Hasil Pencarian  ::  Simpan CSV :: Kembali

"Tesis ini menganalisis bagaimana hukum agraria nasional mengatur mengenai aspek penguasaan fisik, yang dipersyaratkan dalam prosedur untuk melakukan pendaftaran tanah menjadi hal yang dikecualikan, sebagaimana sengketa tanah yang dimaksud dalam putusan Mahkamah Agung Republik Indonesia No. 978 K/PDT/2014, tanggal 26 Agustus 2014. Penelitian ini merupakan penelitian hukum normatif atau studi kepustakaan dengan menggunakan sumber data berupa data sekunder. Hasil penelitian yang diperoleh menyimpulkan bahwa penguasaan fisik atas tanah harus beralaskan hak atas tanah. Perolehan hak atas tanah harus dilakukan berdasarkan hukum sehingga dapat memberikan kepastian hukum dan melindungi pihak yang menjadi pemegang hak. Adapun sengketa Tanah Surapati 29/33 di Kota Bandung, suatu bidang tanah yang telah terdaftar berdasarkan UUPA pada SHGB No. 43/Ds. Balubur, dimulai sejak peristiwa G.30.S/PKI yang berdampak suatu penguasaan fisik atau okupasi militer yang mengambilalih tanah berikut bangunan milik perserorangan. Pada putusan tersebut, majelis hakim memutuskan bahwa penguasa fisik yang saat ini menempati tanah tersebut tidak berdasarkan hukum dan merupakan suatu perbuatan melwan hukum, sekalipun sudah beritikad baik dengan merawat dan membayar kewajiban pajak atas tanah tersebut yang telah dikuasai sejak 1966 hingga sekarang. Sementara Badan Pertanahan Nasional diperintahkan untuk memberikan suatu rekomendasi atas hak prioritas kepada ahli waris pemegang hak sebelumnya yang terdaftar untuk melakukan permohonan pendaftaran hak atas tanah. Sehingga demikian demi keadilan dan kemanusiaan, dinamika politik tidak menghapus hak-hak keperdataan seseorang.

---

This thesis analyzing how the national agrarian law (land law) regulates the aspect of physical tenure of land, which is required in relation to register the land, become the matter that being expected, as the land dispute that mentioned in Supreme Court Decision No. 978 K/PDT/2014, dated 26 August 2014. This research includes legal normative study or bibliography study using secondary data source. The result shows that physical tenure of land needs to have the legal rights of such land. The procedure to obtain the rights of land must comply with the prevailing law, so with its legal certainty to secure the rights of the subject that act as the right holder. While the land dispute of Tanah Surapati 29/33 located in Kota Bandung, an area of land that registered under national land law (Law No. 5/1960, known as UUPA) on Guna Bangunan certificate No. 43/Ds. Balubur, has started on the accident of G.30S/PKI that resulted in physical tenure or military occupancy that took over the land with its building which eventually belongs to private person. On the abovementioned Supreme Court decision, the judges panel had decided that the current physical tenure are not duly the law therefore such act must conclude as unlawful act, despite the good will to take care and paid the tax for such land since their tenure on 1966 until now. While the National Land Bureau (BPN) are ordered to give recommendation of "priority right" for the heirs of the registered rights holder to apply for land rights for such land. Therefore, in matter of justice and humanity, the dynamic political situation are not degrading the private rights of any person."

"Tesis ini membahas tentang pelaksanaan jabatan Notaris dalam pembuatan akta wasiat atas saham dalam kasus putusan Mahkamah Agung Republik Indonesia Nomor 1600 K/Pdt/2014. Penelitian ini penting dikarenakan dalam membuat akta wasiat atas saham Notaris memiliki tanggung jawab jangka panjang sehingga dapat digugat kemudian hari apabila ditemukan suatu masalah dalam akta wasiat yang dibuatnya tersebut. Dalam penelitian ini digunakan metode penelitian pustaka yang digunakan untuk menjawab 2 dua permasalahan sebagai berikut; pertama, kekuatan hukum dari akta wasiat yang dibuat dihadapan Notaris, dalam kaitan akta tersebut sebagai alat bukti otentik. Kedua, tanggung jawab yang dapat dikenakan kepada Notaris sebagai pejabat yang berwenang membuat akta wasiat dalam bentuk otentik. Sehingga penelitian ini tidak hanya berguna dalam tataran pengembangan akademis namun juga dapat memberikan gambaran secara jelas mengenai pelaksanaan jabatan Notaris dalam membuat akta wasiat atas saham sesuai dengan ketentuan perundang-undangan yang berlaku.

---

This thesis discusses about the implementation of notary duties in the establishment on testament of share in which case is Supreme Court rsquo s Verdict of the Republic of Indonesia Number 1600 K Pdt 2014. This study is important because in making the testament of share Notary has a long term responsibility that can be sued later in the future if occur a problem in the testament that Notary made.

In this study used library research methods that will be used to answer 2 two problems as follows First, the legal standing of the testament made by the Notary, in relation to the testament as authentic document. Second, the liability which may be imposed on the Notary as the authority to make the testament in authentic document form. So this research is not only useful in the level of academic development but also can provide a clear picture of the implementation of the position of Notary in making the testament of share in accordance with applicable law regulation."

"ABSTRACTPasal 1666 Kitab Undang-Undang Hukum Perdata menyebutkan bahwa hibah adalah perjanjian dengan mana pemberi hibah diwaktu hidupnya dengan cuma- cuma dan dengan tidak dapat ditarik kembali menyerahkan sesuatu barang guna keperluan penerima hibah yang menerima penyerahan itu. Secara hukum, hibah dapat dilakukan oleh siapapun yang cakap menurut hukum. Skripsi ini membahas mengenai Putusan Mahkamah Agung Nomor 1745 K/Pdt/2014 yang mengangkat kasus penghibahan suatu harta bersama yang dilakukan oleh seorang ayah kepada anak-anaknya tanpa adanya persetujuan dari si ibu atau mantan istri setelah terjadi perceraian. Penelitian ini dilakukan dengan menggunakan metode yuridis normatif guna menjawab permasalahan yang diangkat dalam penulisan ini yaitu mengenai sah atau tidaknya penghibahan tersebut dengan memperhatikan pertimbangan Majelis Hakim. Hasil penelitian ini menyimpulkan bahwa penghibahan terhadap harta bersama harus mendapat persetujuan dari pihak suami dan pihak istri sepanjang tidak ada perjanjian pemisahan harta. Oleh karena itu, apabila terjadi suatu penghibahan terhadap harta bersama yang dilakukan tanpa adanya persetujuan dari salah satu pihak, maka hibah tersebut menjadi batal demi hukum karena telah bertentangan dengan Pasal 36 ayat 1 Undang-Undang Perkawinan.

---

ABSTRACTArticle 1666 The Civil Code states that a grant is an agreement which the grantor with his own will in his life time handed over something to the grantee receiving the surrender purposely and irrevocably. By law, grants may be made by anyone who is proficient under the law. This thesis discusses the Supreme Court Decision Number 1745 K PDT 2014 which raises the case of granting by a father on joint property to his children which is done without the approval of the mother or ex wife. This research is conducted by using the normative juridical method to answer the issues raised in this writing that is whether or not the grant is valid by considering the consideration of the Panel of Judges. The result of this research concludes that grant to joint property must get approval from husband and wife side as long as there is no agreement of separation of property. Therefore, in the event of a grant to a joint property made without the consent of either party, the grant becomes null and void because it is contrary to Article 36 Paragraph 1 of the Marriage Law."

"Tesis ini membahas mengenai kedudukan pemegang gadai tanah apabila berhadapan dengan pihak ketiga yang beritikad baik. Adapun yang menjadi latar belakang Penulis membahas hal ini adalah karena jual gadai merupakan konsep gadai dalam hukum adat yang masih banyak dilakukan dalam masyarakat, yang pelaksanaannya dilakukan secara terang dan tunai. Akan tetapi pada kenyataanya masih ditemukan jual gadai yang dilakukan tidak secara terang sehingga menimbulkan sengketa. Penelitian difokuskan pada analisis yang dilakukan terhadap putusan nomor 1948 K/Pdt/2014. Inti dari permasalahan dalam putusan ini adalah adanya pihak ketiga yang mengaku telah membeli sebidang tanah yang sedang dalam kondisi digadaikan. Penelitian ini menggunakan bentuk penelitian yuridis normatif dengan tipologi penelitian deskriptif dan pendekatan kualitatif. Hasil penelitian menunjukkan bahwa kedudukan pemegang gadai tanah adalah lebih tinggi apabila berhadapan dengan pihak ketiga yang beritikad baik. Kata kunci:Jual gadai, pemegang gadai, pihak ketiga yang beritikad baik.

---

This thesis discusses about the standing of land pawn holders against the good faith ndash third parties. The background of this writing is because land pawn is a concept of pawn known in custom law, which still often be done by society, and the implementation is done brightly and in cash. However, in fact it is still found that the land pawn is not done brightly and cause a dispute. The focus of this study is to analyze Court Decision Number 1948 K Pdt 2014. The core issues in this court decision is the existence of a third party who claimed to have bought a plot of land that has been pawned before to the pawn holder. This research is normative juridicial with descriptive typology and qualitative approach. The result of this research shows that the standing of land pawn holders is stronger than the good faith ndash third party. Key words Land pawn, land pawn holders, good faith third parties."

"Hukum Kewarisan di Indonesia menjadi hal yang sering diperdebatkan, salah satunya mengenai hak waris bagi anak luar kawin. Mengenai hal ini tertuang dalam Putusan Mahkamah Agung Nomor 784 K/Pdt/2014 yakni seorang anak luar kawin sebagai ahli waris pengganti mengajukan permohonan warisan yang di dapat oleh ibu nya yang sudah meninggal kepada pengadilan hal ini dikarenakan saudara dari ibu pemohon tidak memberikan warisan kepada dirinya dan saudaranya dikarenakan keduanya merupakan anak luar kawin. Dalam hal ini hakim mengabulkan permohonan tersebut untuk seluruhnya dan masing – masing anak luar kawin berhak atas 1/16 bagian dari warisan kakek dan nenek. Penulis dalam tulisan ini ingin membahas mengenai hak waris anak luar kawin ditinjau melalui KUH Perdata dan UU Perkawinan serta analisis mengenai Putusan Mahkamah Agung yang mengabulkan permohonan kasasi pemohon. Penulisan skripsi ini menggunakan pendekatan yuridis normatif dengan metode analisis data deskriptif-analitis sehingga simpulan yang diperoleh berupa penjelasan eksplanatif. Dari penelitian ini dapat diketahui bahwa aturan mengenai kewarisan anak luar kawin sebagai ahli waris penggantian tempat antara KUHPerdata dan UU Perkawinan terdapat persinggungan. Melalui Pasal 842 KUH Perdata dinyatakan bahwa pergantian dalam garis lurus kebawah hanya dapat dilakukan untuk anak sah, sedangkan dalam Pasal 43 ayat (1) UU Perkawinan anak luar kawin memiliki hubungan perdata dengan ibu dan keluarga ibunya hal ini menimbulkan penafsiran termasuk dalam hal kewarisan.

---

Inheritance Law in Indonesia is often debated, one of which is about the inheritance rights of children outside of marriage. The application of this, it is stated in the Decision of the Supreme Court Number 784 K/Pdt/2014, namely a child outside of marriage who is a substitute heir submits an inheritance application obtained by the applicant's mother who has died to the court, this is because the relatives of the applicant's mother did not provide inheritance to himself and his siblings because both of them are children outside of marriage. In this case the judge grants the request in its entirety and each children outside of marriage is entitled to 1/16 of the inheritance of the applicant's grandparents. The author in this paper wants to discuss the inheritance rights of children outside of marriage, reviewed through the Civil Code and Marriage Law as well as an analysis of the Supreme Court's decision that granted the petitioner's appeal. The writing of this thesis uses juridical-normative approach with data analytical descriptive-analysis thus the conclusion which is obtained will be served in a form of explanative explanation. From this research it can be seen that the rules regarding the inheritance of out-of-wedlock children as heirs to change places between the Civil Code and the Marriage Law have intersections. Through Article 842 of the Civil Code, it is stated that changes in a straight line downward can only be made for legal children, whereas in Article 43 paragraph (1) of the Marriage Law, children outside of marriage have a civil relationship with the mother and the mother's family, in which interpretations including in terms of inheritance."

"[Pengertian hibah yang diatur dalam Pasal 1666 KUH Perdata adalahperjanjian yang dilakukan oleh penghibah ketika masih hidup untukmemberikan suatu barang dengan cuma-cuma kepada penerima hibah dantidak dapat ditarik kembali. Kata-kata “tidak dapat ditarik kembali” iniberarti pencabutan hibah baru dapat dilakukan jika penerima hibahmemberi persetujuan kepada pemberi hibah. Syarat dan tata cara untukmelakukan hibah adalah harus dengan akta notaris untuk objek hibahberupa benda bergerak seperti disebutkan dalam Pasal 1682 KUHPerdata, dan dengan akta PPAT untuk tanah dan bangunan seperti yangdisebutkan dalam Pasal 37 ayat (1) PP No. 24/1997. Yang akandibicarakan dalam tesis ini adalah bagaimana syarat-syarat untukpembuatan akta hibah terutama terhadap barang tetap (tanah) serta tatacara pencabutan terhadap akta hibah otentik, dan bagaimana akibathukum terhadap pembatalan akta hibah yang dilakukan dengan suratpernyataan pencabutan yang dibuat di bawah tangan dan diwaarmerkingoleh Notaris. Metode yang digunakan dalam penelitian ini adalah metodekualitatif yang berbentuk yuridis normatif untuk memberikanpemahaman mengenai analisis terhadap implikasi pembatalan akta hibahsecara sepihak dengan surat pernyataan di bawah tangan yang diwaarmerking danperalihan hak atas tanah yang dibuat tanpa akta PPAT. Hibah atas barang tetap(tanah) yang dibuat tanpa akta PPAT tidak menyebabkan perbuatanhukum hibahnya menjadi batal atau akta hibahnya menjadi tidak sah,karena hal ini hanya menyangkut akta hibahnya saja, sedangkan untukpendaftaran peralihan haknya dapat dibuat kembali di hadapan PPATyang nantinya digunakan sebagai dasar untuk peralihan hak ke KantorPertanahan. Akta hibah yang telah memenuhi persyaratan pembuatanakta otentik sebagaimana dimaksud dalam Pasal 1868 KUH Perdata makapembatalannya tidak dapat dilakukan secara sepihak dengan suratpernyataan di bawah dan diwaarmerking, melainkan harus diajukan kepengadilan umum. Dengan demikian, surat pernyataan pembatalan aktahibah yang dibuat di bawah tangan tersebut adalah tidak sah dan bataldemi hukum.;The definition of grant provided for in Article 1666 of the Civil Code is anagreement made by grantor while still alive to give an item for free to granteesand irrevocable. The words "irrevocable" means repeal the new grant can be doneif the grantee to give consent to the grantor. Requirements and procedures to carryout the grant is to be the object of a notarial deed for a grant in the form ofmoving objects as mentioned in Article 1682 Civil Code, and the PPAT deed forthe land and buildings as mentioned in Article 37 paragraph (1) PP 24/1997.Which will be discussed in this thesis is how the conditions for the grant deed,especially against goods fixed (ground) as well as the procedure for revocation ofthe authentic grant deed, and how the legal consequences of the cancellation ofthe grant deed performed by a letter of revocation declaration made under thehand and waarmerkened by Notary. The method used in this study is a qualitativemethod in the form of normative to provide an understanding of the analysis ofthe implications of the cancellation of the deed of grant unilaterally by waiverunder waarmerken hands and transfer of rights on land made without PPAT deed.Grants of goods fixed (ground) are made without PPAT deed does not lead tolegal action grants will be canceled or deed grants become invalid, because itconcerns only its grant deed alone, while for the registration of transfer of rightscan be made back before PPAT that will be used as the basis for the transfer ofrights to the Land Office. Grant deed that has met the requirements of makingauthentic document as referred to in Article 1868 of the Civil Code, thecancellation can not be done unilaterally by the letter of the statement below andunder waarmerken, but should be brought to public trial. Thus, a statement ofcancellation of the deed grants made under the hand is invalid and void.;The definition of grant provided for in Article 1666 of the Civil Code is anagreement made by grantor while still alive to give an item for free to granteesand irrevocable. The words "irrevocable" means repeal the new grant can be doneif the grantee to give consent to the grantor. Requirements and procedures to carryout the grant is to be the object of a notarial deed for a grant in the form ofmoving objects as mentioned in Article 1682 Civil Code, and the PPAT deed forthe land and buildings as mentioned in Article 37 paragraph (1) PP 24/1997.Which will be discussed in this thesis is how the conditions for the grant deed,especially against goods fixed (ground) as well as the procedure for revocation ofthe authentic grant deed, and how the legal consequences of the cancellation ofthe grant deed performed by a letter of revocation declaration made under thehand and waarmerkened by Notary. The method used in this study is a qualitativemethod in the form of normative to provide an understanding of the analysis ofthe implications of the cancellation of the deed of grant unilaterally by waiverunder waarmerken hands and transfer of rights on land made without PPAT deed.Grants of goods fixed (ground) are made without PPAT deed does not lead tolegal action grants will be canceled or deed grants become invalid, because itconcerns only its grant deed alone, while for the registration of transfer of rightscan be made back before PPAT that will be used as the basis for the transfer ofrights to the Land Office. Grant deed that has met the requirements of makingauthentic document as referred to in Article 1868 of the Civil Code, thecancellation can not be done unilaterally by the letter of the statement below andunder waarmerken, but should be brought to public trial. Thus, a statement ofcancellation of the deed grants made under the hand is invalid and void.;The definition of grant provided for in Article 1666 of the Civil Code is anagreement made by grantor while still alive to give an item for free to granteesand irrevocable. The words "irrevocable" means repeal the new grant can be doneif the grantee to give consent to the grantor. Requirements and procedures to carryout the grant is to be the object of a notarial deed for a grant in the form ofmoving objects as mentioned in Article 1682 Civil Code, and the PPAT deed forthe land and buildings as mentioned in Article 37 paragraph (1) PP 24/1997.Which will be discussed in this thesis is how the conditions for the grant deed,especially against goods fixed (ground) as well as the procedure for revocation ofthe authentic grant deed, and how the legal consequences of the cancellation ofthe grant deed performed by a letter of revocation declaration made under thehand and waarmerkened by Notary. The method used in this study is a qualitativemethod in the form of normative to provide an understanding of the analysis ofthe implications of the cancellation of the deed of grant unilaterally by waiverunder waarmerken hands and transfer of rights on land made without PPAT deed.Grants of goods fixed (ground) are made without PPAT deed does not lead tolegal action grants will be canceled or deed grants become invalid, because itconcerns only its grant deed alone, while for the registration of transfer of rightscan be made back before PPAT that will be used as the basis for the transfer ofrights to the Land Office. Grant deed that has met the requirements of makingauthentic document as referred to in Article 1868 of the Civil Code, thecancellation can not be done unilaterally by the letter of the statement below andunder waarmerken, but should be brought to public trial. Thus, a statement ofcancellation of the deed grants made under the hand is invalid and void., The definition of grant provided for in Article 1666 of the Civil Code is anagreement made by grantor while still alive to give an item for free to granteesand irrevocable. The words "irrevocable" means repeal the new grant can be doneif the grantee to give consent to the grantor. Requirements and procedures to carryout the grant is to be the object of a notarial deed for a grant in the form ofmoving objects as mentioned in Article 1682 Civil Code, and the PPAT deed forthe land and buildings as mentioned in Article 37 paragraph (1) PP 24/1997.Which will be discussed in this thesis is how the conditions for the grant deed,especially against goods fixed (ground) as well as the procedure for revocation ofthe authentic grant deed, and how the legal consequences of the cancellation ofthe grant deed performed by a letter of revocation declaration made under thehand and waarmerkened by Notary. The method used in this study is a qualitativemethod in the form of normative to provide an understanding of the analysis ofthe implications of the cancellation of the deed of grant unilaterally by waiverunder waarmerken hands and transfer of rights on land made without PPAT deed.Grants of goods fixed (ground) are made without PPAT deed does not lead tolegal action grants will be canceled or deed grants become invalid, because itconcerns only its grant deed alone, while for the registration of transfer of rightscan be made back before PPAT that will be used as the basis for the transfer ofrights to the Land Office. Grant deed that has met the requirements of makingauthentic document as referred to in Article 1868 of the Civil Code, thecancellation can not be done unilaterally by the letter of the statement below andunder waarmerken, but should be brought to public trial. Thus, a statement ofcancellation of the deed grants made under the hand is invalid and void.]"

"Skripsi ini membahas mengenai daluwarsa terhadap peralihan hak atas saham sebagai objek dari kewarisan. Penulisan skripsi ini juga membahas tentang implementasi ketentuan Pasal 1948 KUHPerdata yang menyatakan adanya pelepasan secara diamdiam, dengan mengacu kepada putusan pada kasus yang menjadi batasan pembahasan penulisan skripsi ini. Berdasarkan kepada analisis dari penulis tentang teori-teori dari daluwarsa (verjaring), maka pada akhir penulisan dapat dipahami apakah implementasi akan hal tersebut sesuai dengan ketentuan dan teori atau tidak. Sehingga, penulis dalam pembahasan ini mengacu kepada teori-teori dan ketentuan yang mengatur sebagaimana terdapat di dalam buku-buku, yurisprudensi, dan Kitab Undang-Undang Hukum Perdata. Dalam penulisan ini, dapat dipahami bahwa, hak dari pewaris akan beralih secara otomatis kepada ahli waris. Namun hak yang telah beralih tersebut dapat lepas atau hilang haknya apabila terpenuhinya unsur-unsur dari daluwarsa sesuai dengan ketentuan KUHPerdata.

---

This thesis discussed about expiration transfer on rights of share as an inheritance object. Writing of this thesis also discussed on the implementation of the provision of Article 1948 Indonesian Civil Code asserting the existence of silent relinquishment of a rights, with reference to verdict on a case as a benchmark in writing this thesis. Based on author analysis regarding theories and the application of expiration, then can be understood if the implementation of it in accordance with the provisions and the theory or not. So, author in writing this thesis refer to theories and that which just set as in books, jurisprudence and Indonesian Civil Code. In writing this thesis, it can be understood that, the right of an heir can be moved automatically to the heirs by inheritance. But, the right of that inheritance can be lost if the legal elements of expiration is fulfilled according to Indonesian Civil Code."

"Kegiatan perbankan tidak dapat dipisahkan dengan proses pemberian kredit, karena salah satu fungsi utama bank adalah menghimpun dana dari masyarakat dan menyalurkannya kembali kepada masyarakat dalam bentuk kredit. Pemberian kredit yang diberikan oleh bank kepada nasabah debitur tidak selalu berjalan mulus, karena dalam prakteknya sering kali timbul masalah kredit macet. Dalam penelitian ini akan dibahas mengenai penyelesaian kredit macet menurut peraturan yang berlaku dan penyelesaian kredit macet dalam kasus Putusan Mahkamah Agung Nomor 1654 K/Pdt/2014. Metode yang digunakan dalam penelitian ini adalah yuridis-normatif dengan menggunakan data utama yaitu Putusan Mahkamah Agung Nomor 1654 K/Pdt/2014 dan data sekunder. Hasil penelitian ini adalah penyelesaian kredit macet dapat dilakukan dengan cara restrukturisasi, non litigasi, dan litigasi. Untuk menghemat biaya dan waktu, penyelesaian kredit macet bisa ditempuh dengan cara restrukturisasi atau non litigasi terlebih dahulu sebelum menempuh cara terakhir lainnya yaitu dengan litigasi.

---

Banking activities can not be separated by the process of crediting, because one of the main functions of the bank is to raise funds from the community and channel it back to the community in the form of credit. Loans given by banks to debtor customers do not always run smoothly, because in practice often arise bad credit.

In this research will be discussed on the settlement of non-performing loans according to the applicable regulations and the settlement of non-performing loans in the case of Supreme Court Decision Number 1654 K / Pdt /2014. The method used in this study is juridical-normative by using main data namely Supreme Court Decision Number 1654 K/Pdt/2014 and secondary data.

The result of this research is the settlement of non-performing loans can be done by restructuring, non litigation, and litigation. To save costs and time, settlement of non-performing loans can be done by way of restructuring pr non litigation first before taking the last other way is by litigation."

"Maraknya sengketa tanah antara pemegang girik dan pemegang sertipikat, merugikan pemegang girik. Hal tersebut dikarenakan tidak adanya kepastian hukum bagi pemilik tanah yang belum bersertipikat, sehingga perlindungan bagi pemegang girik sangatlah lemah. Oleh karena itu, tesis ini akan membahas mengenai salah satu sengketa antara girik dan sertipikat. Yang menjadi fokus penulis dari Putusan Mahkamah Agung Nomor 2661K/Pdt/2014 adalah bagaimana kedudukan girik dan sertipikat dalam sistem pendaftaran tanah di Indonesia dan bagaimana kesesuaian Putusan Mahkamah Agung Nomor 2661 K/Pdt/2014 dengan Pendaftaran Tanah di Indonesia. Metode Penelitian yang digunakan adalah normatif yuridis yang bersifat eksplanatoris dengan data sekunder. Hasil penelitian menunjukkan bahwa girik tidak hanya sebagai dokumen pembayaran pajak tetapi juga merupakan alat pembuktian hak lama yang sangat berperan dalam penerbitan sertipikat. Sertipikat merupakan produk rechts kadaster yang lahir dan tidak terpisahkan dari fiscaal kadaster. Oleh karenanya, sertipikat yang diterbitkan sebagai alat bukti yang kuat, masih dapat dibatalkan jika dibuktikan berasal dari alas hak dan/dokumen yang salah atau proseduralnya tidak tepat. Dalam Putusan Mahkamah Agung yang penulis teliti, hakim melihat kedudukan sertipikat secara mutlak dengan pendaftaran tanah dan hakim tidak mempertimbangkan girik dalam kedudukan sebagai alas pembuktian hak. Oleh karenanya, pemegang sertipikat merupakan pemilik absolut. Sehingga bertentangan dengan sistem publikasi Indonesia yang negatif berunsur positif. Selain itu, dalam memutuskan perkara ini, Majelis tidak mempertimbangkan Penerapan Hukum Adat dalam jual beli tanah bahwa jual beli telah sah jika dilakukan secara kontan/tunai dan telah memenuhi unsur materil jual beli tanah.

---

Many disputes between the girik holder and certificate holder is disadvantageous to the girik holder. It is due to the lack of legal certainty for the owner of the land who doesn't have the land certificate. Consequently, the legal protection for the girik holder is very weak. Therefore, this thesis will elaborate one of the dispute between girik and certificate. The writer will focus on The Supreme Court Judgement Number 2661 K/PDT/2014 regarding the legal standing of girik and certificate in Land Registration System in Indonesia and conformity between the The Supreme Court Judgement Number 2661 K/PDT/2014 with Land Registration System in Indonesia. This is a explanatory juridical normative research using secondary data.

This research reveals that Girik is not only as a tax payment document but also as a proof that is very instrumental in issuing the certificate. The certificate is a product of rechtscadaster that established and inseparable from the fiscaal cadaster. Therefore, the issued certificate which is a strong evidence, can be revoked if it is proven that is was obtained from invalid legal right or inappropriate procedure. In the Judgement of Supreme Court above, the judge views the legal standing of the certificate in absolute way with the land registration and the judge does not consider girik in the legal standing as the basis for the proof of right. Thus, the certificate holder is the absolute owner. This is contrary to Indonesian publication system which use negative wit positive element. Besides, in deciding upon this case, the Judges does not consider the applicability of Customary Law which states that the sale and purchase of land in cash is legitimate and has fulfilled the material element of sale and purchase of land. "

"Bank dalam menyalurkan Kredit kepada nasabah tentunya harus berpedoman pada prinsip kehati-hatian untuk meminimalisir risiko yang mungkin terjadi, salah satu aspek yang patut diperhatikan oleh Bank ialah agunan. Dalam praktik, hak atas tanah kerap dijadikan agunan mengingat nilai ekonomisnya yang tinggi, namun sering terjadi ketika debitur wanprestasi, Bank mengalami kendala dalam melaksanakan eksekusi terhadap agunan, seperti kasus yang terjadi pada BNI dimana Bank mengalami kendala dalam eksekusi karena adanya gugatan dari pihak ketiga yang mengaku sebagai pemilik yang sah atas tanah yang diagunkan.Maka dari itu, penting untuk mengetahui pengaturan terkait prinsip kehati-hatian khususnya dalam pemberian kredit serta bagaimana penerapannya khususnya terkait pemberian kredit dengan agunan hak atas tanah. Metode yang digunakan dalam penulisan skripsi ini ialah yuridis normatif dimana penelitian yang dilakukan terhadap hukum positif tertulis maupun tidak tertulis.Dalam skripsi ini diperoleh kesimpulan bahwa dalam rangka melaksanakan prinsip kehati-hatian, Bank perlu melakukan verifikasi terkait legalitas dokumen dan legalitas fisik dari agunan secara teliti dan menyeluruh agar diperoleh informasi yang akurat, disarankan bahwa verifikasi ini dilakukan secara diam-diam tanpa diketahui calon debitur untuk meminimalisir penipuan oleh calon debitur.

---

In order to provide loans to borrower, Bank must be guided by the prudential banking principle to minimize risks that may occur, collateral is one of the aspect which must be concerned by Bank. In practice, right upon land is common to be used as collateral considering its economic value. But several times, whenever the debtor is defaulted, Bank experiencing the difficulties in the execution due to a lawsuit from the third party claiming to be the rightful owner of the mortgaged land, BNI case for example.

Therefore, it is important to be aware of the prudential banking principle regulation and its implementation especially related to loan secured by mortgage. This research uses the judicial normative method which analyses based on the literature as a secondary data and related regulation.

In this thesis, it is concluded that in order to implement the prudential banking principle, Bank needs to verify the legality of the documents and the physical legality of the collateral thoroughly for the accurate information, the verification should be done by silent investigation and unnoticed by the loan applicant to minimize the risk of fraud by the loan applicant."