Hasil Pencarian  ::  Simpan CSV :: Kembali

Hasil Pencarian

Ditemukan 54763 dokumen yang sesuai dengan query
cover
Proceeding of the 9th expert-level conference on islamic banking, Jakarta-Indonesia, April 7-8, 1995 / sponsored by Bank Indonesia in cooperation with the International Association of Islamic Banks
Jakarta: Bank Indonesia , 1995
332.1 PRO
Buku Teks  Universitas Indonesia Library
cover
Gemala Dewi
Aspek-aspek hukum dalam perbankan dan perasuransian syariah di Indonesia
Jakarta: Kencana, 2006
332.12 GEM a
Buku Teks  Universitas Indonesia Library
cover
Determinants of Islamic Banking profitability: Case of Bank Muamalat Indonesia.
"The development of Islamic banking in Malaysia began in 1983, while in Indonesia began nine years later (in 1992). This paper examines the impact of regulation in each country on the growth of Islamic banking. It is found that different design of regulation leads to different type of competition, it then creates different level of growth. In Indonesia, it seems that the creation of regulation is to facilitate the demand of market, while in Malaysia, mostly, regulation come from the government initiative. It is also pointed out the importance of economic incentives to the growth of Islamic banking in Indonesia. In analyzing the growth of Islamic banking in Indonesia and Malaysia, this paper uses some tools of analysis. First, comparative analysis of both regulations, second, financial growth and profitability analysis, and third, field research analysis (case of Indonesia). Finally, this paper contributes to the on going discussion on the effects of regulation on the growth of Islamic banking sector."
Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2004
S25992
UI - Skripsi Membership  Universitas Indonesia Library
cover
Denisa Putri Ramadhanty
Analisis Pengaruh Faktor Spesifik-Bank terhadap Kinerja Industri Perbankan di Indonesia saat Pandemi COVID-19: Studi pada Bank Konvensional dan Bank Syariah = The Effect of Bank-Specific Factors on Performance of Banking Industry in Indonesia During COVID-19 Pandemic: Case Study on Conventional Banks and Islamic Banks.
"Penelitian ini bertujuan untuk melihat pengaruh faktor spesifik-bank terhadap kinerja bank konvensional dan bank syariah di Indonesia pada saat pandemi Covid-19. Metode penelitian yang digunakan adalah regresi panel data dengan model estimasi fixed effect model atau ordinary least square (OLS). Faktor spesifik-bank yang digunakan dalam penelitian adalah diversifikasi pendapatan, kualitas aset, kapitalisasi, dan efisiensi operasional. Hasil penelitian menemukan bahwa faktor spesifik-bank secara signifikan mempengaruhi kinerja sektor perbankan. Diversifikasi pendapatan, kapitalisasi, kualitas aset, dan efisiensi operasional berpengaruh negatif dan signifikan terhadap bank konvensional. Di sisi lain, kualitas aset berpengaruh negatif dan efisiensi operasional berpengaruh positif terhadap kinerja bank syariah. Diversifikasi pendapatan hanya berpengaruh positif dan signifikan terhadap ROE, namun tidak signifikan mempengaruhi ROA. Sementara, kapitalisasi tidak signifikan mempengaruhi kinerja bank syariah.
This study aims to examine the influence of bank-specific factors on the performance of conventional banks and Islamic banks in Indonesia during the Covid-19 pandemic. The research method used is panel data regression with a fixed effect model or ordinary least square (OLS) estimation model. The bank-specific factors used in the study are income diversification, asset quality, capitalization, and operational efficiency. The results of the study found that bank-specific factors significantly affect the performance of the banking sector. Income diversification, capitalization, asset quality, and operational efficiency have a negative and significant effect on conventional banks. On the other hand, asset quality has a negative effect and operational efficiency has a positive effect on the performance of Islamic banks. Income diversification only has a positive and significant effect on ROE, but does not significantly affect ROA. Meanwhile, capitalization does not significantly affect the performance of Islamic banks."
Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2022
S-pdf
UI - Skripsi Membership  Universitas Indonesia Library
cover
Nadiah Hidayati
Determinant of efficiency of the Islamic Banking in Indonesia
"Dual banking system in Indonesia provides an excellent opportunity for the growth of Islamic banking industry in Indonesia. Islamic banking industry in Indonesia has improved in number of banks and branches but the performance of Islamic banks has decreased in recent years. This paper measure the efficiency of Islamic banking in Indonesia using the intermediation approach and the Data Envelopment Analysis (DEA) on quarterly reports of 10 Islamic Banks (BUS) and 15 Islamic Business Units (UUS). The result showed that Islamic Banks (BUS) and Islamic Business Unit (UUS) in Indonesia has not been operating efficiently in its intermediation function. The estimation results of data panel regression model showed total financing and CAR have positive and significant impact, whereas the deposits have negative and significant impact to the efficiency of BUS and UUS in Indonesia."
Jakarta: Bank Indonesia Insitute, 2017
332 BEMP 20:1 (2017)
Artikel Jurnal  Universitas Indonesia Library
cover
Seprina Hasan Effendi
Analisis pengaruh rasio keuangan terhadap profitabilitas bank syariah (studi kasus pada Bank Pembiayaan Rakyat Syariah di Indonesia Periode Triwulan II 2011 - Triwulan IV 2012) = analysis on the impact of financial ratio towards islamic bank profitability (Case Study On Islamic Rural Banks In Indonesia 2011Q2 - 2012Q4)
"BPRS merupakan lembaga perbankan yang sangat penting berperan dalam fungsi intermediasi perbankan. Dengan keunggulan karakteristik BPRS yang beroperasi di daerah-daerah terpencil bahkan pada daerah remote area, sehingga mampu dalam memberikan pelayanan dengan jangkauan yang lebih luas kepada masyarakat.
Penelitian ini membahas mengenai pengaruh rasio keuangan terhadap profitabilitas BPRS selama kurun Triwulan II 2011 - Triwulan IV 2012. Variabel bebas yang digunakan dalam penelitian ini meliputi Credit, Liquidity, Capital Adequacy Ratio CAR), Financing to Deposit Ratio (FDR), Operating Efficiency (OE), Debt to Total Assets Ratio (DTAR). Sedangkan variabel terikat terdiri dari Return On Assets (ROA) dan Financing Income (FI).
Hasil penelitian ini diperoleh bahwa pada model ROA, secara simultan variabel bebas berpengaruh signifikan. Variabel bebas yang berpengaruh signifikan antara lain Credit, DTAR, dan OE. Sedangkan pada model FI, seluruh variabel berpengaruh tidak signifikan
BPRS is a very important banking institutions that play a role in the functioning of the banking intermediation. With the advantage characteristics of BPRS that operating even in remote areas, thus capable of providing services to a wider range to the public.
This study discusses the effect of the ratio of bank risk in financing to financial performance of BPRS during the Second Quarter 2011 - Fourth Quarter 2012. This study uses a quantitative approach in testing the data where variables of the study consists of independent variables and dependent variables. The independent variables include Credit, Liquidity, Capital Adequacy Ratio, Financing to Deposit Ratio, Operating Efficiency, Debt to Total Assets Ratio. The dependent variables consisted of Return on Assets and Financing Income.
The results of this study is that in the ROA models, variables have a significant effect simultaneously. Variables that have significant effect include Credit, DTAR, and OE. While in the FI models, all the variables do not affect significantly."
Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2014
S57467
UI - Skripsi Membership  Universitas Indonesia Library
cover
Farah Nida Khansa
Hubungan Kinerja Bank Syariah dan Islamic Social Responsibility: Studi di Indonesia dan Malaysia = "The Association Between Islamic Bank Perfomance and Islamic Social Responsibility: Study in Indonesia and Malaysia"
"Penelitian ini menguji hubungan kinerja bank syariah yang diukur dengan menggunakan kinerja keuangan Islam dan tingkat pengungkapan ISR. Adapun kinerja keuangan Islam yang digunakan dalam penelitian ini diukur dengan menggunakan Islamicity perfomance index. Tingkat pengungkapan ISR diukur berdasarkan AAOIFI GS 1 dan GS 7 yang terdiri dari 75 komponen pengungkapan dengan sampel 90 laporan tahunan bank syariah dari Indonesia dan Malaysia periode 2014-2018. Penelitian ini menggunakan analisis regresi. Hasil konten analisis menunjukkan bank syariah Indonesia memiliki rata-rata total pengungkapan unggul sebesar 54% dibandingkan dengan bank syariah negara Malaysia sebesar 47%. Hasil uji regresi membuktikan hubungan positif antara profit sharing financing ratio dan zakat perfomance ratio dan tingkat pengungkapan ISR. Sedangkan hubungan antara equitable distribution ratio dan director employee welfare ratio dan tingkat pengungkapan ISR tidak terbukti.
This study examines the association between the performance of Islamic banks as measured by using Islamic financial performance and the level of ISR disclosure. The Islamic financial performance used in this study is measured using the Islamicity performance index. The level of ISR disclosure is measured based on AAOIFI GS 1 and GS 7 which consists of 75 disclosure components with a sample of 90 annual reports of Islamic banks from Indonesia and Malaysia for the 2014-2018 period. This study uses regression analysis. The results of the content analysis show that Indonesian Islamic banks have an average total superior disclosure of 54% compared to Malaysian state Islamic banks of 47%. The regression test results prove a positive association between the profit sharing financing ratio and the zakat performance ratio and the level of ISR disclosure. Meanwhile, the association between the equitable distribution ratio and director employee welfare ratio and the level of ISR disclosure was not proven.
"
Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2020
S-pdf
UI - Skripsi Membership  Universitas Indonesia Library
cover
Siregar, Nur Rizki
Perlindungan Hukum Terhadap Nasabah Dalam Akad Pembiayaan Murabahah Yang Dibuat Sebelum Dilakukan Merger Bank Syariah (Studi Pada Pembiayaan Murabahah Di Bank Syariah Indonesia) = Legal Protection for Customers in Murabahah Financing Agreements Made Prior to the Merger of Sharia Banks (Study on Murabahah Financing at Indonesian islamic banking)
"Bank Syariah Indonesia (BSI) merupakan badan hukum hasil merger atau penggabungan dari 3 (tiga) Bank Syariah, yaitu Bank Syariah Mandiri, Bank BNI Syariah dan Bank BRI Syariah. Dalam dunia perbankan syariah, akad yang paling banyak diminati nasabah debitur adalah akad pembiayaan murabahah, yang merupakan salah satu jenis transaksi yang digunakan bank syariah dalam menyalurkan produk pembiayaan. Pasca terjadinya merger, terdapat hak-hak dan kewajiban-kewajiban yang beralih dan harus dilanjutkan oleh Bank Syariah Indonesia terhadap nasabah debitur sebelum dilakukan merger. Bagaimana akibat hukum dan bentuk perlindungan hukum terhadap nasabah debitur dalam akad murabahah tersebut sesudah terjadinya merger merupakan pokok masalah dari penelitian ini. Metode penelitian dalam penulisan ini menggunakan metode penelitian yuridis normatif dan menggunakan tipologi penelitian kualitatif. Kesimpulan dari analisis penelitian ini, akibat hukum terhadap peralihan status akad, jaminan dan resiko gagal bayar terhadap akad murabahah tersebut setelah dilakukannya merger Bank Syariah mengakibatkan aktiva dan pasiva beralih karena hukum sehingga tidak dibutuhkan akta peralihan untuk mengalihkan hak dan kewajiban tersebut. Perlindungan hukum yang diberikan kepada nasabah adalah perlindungan hukum Preventif dengan cara melakukan pembinaan kepada nasabah dan perlindungan represif melakukan penindakan dan pemberian sanksi sesuai dengan Undang-Undang yang mengatur.
Bank Syariah Indonesia (BSI) is a legal entity resulting from a merger or amalgamation of 3 (three) Syariah Banks, namely Bank Syariah Mandiri, Bank BNI Syariah and Bank BRI Syariah. In the world of Islamic banking, the contract that is most in demand by debtor customers is a murabahah financing agreement, which is one type of transaction used by Islamic banks in distributing financing products. After the merger occurs, there are rights and obligations that are transferred and must be continued by the debtor's Indonesian Sharia Bank before the merger is carried out. What are the legal consequences and forms of legal protection for debtor customers in the murabahah contract prior to the merger, which is the main problem of this research. The method that the author uses in this thesis is a normative legal research method and using a qualitative research typology. The conclusion of this research analysis, the legal consequences of the transfer of contract status, guarantees and the risk of default on the murabahah contract after the merger of Sharia Banks resulted in assets and pasiva being transferred due to the law so that no deed of transition was needed to transfer these rights and obligations. The legal protection provided to customers is Preventive legal protection by providing guidance to customers and repressive protection in carrying out enforcement and sanctions in accordance with the governing law."
Depok: Fakultas Hukum Universitas Indonesia, 2022
T-pdf
UI - Tesis Membership  Universitas Indonesia Library
cover
Aini Imaniar
Analisis perubahan variabel internal dan variabel eksternal makroekonomi terhadap kinerja keuangan Bank Syariah di Indonesia (financial performance of Islamic banking) : periode tahun 2006-2011 = Analysis of changes in internal variables and external macroeconomic variables financial performance of Islamic banking in Indonesia : period 2006-2011
"Penelitian ini bertujuan untuk menganalisis perubahan variabel internal dan eksternal terhadap kinerja keuangan Bank Syariah di Indonesia dengan variabel dependen berupa ROA (Return on Asset) dan ROE (Return On Equity) dan LTA/Size, LEV/Leverage, Financing, CAR, GDP sebagai variabel independen serta terdapat variabel dummy berupa dummy crisis (periode selama krisis) dan dummy tran (periode setelah krisis).
Untuk menganalisis data, digunakan regresi berganda data panel. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh yang signifikan dari perubahan variabel internal dan eksternal makroekonomi terhadap kinerja keuangan Bank Syariah di Indonesia.
This study aimed to analyze the changes on the financial performance of Islamic banks in Indonesia with the dependent variable in the form of ROA (Return on Assets) and ROE (Return On Equity), as well as LTA / Size, LEV / Leverage, Financing, CAR, GDP as a variable independent and there is also a dummy variable in the form of dummy crisis (during the crisis period) and a dummy tran (the period after the crisis).
To analyze the data used panel data regression. The results of this study indicate that there is a significant effect of changes in the internal variables and external variables makroemonomi on the financial performance of Islamic banks in Indonesia."
Depok: Fakultas Ilmu Sosial dan Ilmu Politik Universitas Indonesia, 2012
S44297
UI - Skripsi Membership  Universitas Indonesia Library
cover
Dimas Satria Hardianto
Perbandingan tingkat intermediasi aktivitas layanan jasa berbasis upah dan efisiensi bank umum konvensional vs bank umum syariah di Indonesia periode 2011-2013 = A comparison on intermediation fee based service activity and efficiency of conventional banks vs islamic banks in Indonesia for 2011-2013 period
"Penelitian Ini bertujuan untuk membandingkan tingkat intermediasi, aktifitas layanan jasa berbasis upah (fee based service) dan tingkat efisiensi antara bank umum konvensional (BUK) dan bank umum syariah (BUS) di Indonesia pada tahun 2011-2013. Selain itu juga disertakan beberapa variabel kontrol untuk mengetahui pengaruh variabel kontrol tersebut terhadap variabel dependen penelitian. Penelitian ini menggunakan dua metode, yaitu stochastic frontier approach untuk menghitung skor inefisiensi biaya dari bank dan juga menggunakan metode regresi data panel. Hasil pertama dari penelitian ini menemukan fakta bahwa tingkat intermediasi BUS lebih tinggi dibandingkan BUK.Variabel kontrol size memiliki pengaruh positif, sedangkan variabel inefisiensi dan non loan earning assets berpengaruh negatif terhadap tingkat intermediasi. Hasil yang kedua adalah secara rata-rata proporsi pendapatan jasa per total pendapatan operasional BUS lebih tinggi dibandingkan BUK. Variabel kontrol size berpengaruh positif, sementara variabel risiko kredit tidak berpengaruh secara signifikan. Hasil ketiga dari penelitian adalah tingkat inefisiensi BUS lebih tinggi dibandingkan BUK. Variabel kontrol size dan risiko kredit memberikan pengaruh yang positif terhadap inefisiensi tersebut.
The aim of this research is to compare the differences of intermediation, fee based service activity, and efficiency of conventional banks vs islamic banks in Indonesia for 2011-2013 period. Moreover this study is also including some control variables to find out their effect to the dependent variables. This research uses two methods, namely stochastic frontier approach, and panel data regression. This research indicates that islamic banks have a higher intermediation ratio, higher proportion on fee income to total operating income, and less efficient. The control variables that have a positively significant effect on intermediation ratio are size, meanwhile inefficiency and non loan earning asset negatively affecting the intermediation ratio. The control variables that shows a positively significant effect on the proportion of fee income to total operating income is size, meanwhile the credit risk variable has no significant effect on the proportion of fee income to total operating income. The control variables that shows a negatively relation on efficiency are size and credit risk."
Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2014
S57158
UI - Skripsi Membership  Universitas Indonesia Library
<<   1 2 3 4 5 6 7 8 9 10   >>