Hasil Pencarian  ::  Simpan CSV :: Kembali

"This thesis, “Improving Student Loans in Zimbabwean Higher Education: A Case Study of Midlands State University,” addresses critical issues in the accessibility and effectiveness of student loans at MSU. The study explores barriers to accessing student loans, such as bureaucratic inefficiencies, stringent requirements, procedural delays, high interest rates, inflexible repayment schedules, and lack of transparency, all of which are exacerbated by Zimbabwe’s economic instability. The study uses qualitative research methods. To improve loan accessibility, the study recommends reformulating eligibility criteria to focus on students’ financial need and academic performance, introducing alternative repayment options such as work-study programs, improving communication through workshops, and offering fixed-rate loans and emergency funds. Collaboration with government and the private sector for loan guarantees or subsidies is also proposed. Drawing on Credit Rationing Theory, the study provides a framework for policymakers and administrators to create a more inclusive and supportive financial environment, encouraging higher educational attainment and economic mobility.

---

This thesis, "Improving Student Loans in Zimbabwean Higher Education: A Case Study of Midlands State University," addresses critical issues in student loan accessibility and effectiveness at MSU. The study explores the obstacles to accessing student loans, such as bureaucratic inefficiencies, stringent requirements, procedural delays, high-interest rates, inflexible repayment schedules, and a lack of transparency, all exacerbated by Zimbabwe's economic instability. The study used qualitative research method. To improve loan accessibility, the study recommends reformulating eligibility criteria to focus on students' financial needs and academic performance, introducing alternative repayment options such as work-study programs, enhancing communication through workshops, and offering fixed-rate loans and emergency funds. Collaborations with the government and private sector for loan guarantees or subsidies are also proposed. Grounded in Credit Rationing Theory, this research provides a framework for policymakers and administrators to create a more inclusive and supportive financial environment, promoting higher educational attainment and economic mobility."

"Abstract:Law students Mark, Todd, and Zola wanted to change the world - to make it a better place. But these days these 3 disillusioned friends spend a lot of time hanging out in the Rooster Bar, the place where Todd serves drinks. As third-year students, they realise they have been duped. They all borrowed heavily to attend a law school so mediocre that its graduates rarely pass the bar exam, let alone get good jobs. And when they learn that their school is one of a chain owned by a shady New York hedge-fund operator who also happens to own a bank specialising in student loans, the three realise they have been caught up in the Great Law School Scam. So they begin plotting a way out. Maybe there's a way to escape their crushing debt, expose the bank and the scam, and make a few bucks in the process. But to do so, they have to leave law school, pretend they are qualified and go into battle with a billionaire and the FBI."

"Student financial literacy : program development presents effective strategies to assist in the implementation or the enhancement of a program as a tool to improve students? educational experience and financial well-being. It presents the key components of financial education programs designed to address the growing concerns associated with high levels of debt and low levels of financial literacy among college students."