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"Penguatan daya saing UMKM di Indonesia dinilai penting seiring dengan era keterbukaan persaingan global dengan berlakunya masyarakat ekonomi ASEAN tahun 2015. Tujuan dari penelitian ini adalah menganalisa model dan strategi penguatan daya saing internasional UMKM dengan potensi ekonomi local berdasarkan pendekatan LEDI - 9F. Penelitian in menggunakan penedekatan analisis isi dan analytic networking process (ANP). Penelitian ini meneumkan bahwa model penguatan daya saing internasional UMKM dapat dilakukan melalui model kemitraan antara berbagai stakeholders baik ditingkat kabupaten, provisnsi maupun tingkat pusat. Strategi yang dapat digunakan agar UMKM yang memilki potensi ekonomi local mempunyai daya saing internasional adalah optimalisasi penerapan teknologi pertanian, strategi manajerial dan bisnis, strategi integritasi vertical dan horizontal, strategi peningkatan kualitas dan kuantitas produk, strategi pendidikan dan pelatiahan tenaga kerja, optimalisasi peran pemerintah dan intansi terkait, pelatihan kewirausahaan bagi UMKM dan calon pengusaha, strategi kemitraan dan pengembangan profesionalitas, dan strategi peningkatan kapasitas."

"AbstrakMany business owners attempt to apply for bank credit, but not all of them are approved. This study aims to reveal the factors determining credit approval to Micro, Small, and Medium Enterprises (MSME). The variables used in this study are the owners capital, company establishment, collateral value, credit amount, owners age, and good relationship with the bank. In this study, the logit model used as a technique of analysis, in which there is only one dependent variable in the form of dummy along with the other six independent variables. The statistical test reveals that simultaneously all independent variables have significant effects on credit approval. Partially, only the owners capital and good relationships with the bank do affect the approval. Therefore, business owners should pay more attention to their amount of capital and interrelation with the bank when applying for bank credit."

"Micro, Small and Medium Enterprises (MSME) can be defined as a productive business that can be owned by individuals or business entities and has met the criteria as a micro business. UMKM is one of the spearheads of an independent economy that has great development potential, so that the existence of MSMEs can strengthen the people's economy. One area that has a lot of MSMEs is Gunungkidul Regency which is located in the Special Region of Yogyakarta. There are many obstacles in the UMKM business in Gunungkidul Regency, one of which is in marketing and product management. Support from the technological side is needed to increase the pace of the MSME economy. One form of technology support is an inventory application that can help MSMEs in managing product stocks and supporting product marketing. Applications named Nawani and Nukoni can make it easier for MSME business players in marketing products. Nawani functions to market UMKM products and perform stock management, while Nukoni functions as a catalog for MSME products. Based on the test obtained using a Likert Scale, Nawani has a score of 78.8% for the Function Test and the UI / UX Test of 69.6%, while Nukoni has a score of 85.3% for the Function Test and the UI / UX Test for 70.2%, so that both applications are running and suitable for use by both parties."

"AbstrakPrior literature has identified several outsourcing motivations, such as cost reduction and access to expertise, and deciphered the influence of these variables on outsourcing decisions. In another stream of outsourcing studies, researchers have gauged the degree of outsourcing, unearthing how companies may choose to outsource a set or processes instead of the whole business function. In this article, we draw on both of these streams of outsourcing research to study the relationship between outsourcing motivations and the degree of outsourcing within a particular business function. We probe the effect of nine motivation items on outsourcing decision through an empirical study using survey data gathered from 337 small and medium-sized enterprises. We find that cost reduction, a focus on core competence and business/process improvements are all associated with a higher degree of outsourcing, but interestingly, access to expertise is negatively associated with the degree of outsourcing. This finding suggests that companies that outsource mainly to acquire external expertise outsource only a limited number of processes within a specific business function. Our main theoretical contribution lies in uncovering the dynamic nature of outsourcing motivations, meaning that as companies outsource a larger degree of their business processes, some motivation items become more accentuated and others fade in importance."

"This study is an attempt to investigate the motivation behind the decision to participate in thecredit market of SMEs from perspectives of behavioral finance and social capital theories. In addition,the study also examines the effect of behavioral finance and social capital factors on the creditsource selection among SMEs. This study’s design strategy involves conducting questionnaire surveysto SMEs owners and statistical techniques to analyze the determinants of credit participationand credit source selection of borrowers. The findings showed that personal traits of SMEs owners/managers in terms of behavioral finance factors such as debt and risk attitudes, present biased andoverconfidence and firms networking also have impacts on the firms’ credit participation and creditsource selection. The research is one of the few studies that consider the influence of behavioralfinance factors on firms financing decision. Furthermore, our result also contributes to explain thecommon use of informal credit market in developing countries."

"Micro, Small, and Medium Enterprises (MSMEs)have a major contribution to the economy of developing countries. However, the contribution of this sector to state revenues from the tax sector is still low because the level of compliance and tax payments of MSME taxpayers are still low. This research examines the strategies which can increase the MSMEs’ compliance level regarding the amount of payment and tax return report. This study uses the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) as a guide for conducting a systematic literature review of articles meeting the predetermined criteria. This study shows that the research model on the strategy to improve MSMEs’ compliance is dominated by quantitative studies, qualitative studies, mixed-methods, literature reviews, and experimental studies. This study suggests ten strategies to be used by the tax authority to improve MSME tax payers’ compliance. The ten strategies are providing tax education and training, service modernization, applying the same sanctions to all non-compliant taxpayers, tax reform, increasing public trust in tax authorities and government to increase voluntary compliance, improving MSME tax morale, maintaining and increasing engagement with taxpayers, increasing awareness and tax knowledge of taxpayers about the penalties and sanctions, supporting MSME business actors, and applying behavioral insights approach.This study recommends that tax authority should identify factors that affect MSME tax payers’compliance and create strategies to improve the MSME tax payers’ compliance."