The global crisis has caused business world or corporations in Indonesia with difficulties in continuing their business activities which certainly influencing their inability to pay their bank loans. Restructuring as one method of bank loan recovery in case that the difficulty caused by equity factor. The restructuring method starts reviewing the company's equity condition, either equity in forms of short term loan or lease financing accompanied by rescheduling and reconditioning. With restructuring, Banks and borrowers are bound by clauses in special consensus written known as restructuring agreement.