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"ABSTRAKPenelitian ini bertujuan untuk mengetahui pengaruh faktor kepribadian conscientiousness, faktor kepribadian extraversion dan faktor lingkungan yaitu kompetisi terhadap kualitas keputusan kelompok. Dengan menggunakan tes kepribadian Big Five, 240 mahasiswa S1 yang terdiri atas 175 perempuan dan 65 laki-laki dibagi dalam 80 kelompok dengan masing-masing kelompok terdiri dari 3 orang. 80 kelompok tersebut dibagi dua kedalam 40 kelompok kompetisi dan non kompetisi. Pada masing-masing dari 40 kelompok tersebut terdapat 10 kelompok yang anggotanya mempunyai partisipan dengan karakteristik kepribadian conscientiousness tinggi, conscientiousness rendah, extrovert dan introvert. Pendekatan penelitian ini adalah eksperimental between subject design. Kepada kedua kelompok ini diberi tugas untuk membuat keputusan kelompok dalam dua variasi pengaturan, dengan dan tanpa kompetisi. Kelompok menerima informasi dengan mekanisme distribusi hidden profile, dimana hanya satu dari tiga anggota kelompok mendapatkan informasi kunci. Hasil exact logistic regression menunjukkan bahwa karakteristik kepribadian conscientiousness tinggi meningkatkan kemungkinan kelompok menghasilkan keputusan yang lebih buruk. Sementara karakteristik kepribadian extraversion dan kompetisi tidak memengaruhi kualitas keputusan kelompok. Uji statistik juga menemukan terdapat interaction effect dari conscientiousness tinggi dan kompetisi terhadap kualitas keputusan kelompok. Kemungkinan kelompok dengan conscientiousness tinggi menghasilkan keputusan yang buruk menjadi semakin meningkat ketika mereka berada dalam situasi kompetisi. Implikasi dari penelitian ini adalah bahwa dalam rangka menempatkan the right person on the right place maka organisasi harus mempertimbangkan faktor kepribadian conscientiousness dalam rekrutmen, penempatan, penyusunan tim kerja ataupun pelatihan. Selain itu organisasi juga perlu mengatur lingkungan yang kondusif untuk meningkatkan kualitas rapat-rapat didalam lingkungan organisasi.

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ABSTRACTThis study aims to study the effect of personality factor of conscientiousness, personality factor of extraversion, and environmental factor of competition to group decision quality. Based on Big Five personality test, 240 undergraduate students consists of 175 girls and 65 boys were divided into 80 groups with each group consists of 3 people. 80 groups then divided into two groups of competition and non competition. In each of the 40 groups there are 10 group of high conscientiousness, low conscientiousness, extrovert, and introvert participants. The approach of this study is experimental with randomized between group design. Given to these groups is a task to make group decision in two setting variations, with and without competition. The groups receive the information through hidden profile distribution mechanism, where only one of the three group member gets the key information. Exact logistic regression results show that high conscientiousness personality characteristic increase the likelihood of a group to produce bad decisions. But extraversion personality characteristic and competition do not affect group decision quality. Statistical testing also found an interaction effect of conscientiousness and competition on the quality of group decisions. The probability of producing poor group decision will increase when high conscientiousness group are under competition situation. The implication of this research is that in order to put rdquo;the right person in the right place rdquo;, the organization must consider the personality factor conscientiousness in recruitment, placement, formulating team and training. In addition, organizations must create conducive environment to improve the quality of meetings within the organization."

"Kepopuleran social commerce menyebabkan ketergantungan konsumen terhadap pengalaman berbelanja konsumen lain. Hal ini mendorong terjadinya interaksi yang frekuen karena adanya dukungan informasi dan emosional yang diberikan oleh pengguna (penjual dan pembeli) sehingga trust memainkan peran yang penting pada social commerce. Penelitian ini dilakukan untuk mengetahui pengaruh dari social support yaitu emotional dan informational support terhadap trust dan dampaknya terhadap intention to purchase hingga actual purchase. Penelitian ini meneliti trust pada social commerce dari perspektif trust-transfer di mana terjadi transfer kepercayaan dari members ke platform dan dari platform ke seller. Target responden dari penelitian ini adalah konsumen yang pernah melakukan transaksi melalui social commerce. Data dikumpulkan dengan menggunakan metode survei online yang disebar melalui media sosial. Sebanyak 1.366 data valid yang terkumpul diolah dengan metode CB-SEM menggunakan program AMOS 24.0. Hasil pengolahan data menunjukkan bahwa informational support memiliki pengaruh signifikan terhadap trust towards members dan trust towards sellers serta emotional support terhadap trust towards members. Akan tetapi, tidak terdapat pengaruh signifikan dari emotional support terhadap trust towards seller. Penelitian ini juga menemukan bahwa terjadi trust-transfer dari members ke platform dan dari platform ke seller. Selain itu, trust memiliki pengaruh signifikan terhadap intention to purchase yang juga berpengaruh signifikan terhadap actual purchase.

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The popularity of social commerce lead to consumer's dependence on the shopping experience of other consumers. The exchange of informational and emotional support encourages the interaction among users hence trust plays an important role on social commerce. This study was conducted to determine the effect of social support (emotional and informational support) on trust and its impact on intention to purchase to actual purchases made by users. This study examines trust in social commerce from a trust-transfer perspective where trust-transfer occurs from members to platform and from platform to seller. The respondents of this study are consumers who have done transactions through social commerce. Data was collected using an online survey which was distributed via social media. A total of 1,366 valid data were collected and processed with CB-SEM method using AMOS 24.0 program. The result shows that informational support has significant effect on trust towards members and trust towards sellers and emotional support on trust towards members. However, emotional support has no significant effect on trust towards seller. This research also found that trust-transfer was occurred from members to the platform and from the platform to the seller. In addition, trust has a significant effect on intention to purchase which also has a significant effect on actual purchases. "

"Penelitian ini membahas mengenai faktor-faktor yang memengaruhi akses ke jasa keuangan usaha mikro, kecil, dan menengah (UMKM) di Indonesia. Penelitian ini menggunakan data sekunder dari World Bank Enterprise Survey dan melibatkan 881 UMKM dari sembilan provinsi di Indonesia sebagai sampel penelitian. Pengujian hipotesis dilakukan dalam menentukan determinan kesuksesan perolehan pinjaman menggunakan metode regresi logistik biner data cross-section. Hasil penelitian menunjukkan bahwa penyertaan laporan keuangan, pemberian jaminan, usia usaha, penjualan usaha, dan jenis kepemilikan usaha secara signifikan mampu memengaruhi akses ke jasa keuangan UMKM di Indonesia. Penelitian ini juga mendiskusikan implikasi dari hasi penelitian baik bagi pembuat kebijakan, pelaku industri, dan akademisi

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This study discusses several factors that affect the access to finance among micro, small, and medium-sized enterprises (MSMEs) in Indonesia. The study utilizes secondary data from World Bank Enterprise Survey and involved 881 MSMEs from nine provinces in Indonesia as the research sample. The hypothesis testing regarding the determinants of obtaining access to external finance is carried out using the binary logistic regression and cross section data. The results of this study indicate that the financial statements lending, the provision of collateral, firm age, firm revenues, and firm ownership significantly influence access to external finance of Indonesian MSMEs. This study also discusses the implications of the results both for policy makers, industry players, and academics."

"The increasing complexity of financial problems and the enormous volume of financial data often make it difficult to apply traditional modeling and algorithmic procedures. In this context, the field of computational intelligence provides an arsenal of particularly useful techniques. These techniques include new modeling tools for decision making under risk and uncertainty, data mining techniques for analyzing complex data bases, and powerful algorithms for complex optimization problems. Computational intelligence has also evolved rapidly over the past few years and it is now one of the most active fields in operations research and computer science. This volume presents the recent advances of the use of computation intelligence in financial decision making. The book covers all the major areas of computational intelligence and a wide range of problems in finance, such as portfolio optimization, credit risk analysis, asset valuation, financial forecasting, and trading."

"This volume contains papers from the Fourth KES International Symposium on Intelligent Decision Technologies (KES IDT?12), hosted by researchers in Nagoya University and other institutions in Japan. This book contains chapters based on papers selected from a large number of submissions for consideration for the conference from the international community. The volume represents the current leading thought in intelligent decision technologies."