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"Perkembangan teknologi dan informasi yang terjadi diseluruh dunia telah mempengaruhi banyak industri dan seluruh aspek, termasuk industri layanan keuangan. Pengaruh teknologi pada layanan keuangan pula meliputi munculnya financial technology dengan layanan pembayaran secara digital. Pembayaran digital merupakan layanan keuangan yang ditawarkan untuk meminimalisir pembayaran dengan cara konvensional, sehingga menggunakan fitur teknologi dalam memenuhi kebutuhan pembayaran dan transaksi. Namun, layanan yang disediakan tersebut belum dilakukan secara menyeluruh oleh sebagian banyak pengguna karena terdapat faktor-faktor yang mempengaruhi intensi pengguna dalam melakukan adopsi teknologi dalam hal transaksi. Tujuan penelitian ini adalah untuk memahami faktor penentu yang menjadi intensi pengguna khususnya pada generasi milenial dalam menggunakan teknologi keuangan dalam pembayaran digital dan transaksi keuangan. Penelitian ini dilakukan dengan berdasar pada kuesioner dengan berdasar pada pendekatan bagian metode dari technology acceptance model, yaitu Unified Theory of Acceptance and Use of Technology II (UTAUT2). Metode UTAUT 2 merupakan metode yang mengkonstruksikan penentu penerimaan dari suatu sistem atau teknologi dan perilaku pengguna. Adapun pengumpulan dan proses kemudian dianalisis dengan structural equation modeling, tepatnya dengan Partial Least Square Method. Penelitian ini juga berdasarkan pada penelitian sebelumnya mengenai penerimaan pengguna dengan metode TAM atas penggunaan financial technology yang berkaitan dengan mobile payment atau digital transactions. Survei yang dilakukan dengan kuesioner diperoleh 310 responden menghasilkan penemuan penelitian yaitu faktor perceived ease of use, perceived usefulness, social influence, trust, promotional offers dan perceived risk berpengaruh pada behavioral intention to use mobile payment dalam fintech.

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Technological and information developments have affected many industries and all aspects, including the financial services industry. The influence of technology on financial services also includes the emergence of financial technology with digital payment services. Digital payments are financial services that minimize payments in conventional ways to use technology features to meet payment and transaction needs. However, the services provided have not been carried out comprehensively because there are factors that affect the user's intention to adopt technology in terms of transactions. This study aims to understand the determinants of users' intentions in using financial technology in digital payments and financial transactions, specifically among millennials. This research was conducted based on a questionnaire based on the user acceptance approach, the Unified Theory of Acceptance and Use of Technology II (UTAUT2). The UTAUT2 method constructs to determine the acceptance of both the system or technology and user behavioral. The data collecting and process then analyzed using structural equation modeling, precisely the partial least square method. This study provides on previous research regarding the acceptance of users with the UTAUT2 method to use financial technology related to mobile payments or digital transactions. A survey conducted with a questionnaire obtained 310 respondents resulting in research findings, namely the factors of perceived ease of use, perceived usefulness, social influence, trust, promotional offers, and perceived risk, which affect behavioral intention to use mobile payment."

"Direktorat Jenderal Pendidikan Anak Usia Dini, Nonformal dan Informal (Ditjen PAUDNI) adalah satuan kerja Eselon I dibawah naungan Kementerian Pendidikan dan Kebudayaan Republik Indonesia. Ditjen PAUDNI membentuk sebuah mekanisme pendataan berbasis teknologi informasi dalam bentuk Aplikasi Pendataan Ditjen PAUDNI yang bertujuan untuk memetakan kondisi pendidikan anak usia dini, nonformal dan informal di seluruh daerah untuk mendukung kebijakan pemerintah yang cepat dan tepat sasaran. Catatan yang tersimpan dalam database Aplikasi Pendataan Ditjen PAUDNI menunjukkan tingkat pengembalian data yang rendah. Penelitian ini bertujuan untuk mengetahui faktor-faktor apa saja yang mempengaruhi penerimaan aplikasi pendataan oleh penggunanya. Model penerimaan yang digunakan adalah UTAUT2, dan dianalisa dengan konsep Structural Equation Modeling (SEM) dengan menggunakan perangkat lunak SmartPLS. Hasil penelitian ini menunjukkan bahwa penerimaan aplikasi pendataan Ditjen PAUDNI oleh pengguna dipengaruhi oleh variabel Social Influence, Facilitating Condition dan Habit.

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Directorate General of Early Childhood Education, Ministry of Education and Culture of Republic of Indonesia build an information technology based data collection mechanism in order to have detailed image about early childhood educational condition across the country. The mission of this system is to support the board directors in a purpose of fast and on target decision making. Currently, the database record shows that the system has low return rate. This condition makes the board directors unable to reach any region that they have no any information about.

The goal of this research is to detect any factors that influence the acceptance of the system by the users. Acceptance model used by this research is the UNIFIED THEORY OF ACCEPTANCE USE OF TECHNOLOGY 2 (UTAUT2) model, then analyzed using SmartPLS software application. The result of the analysis shows that the influence factors of the acceptance of the system are social influence, facilitating condition and habit."

"Penelitian ini dilakukan untuk mengetahui faktor-faktor yang memengaruhi behavioral intention dari konsumen untuk dapat menggunakan layanan telemedisin khususnya pada Halodoc. Faktor-faktor yang digunakan dalam penelitian ini adalah social influence, perceived usefulness, perceived technology usage risk, dan perceived ubiquity sebagai faktor eksternal serta health anxiety dan offline consultation habit sebagai faktor internal. Selain itu, terdapat variabel perceived value dan trust yang berperan sebagai mediasi serta adanya penambahan variabel facilitating condition dan website information. Untuk menguji 13 hipotesis dalam penelitian ini, peneliti menggunakan metode penelitian single-cross sectional survey dan metode purposive sampling sehingga didapatkan data sebanyak 582 responden yang merupakan Warga Negara Indonesia berusia antara 18-60 tahun dan pernah menggunakan layanan dari Halodoc. Dari hasil pengolahan data menggunakan metode Partial Least Square- Structural Equation Method (PLS-SEM) ditemukan hanya 11 hipotesis yang diterima. Hasil tersebut menunjukkan bahwa social influence, perceived usefulness, perceived ubiquity, dan health anxiety memiliki pengaruh yang signifikan dan positif terhadap perceived value. Sedangkan, offline consultation habit memiliki pengaruh yang signifikan tetapi negatif terhadap perceived value. Kemudian social influence dan perceived ubiquity memiliki pengaruh yang signifikan dan positif terhadap trust. Namun, perceived technology usage risk tidak berpengaruh signifikan terhadap perceived value dan trust. Terakhir, perceived value, trust, facilitating condition, dan website information berpengaruh signifikan dan positif terhadap behavioral intention. Penelitian ini juga memberikan implikasi manajerial yang dapat dijadikan sebagai bahan pertimbangan dalam pengembangan layanan selanjutnya.

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This research aims to identify the factors that influence consumer behavioral intention to use telemedicine services, particularly on Halodoc. The factors used in this study are social influence, perceived usefulness, perceived technology usage risk, and perceived ubiquity as external factors, as well as health anxiety and offline consultation habit as internal factors. Additionally, the variables perceived value and trust play a mediating role, and facilitating condition and website information are included. To test 13 hypotheses in this study, the researcher employed a single-cross sectional survey method and purposive sampling, resulting in 582 respondents who are Indonesian citizens aged between 18-60 years and have used Halodoc services. Using Partial Least Square- Structural Equation Method (PLS-SEM), it was found that only 11 hypotheses were accepted. The results show that social influence, perceived usefulness, perceived ubiquity, and health anxiety have significant and positive effects on perceived value. Offline consultation habit has a significant but negative effect on perceived value. Social influence and perceived ubiquity also have significant and positive effects on trust. However, perceived technology usage risk does not have a significant effect on perceived value and trust. Finally, perceived value, trust, facilitating condition, and website information have significant and positive effects on behavioral intention. This study also provides managerial implications that can be used as a consideration in the development of subsequent services."

"Isu degradasi lingkungan telah menjadi isu utama beberapa tahun terakhir, sebagai akibat tidak terkendalinya emisi polutan yang berbahaya melalui berbagai macam aktivitas. Sektor transportasi terutama kendaraan bermotor berkontribusi dalam tingginya emisi karbon. Diperlukan solusi alternatif untuk menguranginya dampak negatif terhadap lingkungan yaitu salah satunya beralih pada penggunaan kendaraan listrik. Penelitian ini mengkombinasikan Technology Acceptance Model (TAM) dan Theory of Planned Behavior (TPB) yang bertujuan untuk memberikan gambaran mengenai faktor yang mempengaruhi intensi pembelian mobil listrik di Indonesia. Analisis Partial Least Square (PLS) diterapkan untuk menguji hubungan antara konstruksi yang diusulkan menggunakan data yang dikumpulkan dari 410 responden melalui survei online. Hasil penelitian menunjukkan bahwa attitude, subjective norm, price value, dan infrastructure barrier berpengaruh secara positif dan signifikan pada intensi pembelian mobil listrik. Sementara perceived usefulness, environmental concern, environmental self image, infrastructure barrier, dan personal moral norm tidak berpengaruh signifikan terhadap intensi pembelian mobil listrik dan perceived risk berdampak negatif pada intensi pembelian mobil listrik.

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The environmental degradation has been the major issue in recent years due to the uncontrolled emissions of harmful pollutants through various activities. The transportation sector, especially motor vehicles, contributes to high carbon emissions. Alternative solutions are needed to reduce the negative impact on the environment, one of which is switching to the use of electric vehicles. This study combines the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB) aiming to provide an overview of the factors that influence the intention of purchasing electric cars in Indonesia. Partial Least Square (PLS) analysis was applied to test the relationship between proposed constructions using data collected from 410 respondents through an online survey. The results show that attitude, subjective norm, price value, and infrastructure barrier positively affect the purchase intention of electric cars. Meanwhile, perceived usefulness, environmental concern, environmental self-image, infrastructure barrier, personal moral norms do not have a significant effect on the intention to purchase electric cars and perceived risk has a negative impact on the purchase intention of electric cars."

"E-filing merupakan bentuk modernisasi administrasi pajak dalam rangka meningkatkan pelayanan kepada wajib pajak dengan memanfaatkan perkembangan teknologi informasi. E-filing bertujuan untuk memberikan kemudahan pelayanan, akses bagi wajib pajak dalam menyampaikan SPT, serta meningkatkan kepatuhan wajib pajak orang pribadi untuk melaporkan SPT Tahunan PPh OP. Namun, e-filing masih belum digunakan oleh seluruh wajib pajak orang pribadi yang ditunjukkan dengan penurunan tingkat kepatuhan pelaporan SPT Tahunan PPh OP. Penelitian ini bertujuan untuk mengetahui penerimaan pengguna wajib pajak orang pribadi dalam penggunaan e-filing menggunakan Model Unified Theory Acceptance and Use of Technology (UTAUT). Metode penelitian menggunakan pendekatan kuantitatif deskriptif dengan teknik purposive sampling. Sampel yang digunakan sebanyak 142 responden dengan survei menggunakan kuesioner. Pengaruh yang kuat ditunjukkan oleh hubungan Performance Expectancy terhadap Behavioral Intention dan Behavioral Intention terhadap Use Behavioral. Sedangkan, pengaruh yang lemah ditunjukkan oleh hubungan Effort Expectancy terhadap Behavioral Intention.

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E-filing is form of modern tax administration as one of the way to improve community service using the improvement of technologies. E-filing has purposes to give an easy service for individual taxpayer submitting tax return and also to improve the individual taxpayer compliance to report Individual Annual Income Tax Returns. However, e-filing is not used by all individual taxpayers yet. It is shown by the decrease number of compliance level of Annual Income Tax Return report. This research is to acknowledge user acceptance of e-filing using Unified Theory Acceptance and Use of Technology (UTAUT) Model. Research method is using an descriptive quantitative approach with a purposive sampling technique. The sample was used 142 respondents with a survey using a questionnaire. The strong effects is shown by the correlation between performance expectancy to behavioral intention and behavioral intention to use behavioral. Whereas, the weak effects is shown by the correlation between effort expectancy to behavioral intention."

"Pengajar menerima dan menggunakan teknologi internet untuk persiapan bahan ajar dan pengumpulan tugas siswa Penelitian ini mengadopsi Unified Theory of Acceptance and Use of Technology UTAUT sebagai konsep model penerimaan oleh pengajar SMA di Kota Bogor Analisis dilakukan menggunakan metode Structural Equation Modeling dan Path Analysis Hasil penelitian menunjukkan bahwa performance expectancy secara signifikan mempengaruhi behavioral intention sedangkan effort expectancy dan social influence tidak berpengaruh serta facilitating conditions tidak mempengaruhi use behavior Behavioral intention secara signifikan mempengaruhi use behavior pada wanita sedangkan pada pria keduanya tidak berpengaruh Sekolah sebaiknya memfokuskan nilai manfaat dalam sosialisasi teknologi internet bagi pengajar

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Internet technology is growing rapidly each year which is accepted by teachers in academic environment to prepare teaching materials and collect assignments This research adopted the Unified Theory of Acceptance and Use of Technology UTAUT as the concept of high school teachers rsquo acceptance The analysis performed by using Structural Equation Modeling and Path Analysis The findings of research tells that performance expectancy has a significant relationship with behavioral intention whereas effort expectancy and social influence do not Facilitating conditions is not found to influence use behavior Behavioral intention significantly influences use behavior for female teachers but not for male teachers Schools should consider performance expectancy when adopting internet technology for teaching "

"Mobile banking adalah salah satu teknologi paling menjanjikan yang telah muncul dalam beberapa tahun terakhir dan terbukti memiliki dampak yang cukup besar baik dari sisi perbankan maupun nasabah. Sementara itu, saat ini industri perbankan saling bersaing dalam hal berinvestasi untuk mengembangkan produk mobile banking. Dengan demikian, penelitian ini bertujuan untuk menganalisis tingkat penggunaan yang selanjutnya dapat meningkatkan kepuasan dan memperkuat loyalitas nasabah pengguna mobile banking di Indonesia menggunakan model the Extended Unified Theory of Acceptance and Use of Technology (UTAUT2). Survei ini diikuti oleh 318 responden (pengguna aplikasi mobile banking di Indonesia). Data dianalisis menggunakan SEM berbasis PLS. Hasil penelitian menunjukan bahwa performance expectancy, effort expectancy, dan habit berpengaruh positif dan signifikan terhadap use mobile banking. Selanjutnya, use mobile banking berpengaruh positif dan signifikan terhadap satisfaction dan loyalty, begitu juga satisfaction terhadap loyalty pengguna mobile banking. Kajian ini diharapkan dapat memberikan kontribusi sebagai bahan pertimbangan perumusan kebijakan untuk mengetahui faktor-faktor yang memengaruhi tingkat penggunaan serta memberikan insight bagi industri perbankan dalam hal optimalisasi investasi untuk meningkatkan adopsi mobile banking dari pengguna lama yang selanjutnya dapat memberikan keunggulan kompetitif di pasar.

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Mobile banking is one of the most promising technologies that have emerged in recent years and is proving to have quite an impact on both the banking and customer side. Meanwhile, currently the banking industry is competing with each other in terms of investing to develop mobile banking products. Thus, this study aims to analyze the level of usage which can further increase customer satisfaction and strengthen customer loyalty using mobile banking in Indonesia using the Extended Unified Theory of Acceptance and Use of Technology (UTAUT2) model. This survey was attended by 318 respondents (users of mobile banking applications in Indonesia). Data were analyzed using PLS-based SEM. The results of the study show that performance expectancy, effort expectancy, and habit have a positive and significant effect on mobile banking use. Furthermore, the use of mobile banking has a positive and significant effect on satisfaction and loyalty, as well as satisfaction with the loyalty of mobile banking users. This study is expected to contribute to policy formulation considerations to identify factors that influence usage rates and to provide insights for the banking industry in terms of investment optimization to increase mobile banking adoption from existing users, which in turn can provide a competitive advantage in the market.

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"[ ABSTRAKPada tahun 2010 PT Astra International Tbk membangun sistem manajemen pengetahuan yang diberi nama NPC Room Namun pada kenyataannya penggunaan NPC Room terlihat semakin menurun Melalui penelitian ini diharapkan peneliti dapat menemukan faktor apa yang mempengaruhi penggunaan NPC Room sehingga nantinya dapat menjadi pertimbangan bagi perusahaan dalam membuat strategi yang tepat untuk meningkatkan penggunaan NPC Room Model yang digunakan untuk mencari tahu faktor faktor apa saja yang mempengaruhi penggunaan NPC Room adalah Unified Theory of Acceptance and Use of Technology 2 UTAUT 2 Pemilihan model UTAUT 2 pada penelitian ini dikarenakan model UTAUT 2 merupakan model penerimaan teknologi terkini yang menggabungkan variabel variabel yang terbukti paling berpengaruh pada delapan teori penerimaan teknologi pendahulunya Selain itu model UTAUT 2 dapat digunakan untuk membantu memahami apa yang menjadi pendorong penggunaan suatu teknologi sehingga dapat digunakan untuk mendesain strategi yang ditujukan pada populasi pengguna yang cenderung kurang dalam menggunakan suatu teknologi Mengingat jumlah responden pada penelitian ini berjumlah kurang dari seratus yakni 57 responden maka analisis statistik yang digunakan pada penelitian ini adalah Partial Least Square PLS dengan bantuan perangkat lunak SmartPLS v 3 1 3 Hasil dari penelitian memperlihatkan bahwa faktor faktor yang mempengaruhi penggunaan NPC Room adalah habit dan pengaruh lingkungan sekitar Pengaruh habit dan lingkungan sekitar terhadap penggunaan NPC Room memiliki efek paling tinggi pada pegawai dengan usia yang lebih tua dan pengalaman kerja yang lebih lama yakni pegawai dengan usia lebih dari tiga puluh tahun dan pengalaman kerja lebih dari lima tahun

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ABSTRACTIn 2010 PT Astra International Tbk build knowledge management system named NPC Room But in fact the use of NPC Room seen declining Expected through this study researcher can discover what factors influence the use of NPC Room so that it can help company to create the right strategy to increase the use of NPC Room Model used to find out the factors that influence use of NPC Room is Unified Theory of Acceptance and Use of Technology 2 UTAUT 2 The reason for using UTAUT 2 in this study because UTAUT 2 is the latest technology acceptance model which combines the variables that proved to be the most influential in eight predecessor technology acceptance theory In addition UTAUT 2 can be used to help understand what is driving the use of a technology so that it can be used to design strategies that are aimed at the population of users who tend to be less in using a technology Given the number of respondents in this study were less than a hundred i e 57 respondents then statistical analysis used in this study is Partial Least Square PLS by using SmartPLS v 3 1 3 The results of the research showed that the factors that affect the use of NPC Room are habit and social influence The influence of habit and social influence on the use of NPC Room have the highest effect on older employess and employees with longer work experience i e employees with age more than thirty years and employees with work experience more than five years ;In 2010 PT Astra International Tbk build knowledge management system named NPC Room But in fact the use of NPC Room seen declining Expected through this study researcher can discover what factors influence the use of NPC Room so that it can help company to create the right strategy to increase the use of NPC Room Model used to find out the factors that influence use of NPC Room is Unified Theory of Acceptance and Use of Technology 2 UTAUT 2 The reason for using UTAUT 2 in this study because UTAUT 2 is the latest technology acceptance model which combines the variables that proved to be the most influential in eight predecessor technology acceptance theory In addition UTAUT 2 can be used to help understand what is driving the use of a technology so that it can be used to design strategies that are aimed at the population of users who tend to be less in using a technology Given the number of respondents in this study were less than a hundred i e 57 respondents then statistical analysis used in this study is Partial Least Square PLS by using SmartPLS v 3 1 3 The results of the research showed that the factors that affect the use of NPC Room are habit and social influence The influence of habit and social influence on the use of NPC Room have the highest effect on older employess and employees with longer work experience i e employees with age more than thirty years and employees with work experience more than five years , In 2010 PT Astra International Tbk build knowledge management system named NPC Room But in fact the use of NPC Room seen declining Expected through this study researcher can discover what factors influence the use of NPC Room so that it can help company to create the right strategy to increase the use of NPC Room Model used to find out the factors that influence use of NPC Room is Unified Theory of Acceptance and Use of Technology 2 UTAUT 2 The reason for using UTAUT 2 in this study because UTAUT 2 is the latest technology acceptance model which combines the variables that proved to be the most influential in eight predecessor technology acceptance theory In addition UTAUT 2 can be used to help understand what is driving the use of a technology so that it can be used to design strategies that are aimed at the population of users who tend to be less in using a technology Given the number of respondents in this study were less than a hundred i e 57 respondents then statistical analysis used in this study is Partial Least Square PLS by using SmartPLS v 3 1 3 The results of the research showed that the factors that affect the use of NPC Room are habit and social influence The influence of habit and social influence on the use of NPC Room have the highest effect on older employess and employees with longer work experience i e employees with age more than thirty years and employees with work experience more than five years ]"