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Abstrak :
The advantages of tempeh as a high nutritious food and has an additional value for preventing various diseases, especially degenerative disease, makes many participants from all over the world eager to do research. The research is purposely to explore the potential of tempeh. Indonesia, the origin country of tempeh, had to anticipate the development that occurs in the free market. This under doing study could threaten the local industry of tempeh if other countries are developing tempeh modernly and competing with Indonesia's tempeh. In order to identify the ability to compete of Indonesia's tempeh, it can be analyzed with the Nine Model Factors by Dong Sung Cho. This model is the improvement of the Diamond Porter's Model, which created to analyze among third country such as Indonesia. The Nine Model Factors divides competitive resources into two large groups, which are the physical factors and human factors. Physical factors consist of natural resources, business environment, its related industry and its support, and also domestic's demand. Human factors analyzed into workers, politicians and bureaucracy, businessman, as well as manager and professional engineer. In order to analyze, the data are being taken by performing interviews, observations, and library study. To limit the scope of observation, so the tempeh makers has been taken from the member of South Jakarta Prim-KOPTI with Judgment Sampling. Japan is the country which used to compare the product. Based on Nine Model Factor analysis, product resources is achieved and being given to Indonesia supports the integrity this industry as well as domestic demand and business environment. From worker sector, tempeh makers which publicly 80% of them are elementary graduated, makes product innovation process quite hard. To protect the presence of tempeh maker, government has shield of the private opportunity to develop tempeh industry in modem way. This matter is not profitable because if its done with machinery so it will create product standardization and could reach the global market. The potential of tempeh market is widely open to Japan because Indonesia's tempeh has its own supplementary by doing two times fermentations while in Japan only one fermentation. Based on the reseach result it could be concluded that Indonesia's tempeh still having competitiveness in term of 'fresh tempeh', but Japan will threatened Indonesian tempeh industry with its second and thirth generation of tempe which only taking the component from tempeh. The demanding Japanese consumers will make producers more innovative and developing the product continuously. Hence, to create a conclusive climate performance in tempeh industry, it is better to consider HKTI ideas of 30% import tax of soy bean, and protective policies for the tempeh makers is necessarily reevaluate and develop tempeh industry in Indonesia.

Abstrak :
UMKM Risma (Laris Manis) merupakan usaha skala mikro yang bergerak di bidang kuliner dan berlokasi di Depok, Jawa Barat. Pemetaan kondisi UMKM Risma dengan memperlihatkan banyaknya gap yang terjadi antara kondisi aktual dan kondisi ideal. Tujuan utama dari kegiatan business coaching ini adalah untuk menstabilkan dan meningkatkan penjualan UMKM Risma dengan mengembangkan strategi untuk mengatasi fluktuasi permintaan. Kegiatan business coaching dilakukan pada periode Februari ? Mei 2016. Berdasarkan hasil pemetaan kondisi UMKM dan analisis gap, diusulkan kepada UMKM Risma untuk menerapkan strategi pengembangan pasar untuk produk pai apel ukuran mini. Pengembangan pasar yang dilakukan melibatkan modifikasi ukuran produk, pengemasan, perbaikan pengelolaan media sosial sebagai sarana promosi, serta penambahan saluran pemasaran yang baru

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UMKM Risma is a micro enterprise which engaged in culinary and located in Depok, Jawa Barat. Condition mapping of UMKM Risma shows there are several gaps between actual and ideal conditions. The main objective of business coaching is to help UMKM Risma to stabilizes and increases sales by developing strategy which will resolve the problem of fluctuations in demand. Business coaching was conducted on February ? May 2016. Based on the result of condition mapping and gap analysis, UMKM Risma is suggested to implement market development strategy using its existing product, apple pie. The implementation of this strategy involves modification of the size of product, modification of packaging, improving social media management, and adding new channels.

Abstrak :
Salah satu masalah yang dihadapi oleh usaha kecil adalah permodalan. Diberlakukannya sistem bagi hasil, sebagai salah satu alternatif sistem kegiatan operasional bank, memberikan alternatif sistem pendanaan bagi usaha kecil. Data penelitian diperoleh dari Sobron, BPR, BPRS dan studi kepustakaan. Analisa pembiayaan dilakukan melalui analisa rasio laporan keuangan. Hasil penelitian menunjukkan bahwa tidak ada pengaruh secara cash jika menggunakan sistem pembiayaan bagi hasil. Keuntungan yang didapat usaha kecil jika menggunakan sistem bagi hasil (Syariah) adalah keuntungan non cash berupa kemudahan-kemudahan dalam sistem pembiayaan.