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Abstrak :
Pembentukan variabel ekonomi makro dapat dilakukan dengan menggabungkan berbagai konsep dari ilmu-ilmu lain seperti ilmu fisika dan ilmu fikih mengenai tujuan syariah. Ilmu fisika dipakai untuk dapat menjelaskan mengenai apa hal utama yang seharusnya diukur oleh variabel ekonomi makro ini yaitu sifat transfer kekayaan yang dilakukan dalam perekonomian. Sedangkan ilmu fikih dipakai untuk membedakan sifat baik atau buruknya bentuk transfer kekayaan itu. Variabel ekonomi makro yang dihasilkan ini memiliki bentuk yang sangat mirip dengan variabel makro PDB. Perbedaannya adalah adanya berbagai indikator pembobot seperti indeks penjagaan agama, indeks distribusi kekuatan ekonomi, dan juga tingkat kualitas kerja aparatur negara. Selain itu variabel ekonomi makro ini tidak memperdulikan nilai investasi melainkan menggantinya dengan nilai kekuatan akal di negara tersebut.Hasil pengujian dari variabel ekonomi makro ini menunjukkan bahwa negara Indonesia yang memiliki PDB sekita 800 miliar dollar ternyata hanya memiliki nilai penjagaan harta sekitar 70 juta. Makna dari ini adalah hanya sekitar 70 juta jiwa manusia (sekitar 31 persen dari total penduduk) yang dapat dibuat makmur baik secara fisik, maupun rohani dan juga akal dari seluruh kegiatan ekonomi di negara ini. Nilai negara Amerika Serikat adalah mencapai angka 247 juta (sekitar 82 persen dari total penduduk) dan nilai untuk negara RRC adalah sekitar 964 juta (sekitar 73 persen dari total penduduk).

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Creating a macroeconomics variable can be done by combining concept from another discipline like the Physical science and Fiqh knowledge. Physical science is used to explain what is the best thing an macroeconomics variable should measure, that is the transfer of wealth, and not the wealth itself. And the Fiqh knowledge is used to determine whether good or bad one kind of wealth transfer is. This macroeconomic variable that is created has form that is very similar to the GDP variable. One difference lies on some of the weighted indicator used like the accomplishment of religion, the distribution of economic strength, and the quality of work done by government officer. Another difference is this macroeconomic variable doesn?t count the value of investment a country has, but instead using the value of brain power that country has. The result from testing this macroeconomic variable shows that Indonesia, a country lies on khatulistiwa, despite having about 800 billion dollars on their GDP, only have about 70 million value of prosperity. It means only about 31 percent of its population can have prosperity from all kinds of its economic activities. The result from United States shows that it has about 247 million value of prosperity (about 82 percen of total population). And the result from People?s Republic of China shows that it has about 964 million value of prosperity (about 73 percent of total population).

Abstrak :
There are four principles of islamic economic. The first is PLS (profit and loss sharing). The second is halal and thoyyib. The third is zakat. The fourth is paying labor’s reward wisely. PLS is a instruments to move the riil sector in islamic economic. Interest is a instrument to move the riil sector in the general econimic now. To change the interest system to the PLS system is not an easy job. The human paradigma is a something logical and realistist. PLS is not stabil and fluctuative. The nisbah share between deposan and bank is constant and stabil, but the revenue of bank is always labil. The implementation of PLS in the syari’ah money group like bank, BMT has many problems. The first, the deposan aren’t ready. The second is the competition between many conventional bank used interest system. There is not opening in giving information about revenue that they get it. This is a factor why PLS was difficult to be implemented.

Abstrak :
Penelitian ini bertujuan untuk mengetahui faktor yang memengaruhi pelaku UMKM muslim di Indonesia untuk menggunakan pembiayaan syariah pada lembaga keuangan syariah. Pengumpulan data dilakukan melalui self-admistrated questionnare di seluruh wilayah Indonesia dengan 213 responden yang merupakan pelaku UMKM muslim. Analisis yang digunakan dalam penelitian ini adalah Structural Equation Modelling (SEM) untuk menganalisis pengaruh faktor sikap, pengaruh lingkungan, literasi keuangan syariah, religiusitas, dukungan pemerintah, dan harga dari pembiayaan syariah terhadap intensi untuk menggunakan pembiayaan syariah. Hasil penelitian menunjukkan bahwa sikap, pengaruh lingkungan sosial, literasi keuangan syariah, religiusitas memengaruhi intensi menggunakan pembiyaan syariah secara positif, sedangkan harga pembiyaaan syariah memiliki pengaruh negatif. Namun, variabel dukungan pemerintah tidak memiliki pengaruh signifikan terhadap intensi menggunakan pembiayaan syariah oleh pelaku UMKM muslim di Indonesia.

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This research aims to determine the factors that influence muslim entrepreneurs in Indonesia to use Islamic financing in Islamic financial institutions. Data was collected from self-admistrated questionnare in all regions of Indonesia that involving 213 respondents who are muslim entrepreneurs. The analysis used in this study is Structural Equation Modeling (SEM) to analyze the influence of attitude factors, social influences, Islamic financial literacy, religiosity, government support, and the price of Islamic finance on the intention to use Islamic financing. The results showed that attitudes, social influence, Islamic financial literacy, and religiosity affected the intention to use sharia financing positively. Whereas sharia financing prices have a negative influence, however, the government support does not have a significant influence on the intention to use Islamic finance by muslim Indonesian entrepreneurs.

Abstrak :
This book is a comprehensive study, which provides informed knowledge within the field of Islamic economics. The authors lay down the principal philosophical foundation of a unique and universal theory of Islamic economics by contrasting it with the perspectives of mainstream economics. The methodological part of the theory of Islamic economics arises from the ethical foundations of the Qur'an and the Sunnah (tradition of the Prophet) along with learned exegeses in an epistemological derivation of the postulates and formalism of Islamic economics. This foundational methodology will be contrasted with the contemporary approaches of the random use of mainstream economic theory in Islamic economics. The book establishes the methodological foundation as the primal and most fundamental premise of the study leading to scientific formalism and the prospect of its application. By way of its Islamic epistemological explanation (philosophical premise) in the form of logical formalism and the use of simple real-world examples, the authors show the reader that the scientific nature of economics in general and Islamic economics in particular rests on the conception of the scientific worldview. With its uniquely comparative approach to mainstream economics, this book facilitates a greater understanding of Islamic economic concepts. Senior undergraduate and graduate students will gain exposure to Islamic perspectives of micro- and macroeconomics, money, public finance, and development economics. Additionally, this book will be useful to practitioners seeking a greater comprehension of the nature of Islamic economics. It will also enable policymakers to better understand the mechanism of converting institutions, such as public and social policy perspectives.