Hasil Pencarian  ::  Simpan CSV :: Kembali

Abstrak :
Skripsi ini membahas mengenai skema equity crowdfunding dapat menjadi alternatif pembiayaan UMKM yang telah dilegalkan oleh OJK sejak tahun 2018. Perkembangan equity crowdfunding sangat signifikan pada tahun 2020 hingga 2021, dengan persentase peningkatan investor sebesar 319,56%. Dengan adanya trust issue, penelitian ini bertujuan untuk menentukan determinan atau faktor yang menentukan minat investasi pada platform equity crowdfunding di Indonesia. Penelitian ini dilakukan dengan metode SEM-PLS menggunakan SmartPLS. Secara keseluruhan, variabel network externalities, perceived informativeness, perceived accreditation, structural assurance, third-party seal, dan social interactian ties mempengaruhi willingness to invest pada equity crowdfunding. Dengan dimediasi oleh platform trust, variabel network externalities, perceived informativeness, perceived accreditation, structural assurance, third-party seal, dan social interaction ties mempengaruhi minat investasi pada platform equity crowdfunding. Dengan dimediasi oleh fundraiser trust, variabel perceived informativeness, third-party seal, dan social interactian ties mempengaruhi minat investasi pada platform equity crowdfunding.  ......This thesis discusses the scheme regarding equity crowdfunding which can be an alternative for MSME financing which has been legalized by the OJK since 2018. The development of equity crowdfunding is very significant from 2020 to 2021, with an increase in the proportion of investors of 319.56%. Given the existence of a trust issue, this study aims to determine the determinants or factors that determine interest in investing in equity crowdfunding platforms in Indonesia. This research was conducted using the SEM-PLS method using SmartPLS. Overall, variable network externalities, perceived informativeness, perceived accreditation, structural guarantees, third-party seals, and bonds of social interaction influence willingness to invest in equity crowdfunding. By being mediated by platform trust, variable network externalities, perceived informativeness, perceived accreditation, structural assurance, third-party seals, and social interaction ties influence investment interest in equity crowdfunding platforms. Mediated by fundraiser trusts, perceived informativeness, third-party seal, and social interaction ties variables influence investment interest in equity crowdfunding platforms.

Abstrak :
Penelitian ini dilakukan di Jakarta dan sekitarnya dan bertujuan untuk menganalisis perkembangan minat berinvestasi dan faktor-faktor yang mempengaruhi kalangan dunia usaha dalam berinvestasi di Ibu Kota Negara Nusantara. Penelitian ini dilakukan dengan analisa jalur (path analysis) teknik regresi linier berganda melalui pengolahan data berbasis software SPSS 26 dan membandingkannya dengan model Partial Least Square (PLS). Pengujian hipotesis menunjukkan konsistensi hasil bahwa faktor politik, ekonomi, lingkungan juga faktor kepercayaan memiliki hubungan yang sesuai dan signifikan terhadap minat investasi di Ibu Kota Negara Nusantara. Sementara faktor kebijakan pemerintah dan faktor sosial tidak memiliki hubungan yang signifikan terhadap minat investasi di Ibu Kota Negara Nusantara. Faktor politik, kebijakan pemerintah, sosial, ekonomi, dan lingkungan memiliki memiliki hubungan positif yang signifikan terhadap kepercayaan. Uji Sobel menunjukkan variabel kepercayaan menjadi perantara (intervening) bagi pengaruh variabel ekonomi, kebijakan pemerintah, lingkungan, serta sosial terhadap minat investasi. Evaluasi dan analisis peraturan perundang-undangan terkait pemindahan ibu kota negara perlu menjadi penelitian berikutnya yang akan melengkapi penelitian ini. ......This research was conducted in Jakarta and its surroundings and aims to analyze the development of investment interest and the factors that influence the business world in investing in The Capital City of Nusantara. This research was carried out using path analysis using multiple linear regression techniques using data processing based on SPSS 26 software and comparing it with the Partial Least Square (PLS) model. Hypothesis testing shows consistent results that political, economic, environmental factors as well as trust factors have an appropriate and significant relationship with investment interest in The Capital City of Nusantara. Meanwhile, government policy factors and social factors do not have a significant relationship with investment interest in The Capital City of Nusantara. Political, government policy, social, economic and environmental factors have a significant positive relationship with trust. The Sobel test shows that the trust variable is an intervening factor in the influence of economic, government policy, environmental and social variables on investment interest. Evaluation and analysis of laws and regulations related to moving the country's capital need to be the next research that will complement this research.

Abstrak :
Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan yang mencakup tiga dimensi pengukuran yaitu financial knowledge, financial behavior, dan financial attitude terhadap minat lenders untuk melakukan investasi di Peer-to-Peer Syariah dengan digital literacy sebagai variabel moderasi. Data penelitian ini diolah dengan metode regresi linear berganda menggunakan software IBM SPSS Statistics versi 29. Penelitian ini melibatkan 104 responden yang merupakan lenders aktif ALAMI Sharia dalam kurun waktu Desember 2022 – Mei 2023. Hasil penelitian menunjukkan bahwa financial behavior memiliki pengaruh positif signifikan terhadap minat investasi para lenders, sedangkan financial knowledge dan financial attitude tidak memiliki pengaruh signifikan terhadap minat investasi. Selain itu tidak ditemukan bukti bahwa digital literacy memoderasi secara signifikan hubungan antara financial knowledge dengan minat investasi para lenders Peer-to-Peer Lending Syariah. ......This study aims to determine the effect of financial literacy which includes three measurement dimensions, namely financial knowledge, financial behavior, and financial attitudes on lenders' intentions to invest in Sharia Peer-to-Peer with digital literacy as a moderating variable. The research data was processed using the multiple linear regression method using IBM SPSS Statistics version 29 software. This study involved 104 active ALAMI Syariah lenders for the period December 2022 – May 2023. The results showed that financial behavior had a positive significant effect on the lender's investment intentions, while financial knowledge and financial attitudes have no significant effect on the intention of the lender. In addition, there is no evidence that digital literacy significantly moderates the relationship between financial knowledge and investment intention of the lender.