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Abstrak :
[ABSTRAK
Perkembangan perbankan saat ini di Indonesia semakin maju, ini ditandai dengan semakin banyaknya bank dan mempunyai peran penting dalam pertumbuhan dan pembangunan ekonomi. Tidak hanya perbankan lokal, dewasa ini banyak bank asing yang masuk ke Indonesia, masuknya bank asing ke Indonesia diantaranya melalui akuisisi bank lokal yang ada di Indonesia. Dalam dunia perbankan, suatu permasalahan dan resiko yang seringkali terjadi dan berpotensi terjadi adalah kredit bermasalah atau kredit macet. QNB Indonesia yang merupakan bank hasil akuisisi di Indonesia memiliki beberapa cara dalam mencegah dan menyelesaikan kredit bermasalah. QNB Indonesia selalu mengupayakan kredit bermasalah dapat diselesaikan dengan cara non litigasi melalui penyelamatan kredit dengan restrukturisasi. Jalur peradilan atau jalur litigasi bukan prioritas dalam menyelesaikan kredit bermasalah.

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ABSTRAK
The development of the current banking in Indonesia is advancing, it is marked by the increasing number of banks and has an important role in the growth and economic development. Not only local bank, many foreign banks to enter Indonesia, the entry of foreign banks to Indonesia, including through the acquisition of local banks in Indonesia. In the banking world, the problems and risks that often occur and are potentially problematic credit or bad credit. QNB Indonesia, which is the result of the acquisition of a bank in Indonesia has several ways to prevent and resolve problem loans. QNB Indonesia has always sought nonperforming loans can be solved by means of non-litigation through credit rescue with restructuring. Lane or lanes judicial litigation is not a priority in solving the problem loans.;The development of the current banking in Indonesia is advancing, it is marked by the increasing number of banks and has an important role in the growth and economic development. Not only local bank, many foreign banks to enter Indonesia, the entry of foreign banks to Indonesia, including through the acquisition of local banks in Indonesia. In the banking world, the problems and risks that often occur and are potentially problematic credit or bad credit. QNB Indonesia, which is the result of the acquisition of a bank in Indonesia has several ways to prevent and resolve problem loans. QNB Indonesia has always sought nonperforming loans can be solved by means of non-litigation through credit rescue with restructuring. Lane or lanes judicial litigation is not a priority in solving the problem loans.;The development of the current banking in Indonesia is advancing, it is marked by the increasing number of banks and has an important role in the growth and economic development. Not only local bank, many foreign banks to enter Indonesia, the entry of foreign banks to Indonesia, including through the acquisition of local banks in Indonesia. In the banking world, the problems and risks that often occur and are potentially problematic credit or bad credit. QNB Indonesia, which is the result of the acquisition of a bank in Indonesia has several ways to prevent and resolve problem loans. QNB Indonesia has always sought nonperforming loans can be solved by means of non-litigation through credit rescue with restructuring. Lane or lanes judicial litigation is not a priority in solving the problem loans., The development of the current banking in Indonesia is advancing, it is marked by the increasing number of banks and has an important role in the growth and economic development. Not only local bank, many foreign banks to enter Indonesia, the entry of foreign banks to Indonesia, including through the acquisition of local banks in Indonesia. In the banking world, the problems and risks that often occur and are potentially problematic credit or bad credit. QNB Indonesia, which is the result of the acquisition of a bank in Indonesia has several ways to prevent and resolve problem loans. QNB Indonesia has always sought nonperforming loans can be solved by means of non-litigation through credit rescue with restructuring. Lane or lanes judicial litigation is not a priority in solving the problem loans.]

Abstrak :
Radio berkembang dengan menggunakan teknologi digital untuk mempromosikan produksinya dan memudahkan audiens untuk mengonsumsinya. Seperti Radio Prambors yang menggunakan platform digital agar mudah dikonsumsi oleh anak muda urban. DGITM (Desta and Gina in the Morning) adalah salah program utama. Disiarkan oleh figur publik Indonesia, Desta dan Gina, setiap hari Senin – Jumat pukul 6-10 pagi. Wacana yang diproduksi DGITM juga berkaitan dengan anak muda, atau dengan kata lain, media tersebut mengkomodifikasi kondisi psikis anak muda yang sedang masa romansa dan cenderung konsumeristik untuk kepentingan kapitalis mereka. Kosmopolitanisasi dan globalisasi membuat DGITM mengimpor wacana romantisme dan hedonisme mancanegara. Namun, tidak semua wacana mancanegara sesuai dengan nilai apparatus di Indonesia. Maka dari itu, permasalahan dalam penelitian ini adalah bagaimana strategi DGITM mendefinisikan romantisme dan hedonisme yang ideal pada anak muda, dan bagaimana proses pemaknaan yang dialami oleh khalayak anak muda. Metode yang dilakukan adalah merekam program DGITM dari September 2019 – Januari 2020, mewawancara langsung khalayak anak muda Jabodetabek dan melihat pemaknaan anak muda lainnya dalam Twitter Prambors. Dari data yang diperoleh, peneliti mengambil beberapa sample untuk dieksplorasi lebih lanjut dengan menggunakan konsep dasar Encoding-Decoding oleh Hall, media framing, romantisme dan hedonisme pada anak muda. Pada akhirnya, peneliti menemukan bahwa DGITM menggunakan strategi framing yang disampaikan di media digital dan terdapat selebritis untuk menggiring imaji kenikmatan pada anak muda dalam melakukan romantisme dan hedonsime. Akhirnya, terbentuk realita baru yang membuat standar bagaimana identitas yang ‘modern’ pada anak muda. Di lain sisi, terdapat variasi proses resepsi audiens, dari terkonstruksi, menegosiasikan dan menolak atas preferred reading yang ditawarkan oleh DGITM. ......Radio develops by using digital technologies to promote its products and make it easier for the the audiences to consume it. Radio Prambors uses digital platforms to make it easy to be consumed by young urban people. DGITM (Desta and Gina in the Morning) is one of the mains programs. Broadcasted by Indonesian public figures, Desta and Gina, every Monday - Friday at 6-10 am. The discourses produced by DGITM also relates to young people, in other words, the media commodifies the psychological condition of young people who are in a period of romance and tend to be consumeristic for media’s capitalist interests. Cosmopolitanization and globalization make DGITM import discourses of romance and hedonism from abroad. However, not all foreign issues match to the values of the apparatuses in Indonesia. Therefore, the main problem in this study is how the DGITM's strategy to defines the ideal of romanticism and hedonism for young people, and how the reception process is experienced by young people. The methods used are to record the DGITM program from September 2019 - January 2020, directly interviewing the Jabodetabek youth audience and seeing the meanings of other young people on Twitter Prambors. From the data obtained, the researcher took several samples to be further explored using the basic concepts of Hall's Encoding-Decoding, media framing, romance, and hedonism in young people. In the end, the researcher found that DGITM uses a framing strategy that is conveyed in digital media and there are celebrities to lead images of pleasure to young people in doing romance and hedonism. Finally, a new reality is formed that sets the standard for how 'modern' identity is for young people. On the other hand, there are variations in the audience reception process, from being constructed, negotiating, and rejecting the preferred reading produced by DGITM.

Abstrak :
Tulisan ini membahas berbagai faktor yang mendorong terhambatnya ketercapaian minimal 30% representasi perempuan dalam perpolitikan di Malaysia. Tulisan ini menggunakan metode penelitian kualitatif dengan fokus pada analisis melalui data statistik Pemilihan Umum Malaysia 2018 sebagai sumber data primer, dan berbagai literatur, narasi, dan informasi daring lainnya sebagai data sekunder. Tulisan ini menggunakan teori Resistance yang ditujukan untuk menjelaskan bagaimana upaya reformasi dalam sistem politik sering kali gagal, di mana dalam konteks ini, melihat bagaimana upaya pencapaian target minimal 30% representasi perempuan dalam parlemen di Malaysia tidak tercapai. Analisis tulisan ini didasarkan pada dua tahapan yang dibangun dalam teori Resistance, yakni pre-election period dan election period. Temuan penelitian memperlihatkan bahwa faktor sosio-kultural seperti nilai-nilai keagamaan dan sistem yang berbasis pada nilai-bilai patriarki, beserta faktor struktural seperti dinamika dalam partai politik dan media massa di Malaysia menjadi faktor yang sangat menentukan atas tidak tercapainya target minimal 30% representasi perempuan dalam Dewan Rakyat Malaysia. ......This paper examines various factors that have hampered the attainment of a 30% minimum representation of women in politics in Malaysia. This paper uses qualitative research methods with a focus on analysis through the 2018 Malaysian General Election (Pilihan Raya Umum Malaysia ke-14) statistical data as a primary data source, and various online literature, narratives, and other information as secondary data. This paper uses the Resistance theory which is intended to explain how reform efforts in the political system often fail, wherein this context examines how the efforts to achieve the minimum target of 30% representation of women in parliament in Malaysia are not achieved. The analysis of this paper is based on two stages built-in Resistance theory, namely the pre-election period and the election period. Research findings show that socio-cultural factors such as religious values ​​and patriarchal values, along with structural factors such as dynamics in Malaysian political parties and mass media, are crucial factors for not achieving a minimum target of 30% representation of women in the Malaysian Parliament.