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"ABSTRAKThe Indonesian bankruptcy law system adheres to the debt collective principle which is general seizure (sita umum) of the debtors property as guarantee for the payment of debt through the bankruptcy institution. The principle of debt collective stresses that the debtors debt shall be paid immediately from the property owned by the debtor. Based on such principle, bankruptcy serves as a means of coercion to materialize the creditors rights through liquidation of the debtors assets. Bankruptcy law in Indonesia does not recognize the principle of debt forgiveness, among others, the implementation of debt relief granted to the debtor to pay off debts that are truly incapable of being fulfilled. According to the Bankruptcy Law, after the completion of the bankruptcy process, the debtor is no longer in a state of bankruptcy, because the end of bankruptcy has revoked the status of insolvent debtors, hence debtors are considered as being competent to take care of their property. However, the termination of bankruptcy does not necessarily absolve the debtor from the remainder of the debt; creditors are entitled to collect it and debtors are obligated to pay it off. Upon the completion of the bankruptcy process, debtors or their heirs may apply for rehabilitation. However, rehabilitation is only to be granted if all creditors state that they have obtained payment in a satisfactory manner, meaning that recognized creditors will not file claims against the debtor concerned again even though they may not have received payment on all of their outstanding receivables. Request for rehabilitation can only be granted if the debtor has completed the entire scheme of bankruptcy and creditors were satisfied with the payment."

"This book shows that a special bank bankruptcy regime is desirable for the efficient restructuring and/or liquidation of distressed banks. It explores in detail both the principal features of corporate bankruptcy law and the specific characteristics of banks including the importance of public confidence, negative externalities of bank failures, fragmented regulatory framework, bank opaqueness, and the related asset-substitution problem and liquidity provision. "

"Skripsi ini membahas mengenai kewenangan Pengadilan Niaga dalam kepailitan asuransi syariah menurut UU 37 Tahun 2004 tentang Kepalitan dan PKPU yang menjadi sebuah diskursus tersendiri dalam paradigma perluasan kewenangan Pengadilan Agama serta ketentuan kepailitan syariah (taflis) dalam Kompilasi Hukum Ekonomi Syariah. Utang menurut hukum kepailitan di Indonesia didefinisikan secara luas mencakup setiap kewajiban yang dinyatakan atau dapat dinyatakan dalam jumlah uang, dan utang menurut Kompilasi Hukum Ekonomi Syariah juga setiap kewajiban yang dinyatakan atau dapat dinyatakan dalam jumlah uang. Berbeda dengan asuransi konvensional di mana pertanggungan terjadi antara perusahaan asuransi dengan pemegang polis, dalam asuransi syariah pertanggungan terjadi di antara para pemegang polis dengan perusahaan asuransi syariah sebagai pengelola dana tabarru'. Hal tersebut menimbulkan pertanyaan atas akibat dan penyelesaian perbedaan arti utang secara konvensional dan syariah. Pertanyaan tersebut pernah dihadapi oleh Pengadilan Niaga pada Pengadilan Negeri Jakarta Pusat yang memeriksa dan memutuskan kepailitan terhadap PT Asuransi Syariah Mubarakah yang akan diulas dalam penelitian ini.

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This study discusses about the Commercial Court's competence in sharia insurance bankruptcy according to UU 37 of 2004 which has become a discussion under the expansion of Religious Court's competence and sharia bankruptcy (taflis) terms under Kompilasi Hukum Ekonomi Syariah. Debt under the Indonesian Bankruptcy Law is defined broadly to include any obligation that is or can be stated in monetary amount, and under Sharia Economic Law Compilation debt is also defined as any obligation that is or can be stated in monetary amount. Contrary to Conventional Insurance where insurance occurs between the policy holder and the Conventional Insurance Company, Sharia Insurance occurs between the policy holder themselves with Sharia Insurance Company acts as the administrator of tabarru' fund. It raises questions as to the implication and adjudication of conventional and sharia debt differences. That question was faced by the Commercial Court at Central Jakarta District Court who checks and decides the bankruptcy of PT Asuransi Syariah Mubarakah which will be further discussed in this study."