"[
ABSTRAKPenelitian ini bertujuan untuk melakukan studi literatur mengenai pengaruh
masuknya bank asing terhadap sistem perekonomian, industri perbankan
domestik, dan individu bank asing. Studi literatur dilaksanakan dengan
menggunakan 25 literatur terdahulu dengan topik bank asing. Hasil penelitian ini
mnunjukkan bahwa masuknya bank asing dapat mempengaruhi sistem
perekonomian dari sisi krisis dan pertumbuhan ekonomi. Sebagian besar literatur
menyatakan bahwa masuknya bank asing akan menurunkan profit dan biaya
overhead. Sementara itu kinerja bank asing lebih baik daripada bank domestik
pada negara berkembang, dan hasilnya berkebalikan pada negara maju. Dari
sejumlah penelitian, hasil yang ditemukan masih berbeda-beda. Hal ini dapat terjadi karena sampel dan periode antara satu penelitian dan yang lain tidak sama.
ABSTRACTThis study aims to do literature review about the impact of foreign bank
entry on the economies, domestic banking industry, and foreign bank efficiency.
The study have been done using 25 literatures with the topic of foreign bank. The
findings show that the entry of foreign bank can affect economic system measured
the economic crisis and economic growth. Most of the literature show that the
entry of foreign bank will reduce profit and overhead cost of domestic bank. This
study also found that foreign bank is more efficient than domestic bank in
developing country. Whereas the result is opposite on the developed country.
There are differences from the findings on all the literature. This could happen because the country sample and research time is different from each other. , This study aims to do literature review about the impact of foreign bank
entry on the economies, domestic banking industry, and foreign bank efficiency.
The study have been done using 25 literatures with the topic of foreign bank. The
findings show that the entry of foreign bank can affect economic system measured
the economic crisis and economic growth. Most of the literature show that the
entry of foreign bank will reduce profit and overhead cost of domestic bank. This
study also found that foreign bank is more efficient than domestic bank in
developing country. Whereas the result is opposite on the developed country.
There are differences from the findings on all the literature. This could happen because the country sample and research time is different from each other. ]"
