Ditemukan 2 dokumen yang sesuai dengan query
Yendra Emirsyah Kivatra
Abstrak :
Tujuan dari penelitian ini adalah untuk mengetahui pengaruh tingkat persaingan perbankan terhadap stabilitas perbankan di Indonesia pada periode 2008 sampai dengan 2017. Menggunakan data laporan keuangan 32 bank yang telah terdaftar di Bursa Efek Indonesia, dilakukan metode regresi data panel Pooled Least Square untuk menganalisis hubungan antara persaingan perbankan yang diukur dengan menggunakan Lerner Index, terhadap stabilitas perbankan yang diproksikan oleh Z-Score.
Berdasarkan hasil penelitian, ditemukan bahwa Lerner Index berpengaruh positif signifikan terhadap Z-Score. Penemuan tersebut sejalan dengan teori Competition- Fragility atau Concentration-Stability pada literatur persaingan perbankan. Dengan kata lain, dapat dikatakan apabila industri perbankan di Indonesia semakin terkonsentrasi dan tingkat persaingannya semakin rendah, maka akan menyebabkan stabilitas perbankan menjadi lebih tinggi dan jauh dari risiko kebangkrutan.
......The purpose of this study is to determine the effects of banking competition on banking stability in Indonesia in the period of 2008 to 2017. Using 32 financial statements of banks that have been listed on the Indonesia Stock Exchange, Pooled Least Square panel data regression method was conducted to analyze the relationship between banking competition that is measured using the Lerner Index, on the banking stability proxied by the Z-Score.
Based on the results of the study, it was found that the Lerner Index had a significant positive effect on the Z-Score. These findings are in line with the theory of Competition-Fragility or Concentration-Stability in the banking competition literature. In other words, it can be said that if the banking industry in Indonesia is strongly concentrated and the level of competition is low, it will cause banking stability to be higher and far from the risk of bankruptcy.
Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2019
S-Pdf
UI - Skripsi Membership Universitas Indonesia Library
Lidya Ramadani
Abstrak :
ABSTRAK
Termotivasi dari debat mengenai konsolidasi bank dan prediksi mengenai
hubungan konsentrasi perbankan dan stabilitas bank, penelitian ini
menginvestigasi pengaruh konsentrasi industri perbankan terhadap stabilitas bank
di Indonesia periode 2005-2012. Dengan menggunakan random effect model,
terbukti bahwa konsentrasi industri perbankan berpengaruh negatif dan signifikan
terhadap stabilitas bank. Hasil tersebut sesuai dengan teori concentration-fragility.
Namun, hubungan tersebut ternyata hanya terjadi pada ukuran bank besar dimana
mengindikasikan terdapat perilaku Too-Big-To-Fail (TBTF) pada bank-bank
besar di Indonesia.
ABSTRACT
Motivated by the debate regarding the consolidations of banks and conflicting
predictions about the relationship between bank concentration and banking
stability, this research investigates the effect of concentration in banking industry
towards banking stability in Indonesia during 2005-2012 period. By using random
effect model, it is proven that there is significantly negative effect of
concentration in banking industry to banking stability. Those results are consistent
with the concentration-fragility theory. However, this result only accured on big
banks which indicates the Too-Big-To-Fail (TBTF) behavior on big banks in
Indonesia.
Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2014
S54488
UI - Skripsi Membership Universitas Indonesia Library
