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Abstrak :
Penelitian ini bertujuan untuk mengetahui Penggunaan Informasi Dari Bank Indonesia (Sistem Informasi Debitur) Dalam Rangka Pemberian Kredit Oleh Bank serta menjelaskan Bagaimana penyelesaian jika ternyata data yang diberikan oleh Bank Indonesia merugikan Nasabah. Jenis penelitian yang digunakan penulis dalam karya ini adalah penelitian yuridis normatif. Tipe penelitian ini termasuk penelitian preskriptif. Untuk jenis data yang digunakan ialah data primer dan data sekunder. Teknik pengumpulan data yaitu dilakukan melalui studi kepustakaan serta wawancara yang selanjutnya dianalisis dengan menggunakan teknik analisis kualitatif. Berdasarkan analisis yang telah dilakukan penulis, dapat diperoleh kesimpulan bahwa Pemberian kredit di Bank dilakukan dengan menerapkan pemberian fasilitas kredit bank menerapkan Prinsip Kehati-Hatian Perbankan (Prudential Banking Principle), Prinsip Mengenal Nasabah (Know Your Customer) dengan menggunakan Sistem Informasi Debitur Bank , serta upaya yang dapat dilakukan Debitur jika Informasi Dari Sistem Informasi Debitur merugikan debitur. ...... This study aims to determine the use of information from Bank Indonesia (Debtor Information System) in the Context Lending by Banks and explain How the settlement if it turns out the data provided by the Indonesian Bank Customer harm.This type of research used in this work is the author of normative research. This type of research include prescriptive research. For the type of data used is primary data and secondary data. Data collection techniques are carried out through the study of literature and subsequent interviews were analyzed using qualitative analysis techniques. Based on the analysis that had been conducted by the author, it can be concluded that the extension of credit in the Bank is done by applying a bank credit facility apply prudential principles Banking (Prudential Banking Principle), KYC (Know Your Customer) using Bank Debtor Information System, as well as efforts to do Debtor if the Debtor Information System Information from harming the debtor.

Abstrak :
[ABSTRAK
Salah satu bentuk kepatuhan bank umum terhadap regulasi dari Bank Indonesia adalah dengan menyerahkan laporan informasi debiturnya atau laporan SID di setiap bulannya. Laporan ini harus dibuat sesuai dengan pedoman yang ada serta diserahkan tepat waktu atau bank akan mendapat teguran. Berdasarkan data laporan sanksi SID, Bank X diharuskan membayar denda ke Bank Indonesia dikarenakan laporan SID diserahkan tidak tepat waktu dan belum akurat. Untuk mengatasi hal ini maka Bank X hendak memperbaiki sistem pendukung yang menghasilkan laporan tersebut. Berdasarkan alasan tersebut maka pengerjaan karya akhir ini berupaya untuk menggali kebutuhan sistem dengan menggunakan metodologi Rational Unified Process. Adapun hasil dari penelitian ini berupa artefak dari workflow requirement yang bisa digunakan untuk perbaikan sistem guna mengatasi permasalahan di laporan SID.

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ABSTRACT
In each month, banks should submit a report of its debtor information to Bank Indonesia (SID Report). This report should be made in accordance with existing guidelines and submitted on time or the bank will be reprimanded. Based on the report data sanctions, Bank X is required to pay fines to Bank Indonesia due SID report is not submitted on time and not accurate. To overcome this, the Bank X was about to fix the support system that produced the report. Based on these reasons, the workmanship of this thesis seeks to explore the needs of the system by using the Rational Unified Process methodology. The results of this study in the form of workflow requirements artifacts that can be used to enhance the system in order to overcome the problems in the SID Report.;In each month, banks should submit a report of its debtor information to Bank Indonesia (SID Report). This report should be made in accordance with existing guidelines and submitted on time or the bank will be reprimanded. Based on the report data sanctions, Bank X is required to pay fines to Bank Indonesia due SID report is not submitted on time and not accurate. To overcome this, the Bank X was about to fix the support system that produced the report. Based on these reasons, the workmanship of this thesis seeks to explore the needs of the system by using the Rational Unified Process methodology. The results of this study in the form of workflow requirements artifacts that can be used to enhance the system in order to overcome the problems in the SID Report., In each month, banks should submit a report of its debtor information to Bank Indonesia (SID Report). This report should be made in accordance with existing guidelines and submitted on time or the bank will be reprimanded. Based on the report data sanctions, Bank X is required to pay fines to Bank Indonesia due SID report is not submitted on time and not accurate. To overcome this, the Bank X was about to fix the support system that produced the report. Based on these reasons, the workmanship of this thesis seeks to explore the needs of the system by using the Rational Unified Process methodology. The results of this study in the form of workflow requirements artifacts that can be used to enhance the system in order to overcome the problems in the SID Report.]