Implikasi putusan Badan Penyelesaian Sengketa Konsumen terhadap objek jaminan fidusia (analisis yuridis terhadap putusan Mahkamah Agung Nomor : 98K/Pdt/Sus-Bpsk/2016) = Implications of the decision of the consumer dispute settlement agency on the object of fiduciary assurance (juridical analysis of the decision of the supreme court Number: 98K/Pdt/Sus-Bpsk/2016