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Abstrak :
Aplikasi kencan online semakin popular dan diterima oleh masyarakat untuk bertemu dengan orang lain secara daring. Adanya pandemi COVID-19 menyebabkan berbagai aktivitas dilakukan secara online, termasuk kebutuhan mencari pasangan yang berdampak pada melonjaknya penggunaan aplikasi kencan online. Penelitian ini bertujuan untuk meneliti faktor – faktor yang berpengaruh terhadap niat penggunaan aplikasi kencan online. Penelitian ini menggunakan teori trust transfer dalam menganalisis niat penggunaan aplikasi kencan online. Penelitian ini melibatkan 539 responden valid dan menggunakan PLS-SEM dengan SMARTPLS 3.0 sebagai metode analisis data. Penelitian ini menunjukan bahwa social influence dan ODA service quality (interactivity, user interface design, personalization, privacy) berpengaruh terhadap trust to people in internet, trust to ODA services, dan trust to selected daters. Kemudian, trust to people in internet berpengaruh kepada trust to ODA service dan trust to ODA service berpengaruh kepada trust to selected daters. Selain itu, penelitian ini juga menunjukan bahwa social influence, trust to ODA services, dan trust to selected daters berpengaruh kepada intention to use. Penelitian ini juga mengungkapkan bahwa masculinity/femininity memoderasi hubungan antara ODA service quality dengan intention to use. Penelitian ini memperkaya penelitian sebelumnya untuk menganalisis faktor – faktor yang memengaruhi niat penggunaan aplikasi kencan online dengan teori trust transfer dan moderasi menggunakan teori dimensi kultural Hofstede. ......Online dating applications are increasingly popular and accepted by the public to meet other people online. The COVID-19 pandemic has caused various activities to be carried out online, including the need to find a partner which has an impact on the increasing use of online dating applications. This study aims to explore the factors that influence the intention to use online dating applications. This study uses the trust transfer theory in analyzing the intention to use in online dating applications. This study involved 539 valid respondents and used PLS-SEM with SMARTPLS 3.0 as the data analysis method. This study shows that social influence and ODA service quality (interactivity, user interface design, personalization, privacy) affect trust to people on the internet, trust to ODA services, and trust to selected daters. Then, trust to people on the internet affects trust to ODA service and trust to ODA service affects trust to selected daters. In addition, this study also shows that social influence, trust to ODA services, and trust to selected daters affect intention to use. This study also reveals that masculinity/femininity moderates the relationship between ODA service quality and intention to use. This study enriches previous research to analyze the factors that influence the intention to use online dating applications with trust transfer theory and moderation using Hofstede's cultural dimension theory.

Abstrak :
Perkembangan internet dan smartphone mendorong berbagai kegiatan, salah satunya pembayaran, untuk dilakukan secara online dengan memanfaatkan teknologi mobile. Saat ini bank sudah mulai menyediakan layanan digital only bank. Namun, masih banyak pro-kontra terkait bank digital di Indonesia. Oleh karena itu, penelitian ini bertujuan untuk meneliti adopsi digital banking yang melibatkan perpindahan kepercayaan dari suatu e-commerce yang sudah banyak dipercayai dengan menggunakan teori trust transfer beserta faktor-faktor customer experience yang memengaruhi proses trust transfer tersebut. Penelitian ini menggunakan studi kasus bank digital SeaBank dengan e-commerce Shopee yang memiliki satu parent group yang sama yaitu Sea Group. Pendekatan kuantitatif pada penelitian ini memanfaatkan data dari penyebaran kuesioner daring dengan total 629 responden. Kemudian, data diolah menggunakan metode partial least squares structural equation modeling (PLS-SEM) dengan perangkat lunak SmartPLS 4. Hasil analisis data menunjukkan faktor customer cost, convenience, perceived ease of use, informativeness, dan relationship investment berpengaruh secara positif kepada trust in Shopee. Lalu, faktor customisation, customer cost, dan relationship investment berpengaruh secara positif kepada loyalty to Shopee. Selain itu, ditemukan bahwa trust in Shopee dan loyalty to Shopee memengaruhi trust in SeaBank secara positif, serta trust in SeaBank memengaruhi intention to use SeaBank secara positif, sehingga penelitian ini memperkuat teori trust transfer. Di lain sisi, faktor customisation tidak memengaruhi trust in Shopee dan faktor convenience, perceived ease of use, dan informativeness tidak memengaruhi loyalty to Shopee. Namun, penolakan beberapa hipotesis tersebut telah divalidasi oleh enam narasumber wawancara yang merupakan pengguna aktif Shopee. Implikasi teoritis penelitian ini adalah perluasan mengenai pengaruh customer experience terhadap value yang diberikan perusahaan kepada customer, dapat meningkatkan kepercayaan dan kesetiaan pengguna sekaligus memberikan fakta baru mengenai proses trust transfer hingga menjadi intention to use antara Shopee dengan SeaBank dalam konteks customer experience. ...... The development of the internet and smartphones has facilitated various activities, including online payments, by leveraging mobile technology. Currently, banks have begun offering digital-only banking services. However, there are still many pros and cons related to digital banks in Indonesia. Therefore, this research aims to examine the adoption of digital banking, involving the transfer of trust from a well-established e-commerce platform, using the trust transfer theory and the factors of customer experience that influence this trust transfer process. This study focuses on the case of SeaBank, a digital bank, and Shopee, an e-commerce platform, which share the same parent group, Sea Group. The quantitative approach in this research utilizes data collected through online questionnaires with a total of 629 respondents. The data is then analyzed using the partial least squares structural equation modeling (PLS-SEM) method with SmartPLS4 software. The results of the data analysis show that factors such as customer cost, convenience, perceived ease of use, informativeness, and relationship investment have a positive influence on trust in Shopee. Furthermore, customisation, customer cost, and relationship investment have a positive impact on loyalty to Shopee. Additionally, trust in Shopee and loyalty to Shopee positively affect trust in SeaBank, and trust in SeaBank positively influences the intention to use SeaBank, thus strengthening the trust transfer theory. On the other hand, customisation does not affect trust in Shopee, and factors such as convenience, perceived ease of use, and informativeness do not influence loyalty to Shopee. However, the rejection of these hypotheses has been validated by six interviewees who are active Shopee users. The theoretical implications of this research include expanding the understanding of the influence of customer experience on the value provided by companies to customers, which can enhance user trust and loyalty, while also providing new insights into the trust transfer process leading to the intention to use between Shopee and SeaBank in the context of customer experience.

Abstrak :
Perkembangan internet dan smartphone mendorong berbagai kegiatan, salah satunya pembayaran, untuk dilakukan secara online dengan memanfaatkan teknologi mobile. Saat ini bank sudah mulai menyediakan layanan digital only bank. Namun, masih banyak pro-kontra terkait bank digital di Indonesia. Oleh karena itu, penelitian ini bertujuan untuk meneliti adopsi digital banking yang melibatkan perpindahan kepercayaan dari suatu e-commerce yang sudah banyak dipercayai dengan menggunakan teori trust transfer beserta faktor-faktor customer experience yang memengaruhi proses trust transfer tersebut. Penelitian ini menggunakan studi kasus bank digital SeaBank dengan e-commerce Shopee yang memiliki satu parent group yang sama yaitu Sea Group. Pendekatan kuantitatif pada penelitian ini memanfaatkan data dari penyebaran kuesioner daring dengan total 629 responden. Kemudian, data diolah menggunakan metode partial least squares structural equation modeling (PLS-SEM) dengan perangkat lunak SmartPLS 4. Hasil analisis data menunjukkan faktor customer cost, convenience, perceived ease of use, informativeness, dan relationship investment berpengaruh secara positif kepada trust in Shopee. Lalu, faktor customisation, customer cost, dan relationship investment berpengaruh secara positif kepada loyalty to Shopee. Selain itu, ditemukan bahwa trust in Shopee dan loyalty to Shopee memengaruhi trust in SeaBank secara positif, serta trust in SeaBank memengaruhi intention to use SeaBank secara positif, sehingga penelitian ini memperkuat teori trust transfer. Di lain sisi, faktor customisation tidak memengaruhi trust in Shopee dan faktor convenience, perceived ease of use, dan informativeness tidak memengaruhi loyalty to Shopee. Namun, penolakan beberapa hipotesis tersebut telah divalidasi oleh enam narasumber wawancara yang merupakan pengguna aktif Shopee. Implikasi teoritis penelitian ini adalah perluasan mengenai pengaruh customer experience terhadap value yang diberikan perusahaan kepada customer, dapat meningkatkan kepercayaan dan kesetiaan pengguna sekaligus memberikan fakta baru mengenai proses trust transfer hingga menjadi intention to use antara Shopee dengan SeaBank dalam konteks customer experience. ...... The development of the internet and smartphones has facilitated various activities, including online payments, by leveraging mobile technology. Currently, banks have begun offering digital-only banking services. However, there are still many pros and cons related to digital banks in Indonesia. Therefore, this research aims to examine the adoption of digital banking, involving the transfer of trust from a well-established e-commerce platform, using the trust transfer theory and the factors of customer experience that influence this trust transfer process. This study focuses on the case of SeaBank, a digital bank, and Shopee, an e-commerce platform, which share the same parent group, Sea Group. The quantitative approach in this research utilizes data collected through online questionnaires with a total of 629 respondents. The data is then analyzed using the partial least squares structural equation modeling (PLS-SEM) method with SmartPLS4 software. The results of the data analysis show that factors such as customer cost, convenience, perceived ease of use, informativeness, and relationship investment have a positive influence on trust in Shopee. Furthermore, customisation, customer cost, and relationship investment have a positive impact on loyalty to Shopee. Additionally, trust in Shopee and loyalty to Shopee positively affect trust in SeaBank, and trust in SeaBank positively influences the intention to use SeaBank, thus strengthening the trust transfer theory. On the other hand, customisation does not affect trust in Shopee, and factors such as convenience, perceived ease of use, and informativeness do not influence loyalty to Shopee. However, the rejection of these hypotheses has been validated by six interviewees who are active Shopee users. The theoretical implications of this research include expanding the understanding of the influence of customer experience on the value provided by companies to customers, which can enhance user trust and loyalty, while also providing new insights into the trust transfer process leading to the intention to use between Shopee and SeaBank in the context of customer experience.

Abstrak :
Perkembangan internet dan smartphone mendorong berbagai kegiatan, salah satunya pembayaran, untuk dilakukan secara online dengan memanfaatkan teknologi mobile. Saat ini bank sudah mulai menyediakan layanan digital only bank. Namun, masih banyak pro-kontra terkait bank digital di Indonesia. Oleh karena itu, penelitian ini bertujuan untuk meneliti adopsi digital banking yang melibatkan perpindahan kepercayaan dari suatu e-commerce yang sudah banyak dipercayai dengan menggunakan teori trust transfer beserta faktor-faktor customer experience yang memengaruhi proses trust transfer tersebut. Penelitian ini menggunakan studi kasus bank digital SeaBank dengan e-commerce Shopee yang memiliki satu parent group yang sama yaitu Sea Group. Pendekatan kuantitatif pada penelitian ini memanfaatkan data dari penyebaran kuesioner daring dengan total 629 responden. Kemudian, data diolah menggunakan metode partial least squares structural equation modeling (PLSSEM) dengan perangkat lunak SmartPLS 4. Hasil analisis data menunjukkan faktor customer cost, convenience, perceived ease of use, informativeness, dan relationship investment berpengaruh secara positif kepada trust in Shopee. Lalu, faktor customisation, customer cost, dan relationship investment berpengaruh secara positif kepada loyalty to Shopee. Selain itu, ditemukan bahwa trust in Shopee dan loyalty to Shopee memengaruhi trust in SeaBank secara positif, serta trust in SeaBank memengaruhi intention to use SeaBank secara positif, sehingga penelitian ini memperkuat teori trust transfer. Di lain sisi, faktor customisation tidak memengaruhi trust in Shopee dan faktor convenience, perceived ease of use, dan informativeness tidak memengaruhi loyalty to Shopee. Namun, penolakan beberapa hipotesis tersebut telah divalidasi oleh enam narasumber wawancara yang merupakan pengguna aktif Shopee. Implikasi teoritis penelitian ini adalah perluasan mengenai pengaruh customer experience terhadap value yang diberikan perusahaan kepada customer, dapat meningkatkan kepercayaan dan kesetiaan pengguna sekaligus memberikan fakta baru mengenai proses trust transfer hingga menjadi intention to use antara Shopee dengan SeaBank dalam konteks customer experience. ...... The development of the internet and smartphones has facilitated various activities, including online payments, by leveraging mobile technology. Currently, banks have begun offering digital-only banking services. However, there are still many pros and cons related to digital banks in Indonesia. Therefore, this research aims to examine the adoption of digital banking, involving the transfer of trust from a well-established e-commerce platform, using the trust transfer theory and the factors of customer experience that influence this trust transfer process. This study focuses on the case of SeaBank, a digital bank, and Shopee, an e-commerce platform, which share the same parent group, Sea Group. The quantitative approach in this research utilizes data collected through online questionnaires with a total of 629 respondents. The data is then analyzed using the partial least squares structural equation modeling (PLS-SEM) method with SmartPLS4 software. The results of the data analysis show that factors such as customer cost, convenience, perceived ease of use, informativeness, and relationship investment have a positive influence on trust in Shopee. Furthermore, customisation, customer cost, and relationship investment have a positive impact on loyalty to Shopee. Additionally, trust in Shopee and loyalty to Shopee positively affect trust in SeaBank, and trust in SeaBank positively influences the intention to use SeaBank, thus strengthening the trust transfer theory. On the other hand, customisation does not affect trust in Shopee, and factors such as convenience, perceived ease of use, and informativeness do not influence loyalty to Shopee. However, the rejection of these hypotheses has been validated by six interviewees who are active Shopee users. The theoretical implications of this research include expanding the understanding of the influence of customer experience on the value provided by companies to customers, which can enhance user trust and loyalty, while also providing new insights into the trust transfer process leading to the intention to use between Shopee and SeaBank in the context of customer experience.

Abstrak :
Perkembangan smartphone dan internet menghasilkan perubahan besar pada kebiasaan dan preferensi konsumen, yaitu dengan menggunakan media digital untuk berbagi informasi, berkomunikasi, berbelanja online dan menggunakan layanan baru berbasis internet. Bank Digital adalah model terbaru dari dunia perbankan yang tidak memiliki kantor cabang/fisik dimanapun dan dirancang untuk memberikan layanan perbankan melalui platform elektronik, sedangkan bank konvensional adalah sistem perbankan lama yang layanannya masih diberikan secara tatap muka melalui kantor cabang terdekat. Bank digital memiliki banyak manfaat dibandingkan dengan bank konvensional seperti: pendaftaran yang lebih mudah, 24 jam akses layanan, dll. Trust transfer theory digunakan dalam penelitian ini untuk mengukur proses perpindahan trust dari dua objek yang saling berhubungan yaitu bank konvesional dan bank digital. Penelitian ini juga menggunakan valence framework dan innovation diffusion theory untuk mengetahui faktor-faktor yang mempengaruhi intensi pengguna dalam menggunakan aplikasi bank digital. Secara keseluruhan, model penelitian ini terdiri dari 13 variabel: relative advantages, compatibility, observability, perceived ease of use, behavioral intention, perceived risk, activation cost, monetary cost, initial trust of digital banking, offline banking trust, reputation, consumer disposition to trust, dan trust to internet. Penelitian ini dianalisis menggunakan metode covariance-based structural equation model (CB-SEM) dengan tools AMOS 22.0 menggunakan 370 data responden yang valid. Hasil analisis telah membuktikan bahwa offline banking trust mempengaruhi secara positif terhadap reputation; offline banking trust dan reputation memepengaruhi secara positif terhadap intial trust of digital banking; faktor trust to internet memoderasi hubungan antara offline banking trust dan initial trust of digital banking; initial trust of digital banking mempengaruhi secara negatif terhadap perceived risk; initial trust of digital banking mempengaruhi secara positif terhadap relative advantages; initial trust of digital banking, relative advantages, observability, dan compatibility mempengaruhi secara positif terhadap behavioral intention pengguna. Penelitian ini diharapkan dapat mengisi kekosongan penelitian terdahulu terkait konteks kepercayaan pada bank digital. Penelitian ini juga diharapkan dapat berkontribusi dan memberikan manfaat kepada industri perbankan di Indonesia dalam meningkatkan fitur yang kurang dan mengatur strategi sesuai dengan tujuan bisnis. ......The development of smartphones and the internet has resulted in major changes in consumer habits and preferences, namely by using digital media to share information, communicate, shop online and use new internet-based services. Digital bank is the latest model of the banking world that doesn’t have any branch or physical office, which is designed to provide banking services through an electronic platform. Whereas, conventional banking is old banking system where services are provided face-to-face through the nearest branch office. Digital bank has many benefits compared to conventional bank such as easier registration, 24-hours services access, etc. Trust transfer theory is used in this research in order to measure the process of transferring trust between two interrelated objects, conventional banks and digital banks. This research also uses the valence framework and innovation diffusion theory to determine the factors that influence user intentions in using digital banking applications. Overall, this research model consists of 13 variables such as relative advantages, compatibility, observability, perceived ease of use, behavioral intention, perceived risk, activation cost, monetary cost, initial trust of digital banking, offline banking trust, reputation, consumer disposition to trust, and trust to the internet. This research was analyzed using the covariance- based structural equation model (CB SEM) method with AMOS 22.0 using 370 valid respondent data. The results of the analysis proven that offline banking trust has a positive effect on reputation; offline banking trust and reputation positively affect the initial trust of digital banking; the factor of trust to internet moderates the relationship between offline banking trust and initial trust of digital banking; initial trust of digital banking negatively affects perceived risk; initial trust of digital banking positively affects the relative advantages; initial trust of digital banking, relative advantages, observability, and compatibility positively affect the behavioral intention of users. This research is expected to fill the void or gap from the previous research related to the context of trust in the digital bank. Last but not least, this research is expected to contribute and provide benefits to the banking industry in Indonesia aim to improve the features that are still lacking and make strategies according to the business goals.

Abstrak :
Terjadinya peningkatan pengguna aplikasi seluler mendorong peluang untuk mempermudah konsultasi kesehatan melalui telemedicine di era pandemi COVID-19. Di Indonesia sendiri terjadi peningkatan penggunaan telemedicine selama pandemi COVID19. Namun, setelah pandemi COVID-19, masyarakat cenderung akan berkonsultasi secara offline kembali karena ketika berkonsultasi pada telemedicine masyarakat akan merasa beresiko karena tidak dapat bertemu dokter secara langsung dan layanan online seringkali menimbulkan isu-isu privasi. Rasa ketidakpastian dan beresiko dapat dikurangi dengan membangun kepercayaan masyarakat melalui proses trust transfer. Oleh karena itu, penelitian ini memiliki tujuan untuk mengetahui faktor-faktor yang dapat memengaruhi trust transfer agar masyarakat tetap berlanjut menggunakan layanan konsultasi telemedicine walaupun pandemi COVID-19 telah berakhir. Kemudian dilakukan penyebaran survei kepada masyarakat Indonesia yang sedang atau pernah berkonsultasi menggunakan aplikasi telemedicine dan mendapatkan 457 responden valid. Penelitian ini merupakan penelitian kuantitatif menggunakan analisis PLS-SEM dengan bantuan program SmartPLS. Hasil penelitian menunjukkan bahwa trust in doctor dipengaruhi oleh perceived reputation, telemedicine quality, dan familiarity. Kemudian trust in telemedicine dipengaruhi oleh disposition to trust dan telemedicine quality. Sedangkan trust in technology dipengaruhi oleh perceived reputation, telemedicine quality, dan familiarity. Selanjutnya trust in doctor dan trust in technology berpengaruh secara positif terhadap trust in telemedicine services namun tidak berpengaruh secara langsung terhadap continuance intention. Selain itu, satisfaction dan perceived usefulness berpengaruh positif secara langsung terhadap continuance intention. ......The increase in mobile application users encourages opportunities to facilitate health consultations through telemedicine in the era of the COVID-19 pandemic. In Indonesia, there has been an increase in the use of telemedicine during the COVID-19 pandemic. However, after the COVID-19 pandemic, people tend to consult offline again because when consulting on telemedicine, people will feel risky because they cannot meet doctors in person and online services often cause privacy issues. The sense of uncertainty and risk can be reduced by building public trust through the trust transfer process. Therefore, this study aims to determine the factors that can affect trust transfer so that people continue to use telemedicine consulting services even though the COVID-19 pandemic has ended. Then the survey was distributed to the Indonesian people who were or have been consulted using the telemedicine application and got 457 valid respondents. This research is quantitative research using PLS-SEM analysis with the help of the SmartPLS program. The results showed that trust in doctor was influenced by perceived reputation, telemedicine quality, and familiarity. Then trust in telemedicine is influenced by disposition to trust and telemedicine quality. Meanwhile, trust in technology is influenced by perceived reputation, telemedicine quality, and familiarity. Furthermore, trust in doctor and trust in technology have a positive effect on trust in telemedicine services but do not directly affect continuance intention. In addition, satisfaction and perceived usefulness have a direct positive effect on continuance intention.

Abstrak :
Kepopuleran social commerce menyebabkan ketergantungan konsumen terhadap pengalaman berbelanja konsumen lain. Hal ini mendorong terjadinya interaksi yang frekuen karena adanya dukungan informasi dan emosional yang diberikan oleh pengguna (penjual dan pembeli) sehingga trust memainkan peran yang penting pada social commerce. Penelitian ini dilakukan untuk mengetahui pengaruh dari social support yaitu emotional dan informational support terhadap trust dan dampaknya terhadap intention to purchase hingga actual purchase. Penelitian ini meneliti trust pada social commerce dari perspektif trust-transfer di mana terjadi transfer kepercayaan dari members ke platform dan dari platform ke seller. Target responden dari penelitian ini adalah konsumen yang pernah melakukan transaksi melalui social commerce. Data dikumpulkan dengan menggunakan metode survei online yang disebar melalui media sosial. Sebanyak 1.366 data valid yang terkumpul diolah dengan metode CB-SEM menggunakan program AMOS 24.0. Hasil pengolahan data menunjukkan bahwa informational support memiliki pengaruh signifikan terhadap trust towards members dan trust towards sellers serta emotional support terhadap trust towards members. Akan tetapi, tidak terdapat pengaruh signifikan dari emotional support terhadap trust towards seller. Penelitian ini juga menemukan bahwa terjadi trust-transfer dari members ke platform dan dari platform ke seller. Selain itu, trust memiliki pengaruh signifikan terhadap intention to purchase yang juga berpengaruh signifikan terhadap actual purchase. ......The popularity of social commerce lead to consumer's dependence on the shopping experience of other consumers. The exchange of informational and emotional support encourages the interaction among users hence trust plays an important role on social commerce. This study was conducted to determine the effect of social support (emotional and informational support) on trust and its impact on intention to purchase to actual purchases made by users. This study examines trust in social commerce from a trust-transfer perspective where trust-transfer occurs from members to platform and from platform to seller. The respondents of this study are consumers who have done transactions through social commerce. Data was collected using an online survey which was distributed via social media. A total of 1,366 valid data were collected and processed with CB-SEM method using AMOS 24.0 program. The result shows that informational support has significant effect on trust towards members and trust towards sellers and emotional support on trust towards members. However, emotional support has no significant effect on trust towards seller. This research also found that trust-transfer was occurred from members to the platform and from the platform to the seller. In addition, trust has a significant effect on intention to purchase which also has a significant effect on actual purchases.

Abstrak :
Pada masa COVID-19, angka pengangguran meningkat akibat dampak dari PHK yang dilakukan oleh perusahaan sehingga banyak yang beralih menjadi freelancer. Salah satu opsi untuk mendapatkan penghasilan bagi freelancer adalah dengan mengikuti kontes pada platform crowdsourcing. Dalam kontes pada platform crowdsourcing, partisipasi merupakan hal yang penting untuk keberlangsungan kontes tersebut. Penelitian ini bertujuan untuk mengetahui faktor-faktor apa saja yang dapat memengaruhi niat freelancer untuk berpartisipasi dalam kontes pada platform crowdsourcing. Untuk mengidentifikasi faktor-faktor tersebut, penelitian ini menggunakan gabungan antara Elaboration Likelihood Model (ELM) dan trust transfer theory. Penelitian ini memperoleh data dari 392 responden yang merupakan freelancer dan pernah dan/atau berminat untuk berpartisipasi dalam kontes pada platform crowdsourcing. Data kemudian dianalisis secara kuantitatif menggunakan metode PLS-SEM dan dianalisis secara kualitatif dengan metode thematic analysis. Hasil penelitian dari tahapan analisis kuantitatif dan kualitatif menunjukkan bahwa variabel monetary reward dan contest information quality yang termasuk ke dalam central route memengaruhi trust in contest secara signifikan. Kemudian, hasil juga menunjukkan bahwa variabel other freelancers’ endorsement, system quality, dan platform reputation yang termasuk ke dalam peripheral route memengaruhi trust in platform secara signifikan. Penelitian ini juga membuktikan adanya trust transfer antara trust in platform dan trust in contest. Selain itu, penelitian ini juga membuktikan bahwa trust in platform dan trust in contest memengaruhi participation intention secara signifikan. Hasil penelitian ini diharapkan dapat mengisi celah penelitian mengenai kontes pada platform crowdsourcing dan partisipasi freelancer dalam kontes tersebut. Hasil ini juga diharapkan dapat menjadi saran bagi pihak pengembang platform crowdsourcing dan penyelenggara kontes crowdsourcing untuk dapat merancang kontes dengan baik sehingga mendorong partisipasi freelancer. ......During the COVID-19, unemployment rates increased due to layoffs carried out by companies, leading many to switch to freelance work. One option for freelancers to earn income is by participating in contests on crowdsourcing platforms. In these contests, participation is crucial for its sustainability. This study aims to identify the factors that influence freelancers’ intention to participate in contests on crowdsourcing platforms. To identify these factors, the study combines the Elaboration Likelihood Model (ELM) and trust transfer theory. Data for this research is obtained from 392 respondents who are freelancers and have either participated in or are interested in participating in contests on crowdsourcing platforms. The data is analyzed quantitatively using the PLS-SEM method and qualitatively using thematic analysis. The results from both the quantitative and qualitative analyses indicate that variables such as monetary reward and contest information quality, which are part of the central route, significantly influence trust in the contest. Additionally, the results show that variables including other freelancers' endorsement, system quality, and platform reputation, which are part of the peripheral route, significantly influence trust in the platform. This study also demonstrates that there is a significant trust transfer between trust in the platform and trust in the contest. Furthermore, trust in the platform and trust in the contest significantly influence participation intention. The findings of this study aim to fill the research gap regarding contests on crowdsourcing platforms and freelancer participation in such contests. These results are also intended to provide recommendations for crowdsourcing platform developers and contest organizers to design contests effectively and encourage freelancer participation.

Abstrak :
Pada masa COVID-19, angka pengangguran meningkat akibat dampak dari PHK yang dilakukan oleh perusahaan sehingga banyak yang beralih menjadi freelancer. Salah satu opsi untuk mendapatkan penghasilan bagi freelancer adalah dengan mengikuti kontes pada platform crowdsourcing. Dalam kontes pada platform crowdsourcing, partisipasi merupakan hal yang penting untuk keberlangsungan kontes tersebut. Penelitian ini bertujuan untuk mengetahui faktor-faktor apa saja yang dapat memengaruhi niat freelancer untuk berpartisipasi dalam kontes pada platform crowdsourcing. Untuk mengidentifikasi faktor-faktor tersebut, penelitian ini menggunakan gabungan antara Elaboration Likelihood Model (ELM) dan trust transfer theory. Penelitian ini memperoleh data dari 392 responden yang merupakan freelancer dan pernah dan/atau berminat untuk berpartisipasi dalam kontes pada platform crowdsourcing. Data kemudian dianalisis secara kuantitatif menggunakan metode PLS-SEM dan dianalisis secara kualitatif dengan metode thematic analysis. Hasil penelitian dari tahapan analisis kuantitatif dan kualitatif menunjukkan bahwa variabel monetary reward dan contest information quality yang termasuk ke dalam central route memengaruhi trust in contest secara signifikan. Kemudian, hasil juga menunjukkan bahwa variabel other freelancers’ endorsement, system quality, dan platform reputation yang termasuk ke dalam peripheral route memengaruhi trust in platform secara signifikan. Penelitian ini juga membuktikan adanya trust transfer antara trust in platform dan trust in contest. Selain itu, penelitian ini juga membuktikan bahwa trust in platform dan trust in contest memengaruhi participation intention secara signifikan. Hasil penelitian ini diharapkan dapat mengisi celah penelitian mengenai kontes pada platform crowdsourcing dan partisipasi freelancer dalam kontes tersebut. Hasil ini juga diharapkan dapat menjadi saran bagi pihak pengembang platform crowdsourcing dan penyelenggara kontes crowdsourcing untuk dapat merancang kontes dengan baik sehingga mendorong partisipasi freelancer. ......During the COVID-19, unemployment rates increased due to layoffs carried out by companies, leading many to switch to freelance work. One option for freelancers to earn income is by participating in contests on crowdsourcing platforms. In these contests, participation is crucial for its sustainability. This study aims to identify the factors that influence freelancers’ intention to participate in contests on crowdsourcing platforms. To identify these factors, the study combines the Elaboration Likelihood Model (ELM) and trust transfer theory. Data for this research is obtained from 392 respondents who are freelancers and have either participated in or are interested in participating in contests on crowdsourcing platforms. The data is analyzed quantitatively using the PLS-SEM method and qualitatively using thematic analysis. The results from both the quantitative and qualitative analyses indicate that variables such as monetary reward and contest information quality, which are part of the central route, significantly influence trust in the contest. Additionally, the results show that variables including other freelancers' endorsement, system quality, and platform reputation, which are part of the peripheral route, significantly influence trust in the platform. This study also demonstrates that there is a significant trust transfer between trust in the platform and trust in the contest. Furthermore, trust in the platform and trust in the contest significantly influence participation intention. The findings of this study aim to fill the research gap regarding contests on crowdsourcing platforms and freelancer participation in such contests. These results are also intended to provide recommendations for crowdsourcing platform developers and contest organizers to design contests effectively and encourage freelancer participation.

Abstrak :
TikTok merupakan salah satu aplikasi media sosial dengan pertumbuhan pengguna yang sangat pesat di Indonesia, terutama pada kelompok usia 14 hingga 30 tahun. Pada paruh akhir tahun 2021, TikTok mengimplementasikan fungsi e-commerce pada aplikasi yang menjadikan aplikasi TikTok sebagai salah satu platform social commerce. TikTok Shop memanfaatkan media video singkat, rangkaian gambar dan livestreaming yang dapat digunakan seller untuk berjualan. Penelitian ini bertujuan untuk mempelajari bagaimana pengaruh dari trust in seller dan privacy concern pengguna terhadap perilaku pembelian sebenarnya di TikTok Shop. Penelitian ini dibangun menggunakan kerangka dari Trust-Transfer Theory dan Theory of Security Assurance yang telah digunakan pada penelitian lain tentang social media dan social commerce. Penelitian ini dilaksanakan dengan metode mixed-method yang menggunakan analisis PLS-SEM dan Content Analysis. Pendekatan kuantitatif ini diikuti oleh 717 responden. Hasil pengolahan kuantitatif yang dilaksanakan pengujian kembali dengan pendekatan kualitatif, dengan melakukan wawancara kualitatif yang diikuti oleh 30 responden. Penelitian ini menemukan bahwa tidak semua source of trust building (perceived familiarity, situational normality, trust in platform dan social interactivity) memiliki pengaruh yang sama dan mendukung trust in seller, baik secara kognitif atau emosional. Penelitian ini juga menemukan faktor-faktor dari security assurance signal (privacy/security policy. assurance seal, dan disposition to third-party certification) memiliki pengaruh terhadap privacy concern konsumen. Kemudian trust in seller dan privacy concern terbukti mempengaruhi intensi belanja konsumen, yang juga memiliki pengaruh terhadap perilaku belanja sebenarnya dari konsumen. Penelitian ini diharapkan mampu memberikan kontribusi bagi pengembangan dan seller di social commerce untuk dapat meningkatkan perilaku belanja sebenarnya dari konsumen. Selain itu, hasil penelitian ini diharapkan dapat digunakan sebagai referensi bagi penelitian yang akan datang terkait tentang topik ini. ......TikTok is a social media application with very rapid user growth in Indonesia, especially in the 14 to 30 year old age group. In the latter half of 2021, TikTok will implement an e-commerce function in the application, which will make the TikTok application a social commerce platform. The TikTok Shop utilizes short videos, picture sequels, and live streaming that sellers can use to sell. This study aims to study how the influence of trust on seller and user privacy concerns actual buying behavior at the TikTok Shop. This research was built using the framework of Trust-Transfer Theory and Theory of Security Assurance which have been used in other research on social media and social commerce. This research was carried out using a mixed-method method using PLS-SEM analysis and content analysis. This quantitative approach was followed by 717 respondents. The results of the quantitative processing carried out were tested again with a qualitative approach, by conducting qualitative interviews which were attended by 30 respondents. This study found that not all sources of trust-building (perceived familiarity, situational normality, trust in platforms, and social interactivity) have the same effect and support trust in sellers, both cognitively and emotionally. This study also found that the factors of the security assurance signal (privacy/security policy, assurance seal, and disposition to third-party certification) influence consumer privacy concerns. Then trust in sellers and privacy concerns are proven to affect consumer shopping intentions, which also influence the actual shopping behavior of consumers. This research is expected to be able to contribute to the development and sellers in social commerce to be able to improve the actual shopping behavior of consumers. In addition, the results of this study are expected to be used as a reference for future research related to this topic.