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"I will talk about BPI and how it has transformet retail banking in the country. You have the famous statement of Charles Darwin that in the end it's not the strongest of the species who will survive but the one who is most responsive to change...."

"The urban landscape has changed dramatically over the past decade as cities worldwide implement revitalisation plans designed to keep urban areas vital and appealing for both tourism and residency. Bringing a :sense of space and place to the public areas of urban cities is essential for the vitality of the city"