 3 and 4, the study will observe at the impact of the development of remittance income on the household accumulated asset as a measure of well-being between recipients and non-recipients. This research using propensity score matching (PSM) method to measure the revenue impact of remittances on household assets and comparing it to non-remittance households. It was found that remittance recipient households had significantly higher levels of welfare by 29.1% in 2000 and 22.2% in 2007 when compared to non-recipient households remittances.

Abstrak :
ABSTRAK
Paper ini membahas pengaruh upah minimum terhadap distribusi upah pada tahun 2007 dan 2014 dan bagaimana kenaikan upah minimum pada tahun 2014 mempengaruhi distribusi perbedaan upah antara tahun 2007 dan 2014. Penelitian ini menggunakan metode regresi Recentered Influence Function RIF untuk memperkirakan fungsi upah dengan menggunakan regresi kuantil tanpa syarat. Selanjutnya, untuk mengukur pengaruh kenaikan upah minimum pada tahun 2014 terhadap distribusi perbedaan upah digunakan metode Oaxaca-Blinder Decomposition. Dengan menggunakan balanced panel data dari Indonesian Family Life Survey IFLS ditemukan bahwa upah minimum mengurangi kesenjangan upah pada tahun 2007 dan 2014. Kebijakan upah minimum pada tahun 2014 menyebabkan peningkatan dalam perbedaan upah antara tahun 2007 dan 2014, dengan perbedaan upah terbesar pada tengah distribusi yang mana merupakan masyarakat yang berpenghasilan kelas menengah.

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ABSTRACT
This paper examines the effect of the minimum wage on wage distribution in 2007 and 2014 and how the minimum wage increases in 2014 affected the distribution of wage differences or wage gap between 2007 and 2014. This study employ the Recentered Influence Function RIF regression method to estimate the wage function by using unconditional quantile regression. Furthermore, to measure the effect of the minimum wage increase in 2014 on the distribution of wage differences, this study uses the Oaxaca ndash Blinder decomposition method. Using balanced panel data from the Indonesian Family Life Survey IFLS , it found that the minimum wage mitigates wage disparity in 2007 and 2014. The minimum wage policy in 2014 leads to an increase in the wage difference between 2007 and 2014, with the largest wage difference being in the middle distribution.

Abstrak :
Pertanyaan mengenai apakah anak petani dapat mencapai kondisi lebih baik di masa depan daripada orangtuanya dimulai dari perkembangan pertanian Indonesia yang masih menghadapi tantangan seperti penurunan pangsa tenaga kerja pertanian, peningkatan tenaga kerja usia tidak produktif, dan tingkat pengembalian investasi pendidikan yang rendah. Maka dari itu, studi ini berusaha untuk mengeksplorasi tingkat mobilitas sosial–ekonomi antargenerasi yang terjadi pada dua dekade antara rumah tangga pertanian Indonesia. Tingkat mobilitas akan dianalisis berdasarkan variabel utama yaitu pengeluaran, pendidikan, dan pekerjaan. Studi ini mencoba mengukur koefisien elastisitas mobilitas antargenerasi dengan menggunakan metode Unconditional Quintile Regression dan data Indonesia Family Life Survey (1993 dan 2014). Studi ini menyimpulkan jika anak petani mengalami mobilitas sosial–ekonomi, tetapi intensitas mobilitas yang terjadi bervariasi antar kuantil dan sub sampel. ......The question of whether farmer children can be better off in the future than their parents started from the challenges in the development of the agricultural sector in Indonesia, such as a decline in employment share, phenomena of an aging population, and a decrease in return to education. Thus, this study explores the intergenerational socio–economic mobility level that occurred in two decades among Indonesian agricultural households. The level of mobility was analyzed based on the outcome of interest expenditure, education, and occupation. This study tries to measure the intergenerational persistence elasticity using the Unconditional Quintile Regression method and Indonesia Family Life Survey (1993 and 2014) data. Our study concluded children experienced socio–economic mobility, but the degree of mobility varied across quintiles and sub-samples.

Abstrak :
Mobilitas Ekonomi Antargenerasi mencoba menjelaskan bahwa kondisi sosial dan ekonomi orang tua akan sangat berpengaruh pada kondisi sosial dan ekonomi anak di masa depan. Namun, faktor lain berupa susunan saudara kandung yang juga dapat memengaruhi mobilitas ekonomi antargenerasi. Susunan saudara kandung (sibling structure) berupa jumlah saudara, urutan kelahiran dan jarak kelahiran dapat memengaruhi berapa jumlah sumber daya yang akan didapatkan oleh tiap anak yang nantinya digunakan sebagai modal untuk mendapatkan kehidupan yang lebih baik di masa depan. Dengan data IFLS dan metode Unconditional Quintile Regression (UQR) penelitian ini berusaha melihat bagaimana pengaruh susunan saudara terhadap mobilitas ekonomi antargenerasi. Pada seluruh observasi hasil signifikan hanya ditemukan pada variabel urutan kelahiran. Hasilnya urutan kelahiran lebih awal justru mengurangi angka mobilitas ekonomi antargenerasi. Namun hasil yang berbeda ditemui pada sub sample Jawa, non Jawa, perkotaan, pedesaan. ......Intergenerational Economic Mobility tries to explain that the social and economic conditions of parents will greatly affect the social and economic conditions of children in the future. However, other factors such as sibling arrangement can also affect intergenerational economic mobility. Sibling structure in the form of the number of siblings, birth order and birth distance can affect how much resources each child will get which will be used as capital to get a better life in the future. Using IFLS data and the Unconditional Quintile Regression (UQR) method, this study attempts to see how sibling structure affects intergenerational economic mobility. In all observations, significant results are only found in the birth order variable. Where the results of earlier birth order actually reduce the rate of intergenerational economic mobility. However, different results were found in the Java, non-Java, urban, rural sub-samples.