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"Penelitian ini bertujuan untuk mengetahui apakah host countries national culture atau home countries national culture yang lebih mempengaruhi perilaku pengambilan keputusan foreign affiliates banks. Penelitian ini menggunakan sampel foreign affiliates banks global dengan periode penelitian 2009-2015. National culture diukur dengan menggunakan 4 dimensi Hosftede rsquo;s framework of national culture, yaitu: uncertainty avoidance, individualism, masculinity v.s femininity dan power distance. Hasil dari penelitian ini menunjukkan bahwa national culture of home country lebih mempengaruhi perilaku foreign affiliates banks daripada national culture of host country. Lebih spesifik, pengambilan risiko pada foreign affiliates banks akan lebih tinggi ketika national culture of home country memiliki nilai individualism yang tinggi dan power distance yang rendah.

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This study aims to determine whether national culture of host or home country which has more influence on risk taking behavior of foreign affiliates banks. This study uses samples of foreign affiliates banks operating globally with period of observation from 2009 to 2015. National culture is measured by using 4 dimensions of Hofstede rsquo s framework of national cultures uncertainty avoidance, individualism, masculinity v.s femininity, and power distance. This study finds that risk taking behavior of foreign affiliates bank is dominated by the culture of home country. Specifically, they take more risks when the national culture of home country has high individualism and high power distance cultural values."

"Penelitian ini bertujuan untuk menganalisis implementasi pelaksanaan Automatic Exchange of Information yang dilaksanakan oleh Lembaga Keuangan Perbankan khususnya pada PT Bank XYZ.Penelitian ini menggunakan pendekatan kualitatif dengan teknik pengumpulan data melalui studi kepustakaan dan studi lapangan yang dilakukan dengan wawancara dengan pihak-pihak terkait.Hasil penelitian menunjukkan Bank XYZ sebagai Lembaga Keuangan Pelapor diwajibkan untuk menerapkan ketentuan standar pelaporan internasional yaitu Common Reporting Standard (CRS) yang digunakan untuk mengklasifikasiakan data sesuai dengan tujuan pelaporannya. Beberapa kendala yang ditemukan yakni perlu adanya guidance lebih lanjut yang dikeluarkan oleh Direktorat Jenderal Pajak sebagai pihak berwenang (competent authority) yang mengatur secara lebih rinci mengenai petunjuk pengisian laporan yang akan dilaporkan pada saat pelaporan data informasi keuangan, dan juga Direktorat Jenderal Pajak harus mengantisipasi kemungkinan terjadinya kendala terkait saat dilakukan pelaporan oleh Lembaga Keuangan Pelapor.

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This studi aims to analyze the implementation of Automatic Exchange of Information by Financial Institution especially at PT Bank XYZ. This study uses a qualitative approach with data collection through library and field research conducted by interviews with related parties. The results of the study show that Bank XYZ as a Reporting Financial Institution is required to implement the provisions of international reporting standards, namely Common Reporting Standard (CRS), which is used to classify data in accordance with its reporting objectives. Some obstacles were found, namely the need for further guidance issued by the Directorate General of Taxes as a competent authority that regulates in more detail the instructions for filling in reports to be reported when reporting financial information data, and also the Directorate General of Taxes must anticipate the possibility related problems when reported by the reporting financial institution."

"This research aims to examine the factors that affect the financial performance of listed banks in ASEAN 5 countries which are Indonesia, Singapore, Malaysia, Thailand, and Philippines during 2000-2014 periods. Those factors include a combination of 12 bank specific variables and macroeconomic variables as well as a dummy variable for 2009 crisis. The research uses 54 bank samples that are publicly listed and have at least 5 years of complete data. Fixed effect regression is used in this research with ROA and ROE as dependent variables. Under ROA model it is found that 2 variables are significant and yielded positive correlation to the banks financial performance market risk NIM interest rate and current account balance. Meanwhile operational efficiency BOPO is significant and has a negative coefficient. The other 4 variables are found to be insignificant towards ROA. In the ROE model two variables are significant and have positive correlation interest rate and current account balance meanwhile four variables are significant and yielded negative correlation BOPO capital adequacy CAR bank size and loan to deposit ratio LDR. Recommendation to ASEAN 5 banks is to pay attention on factors that determine banking profitability to maintain profits in the AEC. Future researches can add more years of observation as well as country dummy variables.

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Penelitian ini bertujuan untuk menganalisis faktor faktor yang mempengaruhi kinerja keuangan di sektor perbankan 5 negara ASEAN yaitu Indonesia Singapura, Malaysia, Thailand, dan Filipina selama tahun 2000-2014. Faktor faktor tersebut mencakup kombinasi dari 6 variabel yang spesifik terhadap bank 6 variabel makroekonomi dan 1 variabel dummy untuk krisis tahun 2009. Penelitian ini menggunakan 54 sampel bank yang telah go public dan memiliki data lengkap setidaknya selama 5 tahun. Penelitian menggunakan regresi fixed effect serta ROA ROE sebagai variabel terikat. Dengan model ROA 2 variabel ditemukan signifikan dan menghasilkan korelasi yang positif terhadap kinerja keuangan yaitu risiko pasar NIM dan current account balance. Sementara variabel efisiensi operasional berpengaruh negatif terhadap ROA 4 variabel lainnya ditemukan tidak signifikan terhadap ROA. Dalam model ROE 2 variabel ditemukan signifikan dan menghasilkan koefisien positif efisiensi operasi suku bunga dan current account balance Sementara empat variabel signifikan dan memiliki koefisien negatif yaitu BOPO CAR total aset dan LDR. Berdasarkan hasil penelitian bank bank di ASEAN perlu lebih memperhatikan faktor faktor yang mempengaruhi profitabilitas perbankan guna meningkatkan daya saing dalam MEA. Penelitian selanjutnya dapat menambah rentang tahun penelitian dan variabel dummy untuk negara."

"ABSTRAKPenelitian ini bertujuan untuk melihat pengaruh liberalisasi finansial dan perubahan struktur kepemilikan terhadap efisiensi biaya bank komersial yang terdaftar di bursa efek pada sepuluh negara di wilayah Timur Tengah dan Afrika Utara MENA selama periode tahun 2011 hingga 2015. Pengukuran nilai efisiensi biaya dilakukan dengan menggunakan metode Stochastic Frontier Approach SFA . Salah satu kontribusi dari penelitian ini adalah menambahkan loan loss provisions sebagai salah satu input efisiensi. Komponen Financial Freedom dari Heritage Foundation 39;s Index of Economic Freedom digunakan sebagai proksi dari liberalisasi finansial. Perubahan struktur kepemilikan bank merupakan perubahan persentase kepemilikan saham terbesar oleh pemerintah, domestik dan asing dengan minimum kepemilikan sebesar 10 . Dengan menggunakan metode regresi Tobit, hasil penelitian menunjukkan bahwa liberalisasi finansial dan peningkatan kepemilikan domestik berpengaruh negatif terhadap efisiensi biaya bank, dan sebaliknya, peningkatan kepemilikan asing berpengaruh positif terhadap efisiensi biaya bank.

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ABSTRACTThis study aims to identify the influence of financial liberalization and changes in ownership structure on the efficiency of listed commercial banks in ten countries of the MENA region. Bank cost efficiency is measured using Stochastic Frontier Approach SFA . This study makes several contributions to the literature, including the addition of loan loss provisions as an input used in measuring efficiency. Financial Freedom Index of Heritage Foundation 39 s Index of Economic Freedom is used as a proxy of financial liberalization. Changes in ownership structure are the changes of the percentage of bank shares owned by the government, domestic or foreign investors with minimum ownership of 10 . Using Tobit regression model, the results of this study shows that financial liberalization and increase in domestic ownership negatively affect bank cost efficiency, whereas the increase in foreign ownership positively affects bank cost efficiency."

"This book gives insight on the dynamics and route of economic policies that have been taken and implemented since the point of institutional reforms in 1998 that is triggered from the context of financial crisis in 1997/​1998. The condition that brought different paradigm on the landscape of economic and development policies, especially on the case of monetary and financial structure, international trade sector, manufacturing sector, taxes administration policy, and the evolved context of decentralization and development of public sector policies in general.Given state of current economic development, this book offers suggestions to address economic issues that require improvements. This book is unique as: 1) it is about Indonesia, a country that mostly affected by 1997/​1998 financial crisis, which also lead to a change in regime, 2) It cover a broad range of thematic topics on sectors development and institutional changes from major policies that have been taken, 3) It posted both existing and future challenges on monetary and financial sectors, trade, manufacturing and competitiveness, as well as on development of decentralization policies"