"[
ABSTRAKPenelitian ini bertujuan untuk melihat faktor-faktor yang berpengaruh
terhadap penggunaan produk inovasi sistem pembayaran dan pengaruh inovasi
sistem pembayaran terhadap pengukuran jumlah uang beredar di Indonesia. Dalam
penelitian ini, produk inovasi sistem pembayaran direpresentasikan oleh
perkembangan instrumen pembayaran elektronis , alat pembayaran menggunakan
kartu (APMK) yaitu kartu debet dan kartu kredit serta emoney. Sedangkan untuk
pengukuran jumlah uang digunakan metode simple sum aggregate dan divisa
Model yang digunakan dalam penelitian ini adalah Error-Correction Model
untuk melihat hubungan faktor-faktor yang berpengaruh terhadap penggunaan
produk inovasi sistem pembayaran penjualan eceran, jumlah akses, resiko, suku
bunga deposito, sukubunga kredit, nilai transkasi dan volume transkasi dan
hubungan inovasi sistem pembayaran terhadap pengukuran jumlah uang beredar
M2 simple sum dan divisia. Dari hasil studi diperoleh bahwa faktor nilai transkasi
berpengaruh terhadap seluruh produk sistem pembayaran dan inovasi sistem
pembayaran memiliki hubungan jangka pendek dan jangka panjang dengan
pengukuran jumlah uang beredar.
ABSTRACTThe thesis is devoted to the factors that influence the use of product
innovation and influence innovation payment sistem payment sistem to measure
the amount of money circulating in Indonesia. In this study, innovation product of
innovation represented by the development of the payment sistem of electronic
payment instruments (SKN and RTGS) , card payment ( APMK ) that debit cards
and credit cards and emoney also . As for the money demand used simple sum
aggregate and divisa method.
Error - Correction Model is applied in order to study the relationship factors
that influence the use of product innovation of payment sistem , the amount of
access , risk , deposit rates , loan interest rates , transaction value and volume of
transaction and payment sistems innovation relationship to measure the money
supply M2 simple sum and Divisia . This study showed that the transaction value
factor affecting product innovation of payment sistem and payment sistems
innovations have short -term relationships and long-term measurement of the
money supply.;The thesis is devoted to the factors that influence the use of product
innovation and influence innovation payment sistem payment sistem to measure
the amount of money circulating in Indonesia. In this study, innovation product of
innovation represented by the development of the payment sistem of electronic
payment instruments (SKN and RTGS) , card payment ( APMK ) that debit cards
and credit cards and emoney also . As for the money demand used simple sum
aggregate and divisa method.
Error - Correction Model is applied in order to study the relationship factors
that influence the use of product innovation of payment sistem , the amount of
access , risk , deposit rates , loan interest rates , transaction value and volume of
transaction and payment sistems innovation relationship to measure the money
supply M2 simple sum and Divisia . This study showed that the transaction value
factor affecting product innovation of payment sistem and payment sistems
innovations have short -term relationships and long-term measurement of the
money supply.;The thesis is devoted to the factors that influence the use of product
innovation and influence innovation payment sistem payment sistem to measure
the amount of money circulating in Indonesia. In this study, innovation product of
innovation represented by the development of the payment sistem of electronic
payment instruments (SKN and RTGS) , card payment ( APMK ) that debit cards
and credit cards and emoney also . As for the money demand used simple sum
aggregate and divisa method.
Error - Correction Model is applied in order to study the relationship factors
that influence the use of product innovation of payment sistem , the amount of
access , risk , deposit rates , loan interest rates , transaction value and volume of
transaction and payment sistems innovation relationship to measure the money
supply M2 simple sum and Divisia . This study showed that the transaction value
factor affecting product innovation of payment sistem and payment sistems
innovations have short -term relationships and long-term measurement of the
money supply., The thesis is devoted to the factors that influence the use of product
innovation and influence innovation payment sistem payment sistem to measure
the amount of money circulating in Indonesia. In this study, innovation product of
innovation represented by the development of the payment sistem of electronic
payment instruments (SKN and RTGS) , card payment ( APMK ) that debit cards
and credit cards and emoney also . As for the money demand used simple sum
aggregate and divisa method.
Error - Correction Model is applied in order to study the relationship factors
that influence the use of product innovation of payment sistem , the amount of
access , risk , deposit rates , loan interest rates , transaction value and volume of
transaction and payment sistems innovation relationship to measure the money
supply M2 simple sum and Divisia . This study showed that the transaction value
factor affecting product innovation of payment sistem and payment sistems
innovations have short -term relationships and long-term measurement of the
money supply.]"
