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Hasil Pencarian

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Sandi Wahyudi
"Bank Indonesia adalah otoritas moneter tertinggi di Indonesia. Bank Indonesia bertanggung jawab untuk memelihara kestabilan kondisi moneter nasional. Untuk mewujudkan hal tersebut bank Indonesia diberikan beberapa wewenang, salah satunya adalah wewenang BI sebagai Lender of Last Resort. Bank Indonesia dalam hal ini memiliki wewenang untuk memberikan pinjaman jangka pendek kepada bank yang memiliki kesulitan likuiditas. Bank Indonesia dalam menjalankan wewenangnya tersebut diberikan status independen, lepas dari pengaruh pihak manapun. Akan tetapi independensi Bank Indonesia tidak berarti Bank Indonesia tidak dapat dimintai pertanggungjawaban manakala dalam menjalankan wewenangnya tersebut terdapat indikasi pelanggaran hukum. Bank Indonesia harus mempertanggungjawabkan wewenang mereka kepada DPR, BPK, dan masyarakat.

Bank Indonesia is Indonesia's monetary authority. Bank Indonesia has the responsibilities to maintain the stability of national monetary condition. Bank Indonesia to do such responsibilities had given some powers by the law, one of it is the power as Lender of Last Resort. Bank Indonesia, as the Lender of Last Resort, have the right to give banks a short term loan to solve their liquidity problem. Bank Indonesia to exercise their power has given a independent status, a status that ensured that BI can not be affected by other party. On the other hand, Bank Indonesia independent status doesn?t mean that BI can not be requested for their responsibility if there are indication that their policy was against the law. Bank Indoensia must gave such responsibility to the DPR, BPK, and the people."
Depok: Fakultas Hukum Universitas Indonesia, 2011
T28181
UI - Tesis Open  Universitas Indonesia Library
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Yudi Hasri Surya
Depok: Fakultas Hukum Universitas Indonesia, 2003
S23931
UI - Skripsi Membership  Universitas Indonesia Library
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Simanjuntak, Eva Aderia
"[ABSTRAK
Tesis ini berjudul Analisis Perlindungan Hukum Bagi Pembuat Kebijakan Di Bank Indonesia Dalam Menjalankan Fungsinya Sebagai Lender of The Last Resort. Tugas sebagai Lender of The Last Resort (LoLR) merupakan tugas yang melekat dalam sejarah keberadaan bank sentral. LoLR dalam sistem keuangan Indonesia ditujukan untuk membantu bank-bank yang mengalami kesulitan likuiditas dan berfungsi untuk mencegah terjadinya krisis keuangan yang sistemik. Sebagai bank sentral, tugas LoLR tidak lepas dengan tugas dan kewenangan Bank Indonesia. Namun demikian, dalam pelaksanaan tugas LoLR ini beberapa kali pembuat kebijakan di Bank Indonesia terkait dengan kasus hukum.
Oleh karena itu, perlindungan hukum bagi para pejabat pengambil kebijakan atau keputusan di Bank Indonesia sangatlah penting, apalagi kebijakan erat kaitannya dengan diskresi yang apabila menyangkut urusan pemerintahan akan lebih mengutamakan pencapaian tujuan sasarannya (doelmatigheid) daripada legalitas hukum yang berlaku (rechtsmatigheid).
Terdapat 2 (dua) permasalahan yang dikaji dalam penelitian ini yaitu bagaimana pengaturan perlindungan hukum bagi pembuat kebijakan di Bank Indonesia dan bagaimana ketentuan perlindungan hukum yang diberikan kepada pegawai dan pejabat pengambil keputusan dengan ketentuan yang berlaku. Penelitian dalam tesis ini adalah penelitian hukum normatif yang bersifat deskriptif analitis dengan menggunakan pendekatan undang-undang dan ketentuan serta analisis konsep hukum. Bahan hukum yang digunakan terdiri dari bahan hukum primer berupa perundang-undangan dan ketentuan, bahan hukum sekunder berupa literatur yang berkaitan dengan permasalahan, dan bahan hukum tersier berupa kamus hukum dan artikel.
Bentuk pengaturan hukum terhadap perlindungan hukum diatur dalam Pasal 45 Undang-Undang No. 23 Tahun 1999 Tentang Bank Indonesia sebagaimana telah diubah beberapa kali terakhir dengan Undang-Undang Republik Indonesia Nomor 6 Tahun 2009 dan Peraturan Bank Indonesia Nomor No.11/10/PDG/2009 tentang Bantuan Hukum. Perlindungan hukum ditujukan untuk menciptakan suasana kerja yang kondusif guna meningkatkan kinerja pelaksana tugas kedinasan Bank Indonesia dalam menghadapi permasalahan hukum yang semakin kompleks dan berkembang. Prinsip penyediaan perlindungan hukum adalah bahwa pegawai atau pejabat BI tidak dapat dihukum atas pelaksanaan tugas dan wewenangnya atau karena telah mengambil keputusan yang diperlukan dalam melaksanakan tugas dan wewenangnya, sepanjang dilakukan dengan itikad baik dan sesuai dengan peraturan perundang-undangan.

ABSTRACT
This thesis entitled Analysis of Legal Protection for Policy Makers in Bank Indonesia on Doing of Its Function as Lender of the Last Resort. The task as Lender of Last Resort (LoLR) is embedded in the existence of the central bank's history. LoLR in Indonesia's financial system aims to help banks experiencing liquidity problems and serves to prevent a systemic financial crisis. As a central bank, LoLR cannot be separated with the duties and authority of Bank Indonesia. However, in the execution of LoLR several times policy makers in Bank Indonesia related to the legal case.
Therefore, legal protection for officials or policy makers in Bank Indonesia is very important, moreover policy is closely related to discretion regarding the affairs of government will prioritize the achievement of the target objectives (doelmatigheid) rather than the legality of applicable law (rechtsmatigheid).
There are two (2) issues examined in this research is how the legal protection arrangements for policymakers in Bank Indonesia and how the legal protection that is given to employees and decision makers with applicable regulations. The research in this thesis is a normative legal research that is descriptive analytical approach by using legislation and regulations as well as analysis of legal concepts. Legal materials consisted of primary legal materials in the form of legislation and regulations, secondary legal materials in the form of literature related to the problems, and tertiary legal materials in the form of legal dictionaries and articles.
Form of legal regulation of the legal protection provided for in Article 45 of Law No. 23 of 1999 concerning Bank Indonesia as amended several times, most recently by the Law of the Republic of Indonesia Number 6 of 2009 and Regulation of Bank Indonesia Number 11/10 / PDG / 2009 on Legal Assistance. Legal protection is intended to create a working atmosphere which is conducive to improve the performance of executing official duties of Bank Indonesia in the face of increasingly complex legal problems and develop. The principle of the provision of legal protection is that BI‟s employee or official cannot be punished for the implementation of tasks and authority or for taking the necessary decisions in carrying out its duties and authorities, all done in good faith and in accordance with legislation., This thesis entitled Analysis of Legal Protection for Policy Makers in Bank Indonesia on Doing of Its Function as Lender of the Last Resort. The task as Lender of Last Resort (LoLR) is embedded in the existence of the central bank's history. LoLR in Indonesia's financial system aims to help banks experiencing liquidity problems and serves to prevent a systemic financial crisis. As a central bank, LoLR cannot be separated with the duties and authority of Bank Indonesia. However, in the execution of LoLR several times policy makers in Bank Indonesia related to the legal case.
Therefore, legal protection for officials or policy makers in Bank Indonesia is very important, moreover policy is closely related to discretion regarding the affairs of government will prioritize the achievement of the target objectives (doelmatigheid) rather than the legality of applicable law (rechtsmatigheid).
There are two (2) issues examined in this research is how the legal protection arrangements for policymakers in Bank Indonesia and how the legal protection that is given to employees and decision makers with applicable regulations. The research in this thesis is a normative legal research that is descriptive analytical approach by using legislation and regulations as well as analysis of legal concepts. Legal materials consisted of primary legal materials in the form of legislation and regulations, secondary legal materials in the form of literature related to the problems, and tertiary legal materials in the form of legal dictionaries and articles.
Form of legal regulation of the legal protection provided for in Article 45 of Law No. 23 of 1999 concerning Bank Indonesia as amended several times, most recently by the Law of the Republic of Indonesia Number 6 of 2009 and Regulation of Bank Indonesia Number 11/10 / PDG / 2009 on Legal Assistance. Legal protection is intended to create a working atmosphere which is conducive to improve the performance of executing official duties of Bank Indonesia in the face of increasingly complex legal problems and develop. The principle of the provision of legal protection is that BI‟s employee or official cannot be punished for the implementation of tasks and authority or for taking the necessary decisions in carrying out its duties and authorities, all done in good faith and in accordance with legislation.]"
2015
T-Pdf
UI - Tesis Membership  Universitas Indonesia Library
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Aditya Suryatin Sarwono
Depok: Fakultas Hukum Universitas Indonesia, 2004
S24704
UI - Skripsi Membership  Universitas Indonesia Library
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Jakarta: Bumi Aksara , 1992
332.1 AME bt (1)
Buku Teks  Universitas Indonesia Library
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Tedy Arief Budiman
"Penelitian ini bertujuan untuk mengetahui apakah perbedaan metode perhitungan kualitas kredit berpengaruh terhadap profitabilitas bank di Indonesia. Indikator Profitabiltas yang digunakan adalah Return On Asset (ROA) dan Return On Equity (ROE) sedangkan kualitas kredit dibedakan berdasarkan empat metode, yaitu 1) rasio Non-Performing Loan, 2) rasio NPL dengan kredit restrukturisasi kualitas Lancar dan Dalam Perhatian Khusus, 3) rasio NPL yang memperhitungkan hapus buku, dan 4) rasio NPL ditambah kredit restrukturisasi kualitas Lancar dan Dalam Perhatian Khusus dan hapus buku. Penelitian ini menggunakan analisis data panel model fixed effect.
Hasil penelitian ini menemukan bahwa perbedaan perhitungan kualitas kredit yang berbeda memiliki pengaruh signifikan secara statistic pada ROA, kecuali untuk metode kedua.Selain itu, variable penjelas yang memiliki pengaruh signifikan secara statistic pada ROA adalah gearing ratio, ukuran aset dan ROA periode sebelumnya. Selanjutnya, perbedaan perhitungan kualitas kredit juga memiliki dampak yang signifikan terhadap ROE dengan pengecualian untuk metode ketiga. Rasio kecukupan modal (CAR) dan ROE periode sebelumnya adalah variabel independen lain yang menunjukkan pengaruh yang signifikan terhadap profitabilitas ROE. Namun, untuk kasus model ROE dengan perhitungan kualitas kredit metode ketiga menyebabkan gearing ratio menjadi signifikan secara statistik.

This study aims at examining whether different calculation methods in credit quality have influenced the profitability of the banking businesses in Indonesia. While we used return on asset (ROA) and return on equity (ROE) as profitability indicators, we differentiated the credit quality based on the way we treated the bad loans in the calculation of the non-performing loan (NPL) ratio. We thus have four approaches, namely 1) common NPL ratio, 2) NPL ratio which included the credits with current and special mention collectability resulted from debt restructuring programs as bad loans, 3) NPL ratio which took into account the bad loans that have been written off, and 4) NPL ratio which combined the second and the third methods.
Following panel data procedures of analysis, we found that different NPL ratios have statistically significant effect on profitability, ROA, except for the second method of NPL ratio. Besides, other explanatory variables that have statistically significant influence on the ROA are gearing ratio, the size of the assets and the previous period of ROA itself. Furthermore, the various NPL ratios have also significant impact on ROE profitability with the exception for the third methods. Capital adequacy ratio (CAR) and the first lag of ROE are the other independent variables that showed significant effect on ROE profitability. However, for the case of the ROE model with the third NPL ratio method, gearing ratio is found to be negative and statistically significant.
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Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2012
T32269
UI - Tesis Open  Universitas Indonesia Library
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Mona Vindytial
"Tujuan dari penelitian ini adalah menganalisis pengaruh kekuatan pasar terhadap kinerja bank umum konvensional di Indonesia selama periode 2004-2012, dengan menggunakan kerangka empiris yang menggabungkan hipotesis structure-conduct-performance (SCP) dan hipotesis relative-market-power (RMP). Hasil estimasi dari penelitian ini mendukung adanya hipotesis structure-conduct-performance (SCP) dalam kaitannya dengan profitabilitas bank di Indonesia, di mana dalam sistem perbankan yang terkonsentrasi sebagai akibat dari adanya bentuk pasar persaingan tidak sempurna, bank dapat menetapkan spread lebih tinggi dengan memberlakukan suku bunga pinjaman yang lebih tinggi dan suku bunga deposito yang lebih rendah. Sehubungan dengan adanya pengaruh dari struktur pasar terhadap stabilitas bank, ditemukan bahwa SCP lebih memberikan pengaruh stabilitas, di mana bank-bank besar pada sektor perbankan yang terkonsentrasi cenderung untuk mengurangi financial fragility.

The aim of this study is to analyst the effects of market power on performance of conventional banks in Indonesia over 2004-2012 by using an empirical framework that incorporates the traditional structure-conduct-performance (SCP) and relative-market-power (RMP) hypothesis. The estimation results of this study support the structure-conduct-performance hypothesis as an explanation for profitability in Indonesia, where in a concentrated banking system as a result of imperfectly competitive market, a bank can set higher spreads by imposing higher lending rates and lower deposit rates. With respect to the impact of market structure on banking stability, SCP appears to exert a stabilizing effect where larger banks in concentrated banking sectors reduce financial fragility.
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Depok: Fakultas Ekonomi dan Bisnis Universitas Indonesia, 2014
S55575
UI - Skripsi Membership  Universitas Indonesia Library
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Nasution, Nia Maulida Febrianty
Depok: Universitas Indonesia, 2005
S24242
UI - Skripsi Membership  Universitas Indonesia Library
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Jakarta: Humas BRI , 1995
332.1 BAN s
Buku Teks  Universitas Indonesia Library
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Arief Aphrian Lambri
Depok: Fakultas Hukum Universitas Indonesia, 1999
S23392
UI - Skripsi Membership  Universitas Indonesia Library
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